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| Construction Loan |
| By Deepak Batra on January 8, 2008, 10:01 am |
I want a loan of Rs 500000
By Deepak Batra on Jan 08, 2008.
Sir as i am into private job (working with Agilent Technologies International-Test and Measurement company from last 3 years). Now want the above said amount for my renovating my father owned home. So kindly hepl me for the same. I dont have any LIC policy also. However I can pay EMIs in time.
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| By Akash on January 14, 2008, 11:59 am |
| You can ask for loan from the bank where you have your salary account. |
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| By Raja on January 8, 2008, 12:48 pm |
| You can get upto 10-12 times of you monthly alary as loan.Just check with different banks that can give you more amt. |
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| personal loan |
| By pradeep on January 8, 2008, 7:27 am |
hi
I am a permanent resident in NZ and i have been here for the past 3 years and currently working. I had taken a student lon worth 6,00,000 based on my property, i want to know if there was any option for me to transfer this existing loan to any other bank so that i can get the property documents back and just be treated as a personal loan where i can do a monthly direct debit to whichever bank or account. please give me some advise as it is quite critical for me to get that done.
Thanks
Pradeep |
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| Tax rebate on home loan interest |
| By Anupam on January 7, 2008, 11:44 am |
| Can someone advise if there is any rebate on home loan principle or interest amount if it is a builder flat under construction and owner is still waiting for the possession ?? |
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| By jasbir on January 16, 2008, 11:43 am |
| The rebates associated with a home loan from a tax saving perspective are on the interest paid as well as on the principal repaid. The deduction of interest payable on the loan taken to buy the house property is up to a maximum of Rs. 1,50,000 every year under section 24(b) and the principal portion of the loan repaid to the bank will be eligible for deduction under section 80C (along with other contributions and investments) up to a maximum limit of Rs. 1,00,000. This rebate can be claimed even if the flat is under construction and the owner is still awaiting possession, but the property should be registered in the name of the owner. |
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| Loan for Commercial Vehicles |
| By sandip on January 7, 2008, 11:01 am |
hi,
i am a regular employee of www.cognizant.com, since last 3 months.
I am willing to buy a truck S 1613, budgeted total sum of 10 lacs.
I own a previous Truck also.
Please let me know how i can approach for a bank for the loan.
regads,
sandip
09766117566 |
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| By deepak on January 14, 2008, 12:02 pm |
| you can apply for loan for commercial vehicle from the bank. I believe ICICI and HDFC bank have this product, |
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| Transfer of Home Loan |
| By R SRIRAM on January 6, 2008, 11:16 pm |
| I have taken a flat 8 years back by taking housing loan from my company (Insurance). Now, I want to know that can I transfer that loan a/c to any bank who can takeover & provide me loan with current market value status. |
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| By Akash on January 16, 2008, 11:44 am |
You can transfer the home loan to any other bank. The bank will carry out a valuation of the property to estimate the current market value. Based on the current market value, they will offer you a home loan. Part of this amount will be paid directly to the company to take over the loan and the balance can be paid out to the applicant.
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| HOME LOAN |
| By PREM on January 6, 2008, 4:04 pm |
| i am doing job in ahmedabad and i want to buy a flat at Noida(U.P) so can i apply for a home lone for that if yes from whear i have to apply it from ahmedabad or from noida. |
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| By raja on January 14, 2008, 12:08 pm |
| Yes you can apply for a Home Loan from the bank, but the condition is that the branch of that bank should be present in both the cities (where you are residing at present and where you have to take the Loan for your house) |
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| By Sanjay Khashaba Mohite on January 12, 2008, 11:31 am |
I am taking the Row House at Karad, District Satara, Maharashtra, The cost of Row House 6,25,000/-, I am servent of Bharati Vidyapeeth from 29 Nov, 1991, now working in branch Bharati Vidyapeeth God's Valley International School, Panchgani as a Accountant
My Monthly Salary is Approximately Rs. 9600/-
Total Deduction including LIC Rs. Approximately Rs. 8000/-
I want Home Loan from LIC, My Present age is 39, date of Birth 21.5.1968, LIC inst. from Salary 632/-, Qtry Rs. 221/-, Half Yrly Rs 664/- & New Money plus taken on Aug. 2007 Rs. 10000/-Please informed how much Loan received me & Installment for 2o Yrs
Thaking you |
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| By Sanjay Khashaba Mohite on January 12, 2008, 11:12 am |
| Please give details regarding LIC home loan, Interest of rate & Inst. of Loan |
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| By Johan on January 11, 2008, 3:09 pm |
| I am Mr. Johan,I offer loans at a low interest rate of 3% to all,in our long and short term loan offer,i also offer secured and unsecured loans,if interested do contact us via email address johan_loaninvestment@yahoo.com |
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| Business loan |
| By Sanajay on January 6, 2008, 1:54 pm |
| We want to start a business. I want to know which nationalised bank issue business loans. I am not an income tax assessee. ? |
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| By Team deal4loans on January 14, 2008, 12:09 pm |
You can apply on deal4loans.com to get the comparative deals for your Business Loan requirement.
Regards |
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| By Johan on January 11, 2008, 3:10 pm |
| I am Mr. Johan,I offer loans at a low interest rate of 3% to all,in our long and short term loan offer,i also offer secured and unsecured loans,if interested do contact us via email address johan_loaninvestment@yahoo.com |
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| By sandip on January 7, 2008, 11:02 am |
Hi sanjay,
will ypu please tell me what kind of business you want to start? |
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| Home loans |
| By Karan on January 6, 2008, 1:51 pm |
What are the Tax benifits in taking in a Home loan?
Do i get same benifits when i take Personal loan /Car loan
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| home loan |
| By pradeep on January 3, 2008, 10:50 pm |
| my wife has received allotment letter for KDA housing scheme. Can i take loan ? loanamount is 5 lacs- 7 lacks..suggest me the bank/fhc to get loan with all benefits....i am salaried... also suggest long term loans are better or short term |
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| Home loan @ 9% |
| By Sooraj on January 3, 2008, 6:54 pm |
Home loans@ 9% for (first 12 months) fixed rate from Axis bank in Bangalore-Hyderabad.
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| By Sudhir K Gupta on January 6, 2008, 8:56 pm |
Best is by INDIAN BANK A PUBLIC SECTOR BANK
5 years 9%
15 Years 9.5%
20 years 9.75%
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| By mundhir on January 3, 2008, 9:42 pm |
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| Loan against plot |
| By sridhar on January 2, 2008, 3:59 pm |
| I would like loan against plot in my name to clear family debts. Property value on govt rate is 14 lakhs. My monthly income is 36000. I am looking for 10 lakh loan. |
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| By Mohit on January 11, 2008, 11:40 am |
| Mortgage Loan is a good way to consolidate your all debts into one. I think any bank would process your application because your loan amount is more than the value of your property. |
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| refinance |
| By RAVI LAXMAN KOLAMKAR on January 1, 2008, 8:43 am |
I give a loan from ICICI he chargs me 36X4811 ~ 40% per Year.
I completed 16 months so far its difficuit to me to processed if you segest any refinance less EMI. PLEASE give me advice |
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| By jayant on January 3, 2008, 2:37 pm |
| what kind of loan it was. i think you should contact state bank of india for a takeover loan. it works out much much cheaper. if all payments are made on time, then you would get cheapest rates |
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| By Pankaj on January 3, 2008, 3:27 am |
| You can get a loan on the basis of this loan at a cheaper rate if there are no bounces on this loan.Try sourcing from new banks like barclays etc. |
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| lowest home loe rate |
| By Raj on December 28, 2007, 11:39 pm |
| can anyone help to advise the present lowest floating rate of intrest for home loans with best offers- as which bank is providing. |
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| By Sudhir K Gupta on January 6, 2008, 8:55 pm |
Best is by INDIAN BANK A PUBLIC SECTOR BANK
5 years 9%
15 Years 9.5%
20 years 9.75%
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| By raman on December 29, 2007, 1:26 pm |
| There is a company called Wizard which are advertising In Delhi @9.9. Not sure but 10.5% is offered by banks like Hdfc,Icici ,Lic etc |
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| Home loan |
| By chaitanya on December 28, 2007, 4:54 pm |
| we had already got sanctioned letter for 23 laks we want to transfer the to other bank for home loan but we had taken 13 lakks from earlier bank. if any one can provide please call to this number 9949248593 |
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| By Team deal4loans on December 28, 2007, 5:34 pm |
Your query has been forwarded to our loan guru. You will recieve a personalized advice from our loan guru.
Regards |
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| How much of property value should i have in hand |
| By Kuldeep on December 28, 2007, 12:09 pm |
| Hi , can some body clerify that How much of property value should i have in hand before getting a Home loan. I need 12 Lack Rs as home loan. Which bank provide maximum home loan with minimum ineterest. |
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| By Team Deal4loans on December 28, 2007, 5:36 pm |
To know your eligibility for the loan amount and get comparitive interest rates, apply for your loan requirement on Deal4loans.com
Regards |
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| Loans |
| By Raman on December 28, 2007, 11:10 am |
| What is the difference between loans offered on the basis of credit card vs loan offered on the basis of Salary |
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| By Team deal4loans on December 28, 2007, 6:06 pm |
Banks have various parameters according to which the customer is eligible/ not eligible for a loan. That can be his salary, resdential status, work experience, record in his credit card or any other loan. etc.
If all these parametres match to the eligibility criteria of the bank, then customer is eligible for the loan.
Now as per your query, these are two products of banks. One is credit card loan (based on your credit card history) and the other is directly based on your salary, i.e. Personal Loan.
To get comparitive offers from banks for your loan requirement apply on Deal4loans.
Regards |
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| Personal Loan |
| By Bhushi on December 25, 2007, 11:25 pm |
| Is there a bank which gives personal loans for NRI's. I am eligible for a pre approved loan of 5 laks in ICICI, but they are refusing to process this because I am current in the united kingdom on deputation. My employed is based in India. |
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| Personal loans |
| By Rakesh on December 23, 2007, 12:46 pm |
I think the best way to compare Personal loans is
1.Monthly Emi
2.Processing Fee
3.Prepayment Charges
4.The day Emi will be deducted
5.Charges on failure of paying Emi.
What are the ways we can Negiotiate with Bnaks
1.Check with banks where we have good relationships Ie Accounts/Credit card, as we may get certain discounts.
2.Good track record.
3.If one work at a mnc company, should let borrower know.
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| By wasim raja on January 30, 2008, 5:44 pm |
| hi i am wasim raja i need a 4 lac rupees only 9928451750 |
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| By wasim raja on January 30, 2008, 5:42 pm |
| i need a 4 lac rupees |
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| By Team Deal4loans on December 24, 2007, 11:34 am |
Sir,
That's absolutely correct. You can negotiate with the bank on these tems. But one important aspect is of comparison. By applying on deal4loans, you will get comparitive offers from our partnering banks. So, Grab the best offer for you!
Regards |
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| Wizard Home Loans |
| By Sumit Garg on December 22, 2007, 8:22 pm |
| Currently I have a loan with ICICI @ 11.75 Floating. But I am planning for a Balance Transfer to Wizard Home Loans @ 9.99 for a 25 year period. Has anyone had any experience with Wizard? is it a good move? |
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| By Sudhir K Gupta on January 6, 2008, 8:53 pm |
go for swapping with Indian bank- A public sector bank
5 years 9%
15 Years 9.5
20 years 9.75 |
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| By santhakumar on December 28, 2007, 3:56 pm |
I am interested to avail a flat in cochin and my self i am a self employee who is running a software firm. for my income proof i can submit my IT return copies for last three years and as per my last sarral my income is 498000 per annum. I am seeking a loan of 2500000. If anybody can help me?
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| home loan against property |
| By BAL RAJU .C on December 21, 2007, 6:06 pm |
| i would like to apply home loan so please give detailes to get loan quite urgently and detailes of agents to get it done fast |
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| By Team Deal4loans on December 24, 2007, 11:29 am |
Sir,
To get a quick deal, apply for Home Loan on deal4loans.com
You will recieve calls from different banks in 48hours.
Regards |
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| By Team Deal4loans on December 24, 2007, 11:29 am |
Sir,
To get a quick deal, apply for Home Loan on deal4loans.com
You will recieve calls from different banks in 48hours.
Regards |
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