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Construction loan |
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| By Babu Gowda on August 5, 2009, 7:35 pm |
Hi,
I have revenue land. am I eligible to get the construction loan?
If so what is the procedure for the same?
Thanks, |
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| By Prerit Jha on August 7, 2009, 12:43 pm |
Yes you are eligible to get this loan.
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Home loan preclosure |
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| By Basavraj on August 5, 2009, 7:22 pm |
Hi
I have Home Loan of 1.50 lack from ICICI, as the rates are 14% is it feasible to transfer the loan to other banks. Please suggest.
Basavraj |
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| By kiran shighaliya on February 16, 2011, 2:52 pm |
Dear Sir,
if u want the transfer ur loan any other bank then contact us.
Kiran
Indiabulls Housing Finance Ltd
9810346149
01204575173
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| Reply |
| By Leela Hedge on August 6, 2009, 9:55 am |
Yes,you should try to take a loan from LIC.You can transfer your loan from ICICi to LIC and even SBI is offering a lesser rate of interest.
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Personal Loan::Query |
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| By Sunil Kumar on August 3, 2009, 3:08 pm |
I have got a personal loan of 5lacs, from ICICI.
I am paying a huge EMI of 15,000/month. can you please suggest me if there are any ways i can reduce my EMI amount.
is there any ways i can transfer this loan to a Housing loan?
Thanks for your help in advance.
Sunil Kumar |
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On Newsletter-July'09 |
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| By Sanjay Kumar Jha on July 31, 2009, 3:33 pm |
| YES I WANT TO PL UREGENTLY |
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| By Team D4l on July 31, 2009, 3:35 pm |
Please post your request at the given link for your Personal Loan requirement http://www.deal4loans.com/apply-personal-loan.php
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Home Loan |
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| By Bablu on July 30, 2009, 12:08 pm |
| Want to know about the services and track record of Deustche Post Bank? Should I take homeloan from this bank? |
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| By Kiran Jain on August 6, 2009, 9:39 am |
Deutsche Bank is a leading global investment bank with a strong and profitable private clients franchise. A leader in Germany and Europe.
It offers loan amounts up to Rs. 5 crore and the tenure is from 5 years to 20 years. You can choose between a fixed and a floating interest rate for your loan. Also, with attractive interest rates and savings on taxes, a db HomeLoan gives you complete peace of mind. |
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Comment on Newsletter July'09 |
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| By hemanth on July 27, 2009, 2:37 pm |
| hi, i need personal loan 1lakh |
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Reply |
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| By Team D4l on July 27, 2009, 2:40 pm |
| Dear Hemanth,Pease post your request at the given link for your Personal Loan requirement http://www.deal4loans.com/apply-personal-loan.php |
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How do I calculate my CIBIL Score? |
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| By Gagan Nimesh on July 27, 2009, 10:21 am |
Hi,
I wish to know how do I calculate my CIBIL Score and how to maintain or increase the same? I really do not understand what should an individual do in order to maintain a good CIBIL Score. For example, if I have a dispute with a bank about the credit card payment outstanding (In which Bank is at fault) and the bank agrees to it but due their technical problems are taking a really long time to resolve the issue. This shows my payment being overdue (which actually is not) in CIBIL.
Please advise.
Regards
Gagan |
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| By Samaon Gaur on July 30, 2009, 1:01 pm |
Gagan,there is no specific way to calculate Cibil, its just that pay your credit things on time.In your case if Banks takes time in resolving your issue then you should ask them to give this in writing that because of this reason it is taking time.
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Business Loan |
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| By Reena on July 25, 2009, 10:46 pm |
Hi
I have taken a business loan in my home town and I am repaying it third month promptly. Now, I myself and my husband got a very good job offer in another city. Since we have taken business loan, we are not able to move from our city. So, is there any possibility that I can get this loan transferred to any other bank in that city where I have got a good offer. |
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| By Kamakshi Singh on July 30, 2009, 9:35 am |
You can ask the Bank from where you have taken this Business Loan,they will transfer the loan to that particular city branch.
Speak to them. |
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Credit Card |
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| By Sathuluri Bulli Ranga on July 15, 2009, 9:52 am |
Dear Sir,
This is my First Credit Card Application. I have no Credit Cards.
Regards
S. B. Ranga |
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Reply |
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| By Team D4l on July 15, 2009, 9:54 am |
Dear Sathuluri,
Please post your request at the given link http://www.deal4loans.com/apply-credit-card.php for your Credit Card requirement. |
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Newsletter-June |
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| By Vakilna, Deval S on July 4, 2009, 9:53 am |
| I want to know how can i register for CIBIL. and if I would like to know what is my status and where can i pay amount for Register. |
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| By Team D4l on July 4, 2009, 4:08 pm |
Dear Vakilna,right now there is no Company that can provide you Cibil status,this will be possible after October or November.
Thanks & regards
Team D4L
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home loan |
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| By vishal shinde on July 3, 2009, 10:22 pm |
| hi,this is vishal, pls suggest me what documents are required for home loan and also tell me that, is it compulsory to maintain balance on saving a/c? b'cause my friend tell me that ,the bank who gives loan wants 6 months bank statement. |
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| By Hina Shah on July 7, 2009, 10:09 am |
Following documents required
1) Application form with photograph,
2) Identity & residence proof,
3) Latest 3 months salary slip,
4) Form 16,
5) Last 6 months salaried bank statements,
6) Processing fee cheque |
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Newsletter-June |
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| By Rahul Mishra on July 3, 2009, 4:47 pm |
| How can i know my CIBIL score. Every time my credit card application /Loan application is declined by the banks. |
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| By Yashovinder rana on July 6, 2009, 12:54 pm |
| Sir,its not easy to get your cibil score. |
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Can a complaint can change your life ? |
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| By RAHUL MISHRA on July 3, 2009, 4:43 pm |
Yes A Complaint Can change your life!
This is regarding grievance I suffered some days back.
In march I have applied for policy from ICICI as I was promised by one of their esteemed executive that I will be receiving credit card free with this policy. I take all assurance from the esteemed executive whether i will be receiving credit card or not because I applied for this policy only because of Credit card. She assured me completely and I have paid Rs 5000 for issuance of Policy. After wards I am calling her regularly for followups regarding issue of credit cards but of no use. Let me tell you---False committments only lead to adverse reputation of your ICICI PRUDENTIAL int the market.
Also I didn't signed on the ECS papers.What they do they waited for One month and in the next month ,I saw ICICI bank Dr my account for RS.2500.This is really shocking to see this is done by such gud bank.
"Is this the way to treat customers ?"
There is one popular saying that' TREAT YOUR CUSTOMERS AS GOD' but I am afraid to say this is not applicable to ICICI prudential company's management. I am totally shocked to receive such a wrong marketing technique for luring customers by their employees. The details of employee and policy are as follows:-
Policy no-11821141
name of the employee : Ruchi /Ria Sehgal ,
contact no :9971190804 |
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Personal Loan |
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| By Vikas Khedwal on July 3, 2009, 2:12 pm |
Dear sir,
i have 4 nos of credit card and limit on all cards is aprox. 1 Lac and its almost used and i have personal loan also aprox 1.25 lacs and all credit card are very old and personal also 18 to 24 month old . i am regularly paying all baks but i wants a 2.5 lacs personal loan for clear all this and i want a single EMI. and my take home salary is 10000/month right now but it is actual 14500/mont i have 20000 advance from company and it will be complete in 4 month. So Please tell me any bank take over my all dues or give me a 2.5 lacs loan. is i am eligible in this postion for 2.5 lacs loan.
thanx |
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| By Amrita Sinha on July 4, 2009, 5:16 pm |
| HDFC Bank is good. |
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Newsletter-June |
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| By UmaMahesh on July 3, 2009, 10:11 am |
| Dear Sir, Your information is very useful and rare. In recent newsletter, you have mentioned that all banks have access to CIBIL/SATYAM to check whether candidate has defaulted on any loan/credit card and also that CIBIL sends the CREDIT REPORT to bank giving the complete profile of candidate. My querry is that - Can a candidate receive a copy of such report even at cost. Any company is providing that service in India as this will help plan better personally. Thanks and Regards, Uma Mahesh |
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| By Team D4l on July 3, 2009, 12:07 pm |
Dear Uma,we are happy to see that you liked our article.But there is no Company that can provide Cibil report to the customer.This will be possible after October or November.
Thanks & regards
Team D4L
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Newsletter-June |
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| By sameer vadehra on July 2, 2009, 1:56 pm |
| requirement of lap loan if any.currently having home loan of the said property |
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| By Team D4l on July 2, 2009, 1:59 pm |
Dear sameer,Please post your request at the given link for your Loan Against Property requirement.
http://www.deal4loans.com/apply-loan-against-property.php |
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Newsletter-June |
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| By Srinivas Banda on July 2, 2009, 9:41 am |
| I have some disputes with credit card companies. in the year 2006 i have settled the account but still they are showing balance. Due to that my SIBIL rating is effecting. How to resolve this? |
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| By Kanhaiya on July 7, 2009, 2:14 pm |
Cibil hardly update their data.So once name entered cant be removed.
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On Newsletter-June |
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| By sridhar dn on June 29, 2009, 1:35 pm |
| whatever my loans and credit card payment is there clearing correctly and paying in time,and i need loan because i m having three or more projects so please go through my requisition and reply soon |
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| By Team D4L on June 29, 2009, 2:14 pm |
Dear Sridhar,Please post your request at the given link-
http://www.deal4loans.com/Request_Loan_Personal_New.php
We can help you out in giving comparision for your Loan requirement. |
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On Newsletter-June |
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| By Saibal Krishna Dey on June 29, 2009, 10:45 am |
| Dear Sir / Madam, Please be advised that the following issues or problems. Presently I am staying in Kolkata, India. I have no credit card, but I have taken a loan (STPL) from ICICI Bank. After that some few months ago I need some cash for my father health treatment. Regarding this issue again I applied a loan from HDFC Bank and that time my loan application was rejected due to some document fraud, but I don't know what happened. I am a good human being and also a good relationship with HDFC Bank, because my salary account with this bank last seven years. I don't know how is it possible and what is the actual problem . Regarding this problem when I applied a loan from any others bank my loan is rejected and they said to me that your name is CIBIl database. Please let me know how I recover this problem immediately and what is the next procedure. Because I need some money is urgent basis for my father health treatment. Your immediate attention in the matter would be very appreciated. Thanks & Regards, Saibal Krishna Dey Contact No. +919830810113 |
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| By Viraj Agnihotri on July 7, 2009, 2:56 pm |
| The fraud documents that you showed to HDFC is the reason behind your loan rejection's. |
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On Newsletter-June |
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| By Pankaj sharma on June 29, 2009, 10:17 am |
| Dear Sir, I am regularly paying my emi but when i had applied for a new loan it was rejected . i have noc frpom the bank for my earlier accounts. How can i see what cases are still showing in CIBIL . Kindly help me. |
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| By Mohit on June 30, 2009, 3:32 pm |
Mr sharma r u paying your credit card bills on time???
At times because of your late payments your name goes in cibil.so do take care of that thing too
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