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| HOME LOAN |
| By AMIT KUMAR on January 4, 2009, 4:21 pm |
Hello,
This is Amit Kumar from Navi Mumbai and looking for home loan of Rs. 1500000.I am having monthly income Rs.30000 in Pvt. company.Please suggest the bank with lowest interest and best terms and conditions/options.
Contact-9324774504
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| Transfer of Home Loan |
| By J Y Desai on January 4, 2009, 12:10 pm |
I have a current Home loan with the HDFC Bank, Gurgaon, for a house I own and live in, in Gurgaon. The loan is about 7 months old (7-year term)and the outstanding is about 20.25 lakhs. HDFC is not willing to reduce the ROI from the current 11.5% despite my several representations. SBI also is not responding positively for a balance transfer despite my furnishing them the full details more than once.I understand from the newspapers that banks are offering about 9% for loans in this range.Please help me by furnishing me banks / institutions which will take over the loan at 9%-9.5% ROI.
Regards |
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| OVERDRAFT ACCOUNT LOAN |
| By ATUL AGARWAL on December 29, 2008, 11:18 pm |
| I AM HAVING 20 LACS OD A/C WITH BANK OF BARODA ,& I NEED MORE FUND FOR BUSINESS,SO I APPROCHED BANK,AS PER TURNOVER & PROPERTY VALUATION I AM OK,BUT MY BANK MANAGER SAYS THAT IT IS COMPULSORY IN BANK ,SAME PROPERTY CAN ONLY BE REVALUED ONLY AFTER THREE YEARS,I HAVE COMPLETED NEARLY 2.5 YEARS & OTHER BRANCH MANAGER OF BOB ARE READY TO DO AFTER TRANSFERING A/C IN THERE RESPECTIVE BRANCHES.PLEASE GUIDE US. |
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| Transfer of loan from ICICI Bank |
| By Srinivas on December 17, 2008, 9:50 am |
Hi,
I have taken home loan from ICICI Bank in 2005 to buy an apartment in Hyderabad. Now I have moved to USA.
I want to transfer my loan to another bank like SBI as I am not happy with ICICI Bank's amortization schedule.
Can I transfer my home loan without visiting India? What is the procedure? Are there any options like asking ICICI to increase my EMI amount so that I can quickly pay off the ICICI loan? |
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| By Nitu on December 20, 2008, 4:42 pm |
| Srinivas,u need to check from different Banks as i think this can be possible.Else u can pay some balance amount to Bank & then can pay the further as EMI. |
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| want personal loan |
| By justinpeter on December 16, 2008, 4:36 pm |
| i had applied persnol loan but it declined and also cleared my all necessary payments.can u help me to get the personal loan based on my previous loan tracks |
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| regarding for applying for credit cards |
| By M Kanthi Reddy on December 15, 2008, 11:35 pm |
| i am govt employee and my salary is 22500p.m.and wanted to take credit cards |
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| By Team-D4L on December 16, 2008, 11:17 am |
| Mr Reddy,Please post your request at our site www.deal4loans.com,for your Credit Card requirement.We would help you out in giving comparision from different Banks. |
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| homeloan |
| By prasanna on December 15, 2008, 11:36 am |
hi,
there are 2 types of home loans available like fixed and floating. pl let me know which is profitable. |
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| By Uday on December 16, 2008, 11:24 am |
| It Totally depends upon the market situation. In Fixed Rate of interest also the banks can change the Rate of Interest as per their Terms And Condition after a specific period of time. Whereas the Floating Rate of Interest is usually lower the the Fixed Rate of Interest. And it also changes as per the market situation. So to choose the best deal you should compare the offers and benefits provided by different banks as per your requirement. Then you only would be able to decide which offer is better for you. |
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| cibil score |
| By m.justinpeter on December 12, 2008, 5:39 pm |
| i had fully paid all my credit card accounts.but still im not able to get loan.how to know my name is in cibil yet.then how to know my cibil score.any phone/website |
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| By Gautam on December 26, 2008, 4:19 pm |
| tough to know the cibil score.It keep on changing & individual can't see there cibil score. |
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| By Yash on December 15, 2008, 3:26 pm |
| The Cibil rating can only be access by Banks not by any individual |
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| mortgage loan |
| By a k kapoor on December 12, 2008, 4:50 pm |
| ihave purchased aflat from sbi in aution.now iwant to ger it regd and also wanted some woodwork there. my requirement is 400000(four lac)Kindly let me know the intt rate and the formalities.Iam a pensioner and annual income is 200000(two lac) |
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| By Team-D4L on December 17, 2008, 9:58 am |
| Mr.Kapoor,Please post your request at our site www.deal4loans.com,for your loan requirement.We would help you out in giving comparision from different Bank. |
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| Mortgage Loan |
| By vasant on December 11, 2008, 5:05 pm |
| owned flat financed by HDFC. Outstanding amt approx 2 lacs. Can I get a mortgage loan on the flat? Current market value of the flat around 20 lacs. After adjusting outstanding balance how much amount will I get? My takehome monthly income is Rs.20000/- |
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| By Pranav on December 17, 2008, 4:30 pm |
| Sir, It would be better if you go for Balance Transfer with an additional Top-Up as the Rate of Interest on Home Loans is quite less as compared to Loan Against Property. You should approach different banks for home loan and compare their offers. You can get the details of different banks through this link :- http://www.deal4loans.com/Request_Loan_Home_New.php |
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| LOAN CRITERIA |
| By MANOHAR N KARDA on December 10, 2008, 6:25 pm |
| MY RECORD WITH CIBIL IS IREGULAR AS I HAVE NOT PAID MY REPAYMENT OF MY PL IS IRREGULAR SO WHAT SHOULD IS MUST DO MAINTAIN MY CIBIL RECORD AS URGENTLY NEED A PL OF 5L MY P.A INCOME IS 2,50,000 |
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| By Rajneesh on December 15, 2008, 10:55 am |
| Its tough to get out of Cibil |
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| credit card |
| By sunil on December 8, 2008, 2:53 pm |
Dear Sir i am looking for a credit card
Kindly tell executive to get in touch with me |
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| By Team-D4L on December 9, 2008, 12:03 pm |
| Dear Sunil,Please post your request at our site www.deal4loans.com,for your Credit Card requirement.We would help you out in giving comparision from different Banks. |
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| home loan |
| By harjeet on December 8, 2008, 2:49 pm |
Dear Sir
I would like to know what is the rate of intrest of the major bank on home loan
should i wait further so that the rates will decrease |
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| By Team-D4L on December 9, 2008, 12:06 pm |
| Dear Harjeet,you can check the current Home loan rate of interest through this link:-http://www.deal4loans.in/content/best-home-loan-rates-december-08 |
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| My CIBIL Rating |
| By Nevinson J. K.Kongor on December 7, 2008, 4:38 pm |
How can I know my CIBIL rating? Are there website for that / any number / email address.
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| By Yash on December 10, 2008, 5:49 pm |
| The Cibil rating can only be access by Banks not by any individual |
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| Correct my record in cibil |
| By Shiv on December 5, 2008, 8:18 am |
| Hi, I have bad scoring in cibil as did not repayed a credit card and personal loan. Now do I have a chance to correct the score by repaying back these credits I availed. |
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| By zahir on December 9, 2008, 9:11 am |
Once your name gets in cibil its really tough to get out of that.
Mr.shiv i am too going through the same problem.But there is no solution to this.
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| CIBIL Rating |
| By Anil on December 4, 2008, 8:12 pm |
How can I know my CIBIL rating? any number or email address or any portal for the same.
Thank you
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| By himani on December 6, 2008, 5:11 pm |
Anil,one cant see its cibil score as such.
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| Loan Criteria |
| By Rajeev kumar on December 2, 2008, 11:47 pm |
Sir,
Urgently need a business or personal loan amt rs 5 lac.But my record with banks, ie( Sibil) is not good. But my transaction with HDFC bank is good.Can I expect their financial help?
My annual incom , filed for only Rs 130000/= What can I do ir? |
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| By Daya on December 6, 2008, 10:00 am |
Dear Rajeev,if your name is in cibil then in that case its tough for you to get loan from any Bank,as cibil keeps the track of all who takes things on credit.
Thanking you
Daya |
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| CIBIL Score? |
| By Bulesh on December 2, 2008, 4:48 pm |
What is an acceptable CIBIL Score, & What are the scoring criteria at CIBIL
Also Can i know my CIBIL Score? If Yes, How? |
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| By gautam on December 26, 2008, 4:22 pm |
| tough to know the cibil score.It keep on changing & individual can't see there cibil score. |
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| Personnel Loan |
| By venu on December 2, 2008, 2:07 pm |
hi,
I NEED A PERSONAL loan OF 5 LAKHS FOR 4 YEARS WITH A LOW INTEREST RATE. MY ANNUAL INCOME IS 530000. I DO NOT HAVE ANY EXISTING CURRENT LOAN OR EMI. COULD U PLEASE SUGGEST A BANK THAT HAS A LOW INTEREST RATE AS WELL AS LOW RATE ON PREPAYMENT OPTION & low processing fee and i am working wirh Oil Inductry.
Please suggest the appropriate bank |
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| By Team-D4L on December 4, 2008, 10:07 am |
| Dear Venu,Please post your request at www.deal4loans.ocm,for your Personal loan requirement.We would help you out in giving comparision for the same from different Banks. |
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| credit card |
| By parvin on December 1, 2008, 5:29 pm |
hi
i want to make a credit card.so suggest me that which card is better for me. |
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| By Team-D4L on December 4, 2008, 10:05 am |
| Dear Parvin,Please post your request at our website www.deal4loans.com for your Credit Card requirement |
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