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personal loan |
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| By karthikeyan on November 8, 2008, 2:34 pm |
| I am working in chennai. But my bank account is at Madurai. Shall i get a PL of Rs.50000/-. Salaried 15 K a month. |
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| By krishna on November 10, 2008, 10:20 am |
| Mr karthikeyan,on the bases of your income you can avail a Personal loan but you need to show the Bank statement too where your salary gets credited. |
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I NEED PERSONAL LOAN UP TO TWO LAKHS |
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| By DHARMESH KUMAR on November 4, 2008, 8:16 pm |
I NEED PERSONAL LOAN UP TO TWO LAKHS.
MY TAKE HOME SALARY FROM GOVT IS 18400 PER MONTH.
I HAVE A RUNNING LOAN FROM HSBC BANK.
MY NUMBER IN CHENNAI IS 9381502828.
INTERESTED LENDERS PLEASE CALL ME . |
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| By TeamD4L on November 5, 2008, 12:13 pm |
| Dear Dharmesh,Please post your request at deal4loans.com we can help you out in giving comparision from different banks for your personal loan. |
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Need Personal Loan |
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| By Arun on November 2, 2008, 11:23 am |
I'm in need of personal loan for 60,000. My Annual Pay is around 2.5 lacs
Which bank would be the best for Personal loan and the interest rate ???
Please suggest.
Thanks in Advance,
Arun V |
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| By TeamD4l on November 5, 2008, 12:14 pm |
| Dear Arun,Please post your request at deal4loans.com we can help you out in giving comparision from different banks for your personal loan. |
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Personal Loan |
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| By Sahil on October 31, 2008, 2:51 pm |
I want to take a personal loan for 1.5 L Please suggest me the best bank to choose and the lowest rate i can get it. Salaried 24 K a month
Looking forward for a reply!! |
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| By Team-D4L on November 5, 2008, 12:05 pm |
| Please post your request at deal4loans.com we can help you out in giving comparision from different banks for your personal loan. |
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Personal Loan criteria |
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| By Nirmalendu Kumar on October 30, 2008, 6:46 pm |
| Dear Sir, I am trying for personal loan for my sister marriage. Earlier as i got one from HSBC bank after lots of follow up. The real problem for us is, I am working in a Pvt. firm, where we neither receive any kind of payslip nor our salary is credited in the bank. Also, we donot receive salary on time. In this case, maintain a sound re-payment track is not possible always, though i am paying every month EMI. Now, again i need personal loan, but i am unable to get. Kindly suggest what i shall do? |
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| By rahul on November 5, 2008, 12:04 pm |
| Nirmalendu,You should apply through that bank where you are already going with the Personal loan.It would be easy for you to get the loan from there if you are paying your emi on time. |
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loan amount |
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| By Nithi on October 30, 2008, 3:24 pm |
| Planning to go for 1 lakh personal loan...but my take home salary is 7000 only...r i am eligible for that...or how much they will gifor me... |
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| By Rupali on November 5, 2008, 12:02 pm |
| Dear Nithi,on todays time on the bases of your salary it would be difficult for you to get a Personal loan.If you have any credit card from any bank then you can apply through that bank. |
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if not able to get home loan |
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| By prasoon on October 30, 2008, 9:26 am |
| I've identified the property and paid 15% amount in advance. But now, I am not getting home loan. Can I claim my money back from builder? Are there any finacial companies who provide home loan on high rate with less documents? |
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| By Sneha on November 10, 2008, 10:16 am |
Dear Prasoon,in this condition you can claim your money bak from the bulider but you wont get the full amount back,as the builder will deduct some charges on this.
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HOME LONE - CLARIFICATION PLS |
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| By PUNITHA on October 22, 2008, 7:35 pm |
| WE IDENTIFIED A PROPERTY OF 2 GROUND ON WHICH ONE GROUND OCCUPIED BY A OLD HOUSE (25 YEARS). THE MARKET VALUE OF THAT TOTAL PROPERTY IS AROUND 16 LAKHS. MY EARNING Vs LOAN EMI, IS NOT IN QUESTION. WHEN WE APPLY FOR HOME LOAN, THE BANKERS AGREE GIVE LOAN ONLY ON THE VALUE OF THE HOUSE, THAT IS AROUND 1.5 LAKHS, DUE TO ITS AGE. CAN WE APPLY FOR A LOAN AS WE PURCHASE THE VACANT LAND? IF SO, TO GET THE LOAN, WE HAVE TO DEMOLISH THE HOUSE? PLS SUGGEST ME A PROPER WAY TO GET THE LOAN. |
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| By Rohit on October 27, 2008, 10:22 am |
| Dear Punitha,would suggest you to confirm the value of the property from different banks.so that you would be able to choose the best deals for yourself. |
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transferrence of home laon from one to other bank |
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| By Sandhya on October 22, 2008, 3:20 pm |
Hi
Iam a salaried person with net salary of 29000 pm .I have taken the home loan from HDFC 3 yrs ago (floating at ) 8% three yrs ago.
Now I have sme 1.25 lac liquidity so I have two choices .
I want you guys to take rigth decision
My bank says that if I pay installment of 1.25 lac now that will reduce my emi from 380 to 192.
Next he says if i further inc the emi amt from 11800 to 15000 the no of emi reduces to 114.
next I asked him what if I choose other bank as Id Ind bank wiz offers 9.25 % fixed and 10.25 as float (my present rate is 11.75) now if I transfer this to this bank I would be levied foreclosure chareges and processing ch in new bank that come s to arnd 30000 inr.
my bank says if i agian pay them this amount i would be more benifited.
Somebody please guide me
regards
Sandhya |
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Need Home loan |
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| By vinod on October 21, 2008, 4:24 pm |
| Hi, I am Software Engineer and my Monthly Gross Income is 50,000/-. Please let me know how much amount i can avail as a home loan for 20 years period. Thanks! |
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| By kamakshi on October 22, 2008, 10:38 am |
| Vinod,on the bases of your gross salary you can avail a home loan upto 26lac. |
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House Loan |
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| By Virendra Kumar Joshi on October 16, 2008, 5:45 pm |
| I am staying at Jhansi(U.P) aged 55 years, self employed and income + 4 lacs P.A. My son is working in a compony in Noida and his salary is 2.0 lacs P.A. We plan to purchase a flat at crossings(gaziabad) valued Rs.35.0 lacs in my name and for that we want a loan of Rs.15.0 lacs for 15 years in the name of me and the son.can we get this loan.If yes than please forward me the contact nos. |
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| By Team-D4L on October 17, 2008, 11:38 am |
| Dear Virender,Please post your request at deal4loans.com we can help you out in giving comparision from different banks for your Home loan. |
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Personal Loan |
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| By Pragya on October 16, 2008, 2:02 pm |
Hello Sir,
My husband is planning to get personal loan upto 3.5L. The rate of interest is above 17%.In one of the banks, they agreed to give this amount of 3.5L at 14.75% interest rate.Now they are reducing the loan amount to 1.9L. Please advice what to do in todays economic scenario.Should we go ahead and take the loan or can you suggest some better option we should look for ?We are really confused and need some advice.Kindly help us out. |
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| By Rohita on November 10, 2008, 10:12 am |
| If your requirement is getting full filled with 1.9Lac,then you should go a head with that. |
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home loan |
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| By mrs shabana sayed on October 15, 2008, 3:39 pm |
hi, my husband runs a mobile shop n
earns around 20k per month we need home loan.we r finalising a home in an under construction building which will be ready within a year.value of the house would b nearly 30 lacs. how much loan can b provided . is there any possibility of geting full amount on loan. wat is d rate of interest charged.is loan given on property which is not on my name but my father. |
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| By kapil on November 10, 2008, 10:10 am |
On the bases of the income you can have loan upto 10lac.But if you want to increase your eligibility then you can club the income of any of your family member.
Bank can sanction you a home loan upto 70% to 85% of your property value. |
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personal loan |
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| By pandiselvam on October 15, 2008, 11:52 am |
| am an medical reprasantative,and my income is once in a year of around 125000 Now I need a loan of Rs 50000 against post dated check repayable in two year along with interest. Is there any sourse to get me a loan |
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| By Team-D4L on October 16, 2008, 11:41 am |
| Dear Pandiselvan,Please post your request at deal4loans.com,we would help you out in giving comparision from diffrent banks. |
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Credit card with interest free (for a period) and no advance fee cash removal facility |
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| By Baba on October 15, 2008, 10:35 am |
Hi,
This is a great job you'll are doing.. I truly appreciate your work and give you a big THANK YOU on behalf of all the users.
I would like to get a Credit Card which allows me to remove cash without interest (of course for a fixed period) and without any advance fee. I know that there are a few cards like KOTAK Fortune and have applied for it and fulfilled all the formalities but am not receiving a reply from them. I usually transact in cash using my credit card but pay a lot oof interest on it since day one. I want a card which will charge me interest only after the due date and treat cash transactions like any other purchase.
Thank you and awaiting your reply |
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| By Team-D4L on October 16, 2008, 11:40 am |
| Dear Baba,Please post your request at deal4loans.com we would help you out in giving comparision from different banks regarding your Credit Card. |
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ICICI Platinum card |
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| By Bharadwaj on October 15, 2008, 12:31 am |
Hi,
I am really in need of ICICI Platinum VISA card/or any bank's VISA Platinum card would suffice as there are lot of offers going on around in the market. I earn around 3.5lpa.
So, could you please help me in getting one at free of cost?
Thank You. |
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| By Team-D4L on October 16, 2008, 11:37 am |
| Mr Bhardawaj,Please post your request at our site,we can help you out with the type of Credit card that you are looking for. |
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Home Loan with Current Account |
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| By Santosh on October 14, 2008, 10:51 pm |
HSBC is providing home loan linked to your current a/c. Is this type of Home loan better, as I have heard that it saves lost of cost to us.
Please advice |
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| By Garima on October 16, 2008, 11:35 am |
| If you are alreday holding a bank account with HSBC & planning to take a home loan from them,then in this case you can get a waried off from documentation.This would help in processing you file fast. |
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| By gibit bose on October 14, 2008, 11:34 am |
| I Have taken a loan from ICICI worth 100000 for 60months and paid only for 4 months . I need a loan of Rs 1.00 lakh against post dated cheques repayable in one year along with interest, due to huge financial crisis in my business. Can I get another loan from other bank. Please advise me what to do? |
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Personal Loan |
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| By Paras Anand on October 13, 2008, 5:11 pm |
Hi,
I'm an employee ina IT Company. My monthly take-home salary is around 20k. I need a loan of Rs. 1 Lac. But there is one problem. I've been living at my current address i.e. Ghaziabad, since last 5 years. But I don't have any proof of this as it is neither a rented house nor owned. It's one of my relative's place. One of my credit card has this address as the billing address. There is no other document that proves that I live here. My permanent address is of Dehradun. So is there any way by which I can get the loan in this situation?
Waiting for your valuable reply. |
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| By nishant on October 16, 2008, 11:32 am |
| Paras,as for your residence proof if you have a bank account you can change the address of that with th eone where you are resideng right now.This can help you out with this. |
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Home Loan (emis running late) |
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| By R Kumar on October 13, 2008, 3:54 pm |
Hello,
I am running a home loan. due to circumstances, 2 emis are missed for over two years. this reflects in CIBIL. Kindly let me know if some bank is willing to take over this loan. My income and two year repayment history is excellent. |
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