| MESSAGE BOARD |
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Repayment Option |
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| By Anil Kumar Kaushik on February 22, 2010, 9:13 am |
| A suitable solution of my financial needs and repay solutions of current outstanding. |
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| By Team Deal4loans.com on February 22, 2010, 4:51 pm |
Daer Anil,Please post your request at the given link http://www.deal4loans.com/AskAmitoj.php, our loan guru will help you in this.
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Low Net salary personal loan required |
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| By Clyde D on February 22, 2010, 8:00 am |
| Hi, I work at a reputed Co. and I'm looking for a personal loan which would accept my eligibility as a 13,800 rupee per month and qualify me for a 60,000 RS loan over a period of 3 years. Please help urgently |
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| By Team Deal4loans.com on February 22, 2010, 11:29 am |
| Dear Clyde D,Please post your request at the given link http://www.deal4loans.com/apply-personal-loan-continue.php and representative from various banks will get in touch with you. |
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home loan |
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| By nitin chaurasia on February 19, 2010, 3:17 pm |
hi...
i am living in my parental house and my father and brothers are living in another house. the electicity connection and house tax connection is in my name. now i want the home loan on my parental house even though i have no legal papers against the house. can i get the loan or not. my father is against the loan. kindly suggest me. |
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| By Bhavya Singh on February 22, 2010, 11:32 am |
With out property documentation you cant take a home loan. While taking a loan property documents will be submitted in Bank. and the owner should be ready to take this loan.
In signatures and other formalities the owner need to be present.
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I need personal loan for 5 L |
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| By Vali on February 16, 2010, 6:15 pm |
| I need personal Loan for 5L. I have applied in HDFC bank. But got rejected due to low Cibil score of 500. Can tel any one where I can get Loan for Cibil score 500. |
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| By Kittu Verma on February 18, 2010, 2:44 pm |
| Approach any NBFC bank they dont consider Cibil Score. |
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cibill |
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| By somnath roy on February 16, 2010, 2:44 pm |
Can you tell me in cibil my name shown with paid settelment with different banks(3bank)but tell me now it very diffcult to get fresh loan can you solve me to get fresh loan
call me 9717790257 |
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personal loan |
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| By tushi on February 15, 2010, 3:37 am |
hi i want a personal loan of 1.5 lakh, i hv a 2 wheeler loan with cholamandalam and its gng to be over within 2 months. i too hv a good record in paying my credid card bills with hdfc..bt in 2007 i had taken two personal loans 1 from hsbc n another from citi bank which i had not paid fully n thats y my name is der in cibil..so pls tl me is it possible for me to get a loan now at any cost
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Interest on Loan |
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| By Gaurav on February 10, 2010, 9:56 am |
I took construction loan in Feb2009 and built my house. Now, Mar 2010 i am repaying the complete loan.
Can i claim for 1.5 lacs interest deduction? |
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| By Uday Sinha on February 18, 2010, 2:48 pm |
| Sir, it depends on the bank's TnC. You should confirm it with the banks, but this much tax deduction cann't be availed under Section 80C. |
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Home Loan Top Up |
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| By Prabhakar Shinde on February 10, 2010, 8:58 am |
| I have one loan running for the house at kalyan - (west) thane i want to bye another property for my parents at kalyan , Can i top up my existing loan ? |
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| By Gaytri Sharma on February 11, 2010, 10:26 am |
Dear Prabhkar,if the value of your property has increased and if you have paid more than 12emi's on this loan, then you can take a Top Up on your existing home loan.
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clarification of loan |
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| By kirubakaran on February 9, 2010, 8:50 pm |
I want to know about some clarification of loan.
I already got the loan for plot purchase,my wife also employee WHETHER IT IS POSSIBLE TO GET A SEPERATE HOME LOAN USING HER SALARY SLIP. |
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Credit Card |
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| By ANISUR RAHAMAN on February 2, 2010, 5:15 pm |
I have web hosting and software develope small business. And I am working in a private organization where I earned monthly Rs.8000/-. And from my web hosting and software develope I earned about Rs.15000/- yearly.
I need a credit card for use of paypal and others shoping. |
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Debt Trap |
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| By Amey Gargatte on January 28, 2010, 2:17 pm |
| Hi, I have gotten into a debt trap - Personal Loans and Credit Cards both. (The amt is around 20L). Can you please suggest some finance house who will help me in debt consolidation? |
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| By Team Deal4loans.com on January 29, 2010, 9:55 am |
Dear Amey,Please post your request at the given link http://www.deal4loans.com/AskAmitoj.php and our loan guru will help you with the same.
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Debt Consolidation |
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| By Naved on January 28, 2010, 11:44 am |
| hi,i have a credit card debt.i want to either consolidate my credit card or would like to get a debt loan so could settle my debt.M i going on the right track,suggest me |
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Assitance |
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| By Dilip on January 27, 2010, 8:11 pm |
Hi,
i need loan of rs600000 to buy a house in chawl |
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| By Chetan Sharma on February 9, 2010, 5:01 pm |
| I think a nationalize bank will help you in this. |
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regarding personal loans,credit cards |
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| By s.jaganathan on January 22, 2010, 4:09 pm |
| my business purpose i need multiple credit cards,multiple personal loans (from 5 or 6 banks) and i am working in big hospital group in chennai and i am getting 60,000/ month and my reqiurement will be 30,00,000/-(both credit card and personal loans)is it possible to get that? i have no defauler in any bank and no default in cibil report, because till now i have not get any loans from bank |
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| By Team Deal4loans.com on January 25, 2010, 10:34 am |
Dear S.Jaganathan,please post your request at the following links.
1) Personal Loan:- http://www.deal4loans.com/apply-personal-loan-continue.php
2) Credit Card:- http://www.deal4loans.com/apply-credit-card.php
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dept consolidation |
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| By sameer on January 21, 2010, 4:29 pm |
| hi....ihave monthly income of 35-40,000. i am a dentist.ihave 2 PL, one car loan.pl one from hdfc taken 2 years back with emi 10843/ for 5 years and another icici emi 17642/one year back for 4 years.car loan emi 4150/taken 4 years back from icici.car loan left one more year.car loan record is perfect.but other two pl record 2-3 bounce that corrected same month.my itr is 2.25 lakh .can i get anther loan any where?OR A CONSOLIDATION LOAN? |
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| By Team Deal4loans.com on January 25, 2010, 10:35 am |
| Dear Sameer, please post your request at the given link http://www.deal4loans.com/AskAmitoj.php, our loan guru will help you with a Debt Consolidation plan. |
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Loan advice |
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| By JP Mohanty on January 17, 2010, 6:49 pm |
| I have 04 credit cards now i want to make them one acnd conver all the out standing at one and clear it by taking some personal loan . can it possible |
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home loan |
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| By pooja on January 16, 2010, 1:49 pm |
| Kindly suggest few banks who dont check CIBIL, before giving home loans. |
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Personal Loan Query |
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| By Hemant Zagade on January 15, 2010, 7:42 pm |
Dear Sir,
Please note that I have recently applied for Housing Loan from IDBI Bank and have got the Sanctioned Loan of Rs. 1400000. However to pay my contribution I have arranged 1 lakh but still I will need around 3 lakhs of Personal Loan. My query is that whether my application for Personal Loan for 3 Lakhs will be accepted by any other bank and will it have any effect on the Disbursement from IDBI Bank. Kindly advise at the earliest. |
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| By Tapesh on January 28, 2010, 9:45 am |
When ever anyone go for a loan, his/her creditability is checked.According to that only a loan is sanctioned. If you home loan is final & u have received the amount then u can try to apply for personal loan,as your sanctioned amount will be checked at that point of time only.
Multiple loans always decreased your credibility.
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Personal Loan needed. |
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| By Nishanth on January 8, 2010, 12:55 am |
| I am a salaried employee with 16.5K take howe + incentives, i have a a running 2 wheeler loan without any cheque bounce(2864), please suggest me i need a Personal loan for 60000-100000, i am from hyd. |
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| By Jyoti on January 16, 2010, 4:21 pm |
| You can take a loan from a bank where you have your salary account. It would be easy for you to grab a loan from there. |
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debt |
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| By JKR on December 26, 2009, 3:47 pm |
my net takehome per month is 40k
my monthly fixed exps are 15+10+5 (30k)
have 2 personal loans of 2500 and 2000 mthly emi
hve a credit card balance of 85000 (limit=75000)
had lost my job in last 6 months - was regular before that.
pls advice. how do i manage now |
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| By Kartik Kumar on January 5, 2010, 9:35 am |
| Sir, with out employment there wont be any chances that you will get any loan at this point of time. |
