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Loan Against property

By RAJ on February 23, 2009, 11:35 pm

Hi, We have a property valued aprox. 1cr 30 lac.( one big house and 4500 sq ft of land in very prime area) after my father death the property is in 3 name including me ,my brother and mom. but now my brother and mom want to sale the property b'coz of some money problem. but i don't want to sale the property. now please advice me how can i keep the property with me by paying my brother and mom share ( aprox. 40 lac each). The total land aprox. 6624 Sq ft. I am interested to Build Flat on this property. so plz give me an idea how can i took a loan and pay the necessary share to my brother and mom.

Reply

By gagan on February 27, 2009, 9:59 am

Raj,i would suggest you to apply for a home loan.May be home loan can help you to get out of this problem.

home loan

By s.das on February 23, 2009, 1:17 am

Hi,
i m working in pune for a couple of years. I am from guwahati n need to reconstruct our old home built by my father 25 yrs back-in guwahati-my father is retired n owns the property--n i want to avail a loan myself my current gross is around 17000 per month. A reputed bank says my father can be co-applicant n that i may avail a loan of 8-9 lacs. I was advised to bring the neccessary porperty documents. I am a salaried person and I want to know if i m on the right track before committing anything to my parents. Please help

Reply

By pratiyush on February 24, 2009, 5:28 pm

Mr Das,as you have said that the house is in the name of your's and on your father so in this regard,if your father will be a co applicant then taht would be pretty okay.

Loan Against property

By Pradeep Bhagwani on February 19, 2009, 12:02 pm

Dear sir,

I have a joint name property my & my father's name now I want to Loan of Rs. 9 Lacs against property. the value of house property is Appx. 18 lacs. my currently income from salary & profession is 18000/-PM(appx.) & my fathers income is. 10000/- PM from business.
please let me know how can I do this and what time ?
also I want to know the procedure of Loan and time for sanctioned?

Reply

By tanmay on February 25, 2009, 12:52 pm

Pradeep,You can apply for a lap.This can be sanctioned on your name & your father can become a co-aplicant for this,
The procedure & time will be a part of the bank,they will let you know.

With warm regards
tanmay

Loan

By Amarjit Singh on February 17, 2009, 9:24 am

Take Home salary: 15139 working for last 10 years, living in parental house value Rs.70+ lacs in gurgaon, need construction loan, whether home loan, or Loan against property. please give quote. age : 36

Reply

By Eshwar dey on February 17, 2009, 5:07 pm

Amarjit,if your home is in the of your parents then the Loan Against property can only be given on there name.

personal loan

By mahesh bhagwat on February 15, 2009, 5:30 pm

i m a doctor i work in jupiter life line hospital thane since last 3 months .my take home salary is rs 12558 per month .i dont have account in any bank n also i dont have pan card .i need a personal loan of about 40000.can you help me?

Reply

By Team-D4L on February 16, 2009, 9:50 am

Dear Mahesh,Please post your request at the given link-http://www.deal4loans.com/Request_Loan_Personal_New.php.We can help you out in giving comparision for your Personal Loan requirement.

Personal Loan

By Rohit on February 12, 2009, 1:47 pm

Hi i already have a personal loan of upto 2.4 lakhs and i want 2 more lakhs and my net salary is 22500 and wokring in software mnc.. is it possible to avail 2 more lakhs with the existing loan..?

Reply

By Team-D4L on February 13, 2009, 9:56 am

Dear Rohit,Please post your request at the given link-http://www.deal4loans.com/Request_Loan_Personal_New.php.We can help you out in giving comparision for your Personal Loan requirement.

transfer of homeloan

By sanjay rastogi on February 3, 2009, 10:47 pm

i am paying 11.5 % right now for a loan of 30.1 lacs. the current balance is abt 29 lacs. 2 years emi has been paid -all in time. Suggest me the best option in terms of lower interest and less documentation.

Reply

By Usha on February 5, 2009, 11:08 am

Sanjay,i think SBI would be a better option this time.
The rates are really high.

Home loan transfer

By Mayford on February 3, 2009, 6:51 pm

I have a joined Home Loan with my brother from HSBC of 36 lacks. Top of that a home loan insurance of 79 thousand from Tata Aig which is also added to the loan amount.

Account Opening Date 30-May-2008
Sanctioned Loan Amount 37,00,000
Disbursed Amount 36,00,000
Loan cover: 79,000
Total Payable: 36,79,000
Sanctioned Tenure (in months) 180
Current Rate of Interest 13.50 %
Interest Type VARIABLE
Mode of Repayment ECS
HSBC Mortgage Prime Rate (CMPR)* 13.75 %

We would like to transfer to some bank offering a lower rate of interest. It is my understanding that the public sector banks have lowered their interests farely. Please advice.

Reply

By Team-D4L on February 4, 2009, 10:36 am

Dear Mayford,Please post your request at the given link http://www.deal4loans.com/Request_Loan_Home_New.php.We can help you out in giving comparision for your Transfer Home Loan.

Personal Loan

By Roohi asma on February 3, 2009, 4:40 pm

Hi My salry is 13000 and I need a personnal Loan . Which bank can provide me loan.

Reply

By Team-D4L on February 4, 2009, 10:37 am

Dear Roohi,Please post your request at the given link-http://www.deal4loans.com/Request_Loan_Personal_New.php.We can help you out in giving comparision for your Personal Loan requirement.

Personal Loan

By Subhasis on February 2, 2009, 6:43 pm

Hi,

I have a few personal loans amounting to around 30000.My net take away home is around 45000. Can these personal loans be clubbed into a home loan if the price of the property is about 20 lakhs.

Reply

By Ali on February 6, 2009, 10:23 am

An unsecured loan can't be converted into a secured loan.

home loan

By VIVEK on February 1, 2009, 3:27 pm

Can i get a home loan for purchase of land only.
Will the rate of interest for land loan will be different from
housing loan.

Reply

By tanya on February 4, 2009, 10:00 am

Yes vivek you can take a loan for purchasing a land.There is no difference in the rate of interest but the maximum tenure that can be offered will be 15 years.
Good Luck

Any problem in opening Saving Account if CIBIL Defaulter?

By Chandan on January 31, 2009, 9:49 pm

Hello,

I want to know if any problem in opening Saving Account when I am CIBIL defaulter?

Reply

By subhash sharma on February 2, 2009, 12:13 pm

Chandan,There is no problem in opening a saving account if your name is in cibil.
Rgrds
Subhash

CREDIT CARD

By SOMU PN on January 30, 2009, 10:23 am

I want to know various charges payable for overseas transaction for credit card issued by AMEX, SBI, CITIBANK Jet Privilege card, Lufthansa etc.

Reply

Changeover of Home Loan

By Ajay Sharma on January 28, 2009, 3:41 pm

I have taken Home loan from HSBC and i wanted to changeover to some other bank for cheap interest rate. Need your help.
Regards
Ajay

Reply

By Team-D4L on January 29, 2009, 10:08 am

Dear Ajay,Please post your request at the given link,http://www.deal4loans.com/Request_Loan_Home_New.php.We would help you out in giving comparision from different Banks.

loan aganist property

By srinivas on January 28, 2009, 9:43 am

As i am in need of loan of Rs. 50,00,000/- towards purchase of machineries for my factory. I have property worth Rs. 67,00,000/-.
guide me to get loan against property.

Reply

By Team-D4L on January 30, 2009, 10:58 am

Dear Srinivas,Please post your request at the given http://www.deal4loans.com/Request_Loan_Against_Property_New.php.We would help you out in giving comparision for your Loan requirement.

Home loan transfer

By sampada on January 27, 2009, 11:33 am

Hi,

My husband took home loan from city bank

Account Opening Date 08-AUG-2007
Sanctioned Loan Amount 9,00,000.00
Disbursed Amount 9,00,000.00
Sanctioned Tenure (in months) 240
Current Rate of Interest 12.50 %
Interest Type VARIABLE
Mode of Repayment ECS
Citibank Mortgage Prime Rate (CMPR)* 14.75 %
Current Outstanding 8,79,218.84

We are panning to tranfer home loan to other bank where interest rate(fix rate) will be low ,plz suggest which bank will give us best option.

Reply

By Team-D4L on January 28, 2009, 9:53 am

Dear Sampada,Please post your request at the given link,http://www.deal4loans.com/Request_Loan_Home_New.php.We can help you in giving comparision for your loan transfer.

compare home loans

By smita on January 26, 2009, 11:51 pm

wud like to know which bank is the better lender hdfc or sbi? in terms of ROI/ annualized yield

Reply

By pallavi Jain on January 28, 2009, 5:44 pm

Both have different rate of interest.If you are taking any loan the main thing that should be considered are the documentation.
So check the Docs part from the Bank

home loan trasnfer

By krishnan varadarajan on January 24, 2009, 3:10 pm

i have home loan in ICICI BANK and i am a NRI. i feel that ICICI LOAN interest rates are higher. i want to know how to transfer my existing loan to another bank. in such case, what is the best rate available now?? please advise me..

Reply

Credit card

By Madhur on January 21, 2009, 8:16 pm

I am a self employed person with an average yearly income of around Rs.99,930 a year. I'm searching for a credit card which has no annual fees, no joining fees, no add-on cc fees, no foreign currency transaction fees, 0% finance charges for an introductory period. Please suggest.

Reply

By Team-D4L on January 28, 2009, 9:54 am

Dear Madhur,Please post your request at the given link,http://www.deal4loans.com/Request_Credit_Card_New.php.We can help you in giving comparision for your Credit Card requirement.

Need a personal loan of Rs 80000

By DURGA .V. S on January 21, 2009, 5:25 pm

Respected Sir/Madam,

I am Durga, working for HP global e-Business operation Pvt. Ltd., for past one year, my take home salary is 10700.

I would like to know which bank can provide the loan at low intetrest rate and also would like to know about the EMI informations.

Thanks & Regards,
Durga.

Reply

By Team-D4L on January 28, 2009, 9:53 am

Dear Durga,Please post your request at the given link,http://www.deal4loans.com/Request_Loan_Home_New.php.We can help you in giving comparision for your loan requirement.

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