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 loan
 By naren  on  June 24, 2007, 5:14 pm
 my id on your site is narendra.talluri@tcs.com, i applied for personal loan three weeks ago,but i recived not a single reply,
what may be the reason
 Reply  
 

 Get Loan Against Property Upto 5 cr
 By Harpreet Singh  on  June 24, 2007, 12:46 pm
 We are DSA based in DELHI. For any query/ requirment of LOAN AGAINST PROPERTY upto 5Cr. Contact 9899500076. We service only clients in DELHI & NCR.
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 Reply
 By Jai  on  November 18, 2007, 4:24 pm
 Pls. let me know if the housing loan is available for DDA Flat for which the owner is paying the montly instalments to DDA.
 Reply
 By Harpreet Singh  on  June 26, 2007, 4:27 pm
 We r with ICICI, HDFC & GE MONEY
 Reply
 By Chetan  on  June 24, 2007, 8:41 pm
 Which bank(s) ?

 Loan
 By Mustafa Attarwala  on  June 23, 2007, 6:00 pm
 I am in debt of Rs. 6000000. I have loans running from different banks. the emi I am paying is btw Rs 40000- Rs 45000. My Net income is Rs. 13000. I want to consolidate all these into one loan & pay a small emi.Can you help me out?
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 Reply
 By JAYESH B TIWARI  on  June 23, 2007, 6:12 pm
 YOU TRY ON LIC POLICIES,STATE BANK OF INDIA
BOTH OF THESE WILL REMAIN CHEAP AND SAFE

 Not getting reply from DSA
 By Anil Chopra  on  June 23, 2007, 5:28 pm
 Dear Sir/Madam,
I had applied a personal loan through a DSA of dutchese bank, from Noida. Initially those people used to give a proper response to phone calls and querries. Even I was told my loan has been sanctioned, they'll send someone to get the documents signed.I had been waiting for that person since 2nd June'07, but no one turned up. After that no one is showing even that much courtsey to pick up the phone call and tell the actual status. They had not even given me the loan reference no. to get the status direct from the bank.
Please help.
 Reply  
 

 Additional Loan on financed flat
 By ougni mitra  on  June 23, 2007, 12:22 pm
 My house is financed by a LIC Hsg ( now balance is at 1.5 lakhs) who refused to give additional top-up loan for 'unethical' reasons which I don't want to encourage and accept. Is there any bank or financial Institution you suggest who can take over the existing loan and give additional loan of 2 lakhs against the 8.5 lakhs of current valuation of my flat ?
 Reply  
 
 Reply
 By Philips  on  June 24, 2007, 8:39 pm
 Most banks offer this under "Home Loan Top-up". The banks would need the specific details to decide on the same.

 Replacement of Card
 By Satish Jadhav  on  June 22, 2007, 8:43 pm
 Can I get Gold Card in replacement of my Silver ABN Amro Card
 Reply  
 
 Reply
 By Rahul  on  June 22, 2007, 11:48 pm
 Sure. Most banks "upgrade" your card relationship either based on your past performance (spends & timely payments) or increased annual/monthly earnings.

 Home Loan Interest Rates
 By Shibu  on  June 22, 2007, 3:27 pm
 Housing Loan Providers - Please give me details of Fixed and Floating rates for maximum period home loans provided by you.
 Reply  
 
 Reply
 By Team Deal4loans  on  June 22, 2007, 11:51 pm
 Shibu,
Though some of the HL providers might see your request & respond on the same here, we recommend that you should "apply" online at Deal4loans. The rate that a bank will offer to you is specific to your profile/requirement- hence to get a realistic quote- do share ur details by clicking on www.deal4loans.com/Request_Loan_Home_New.php

 loan
 By nilabja ghosh  on  June 20, 2007, 7:59 pm
 i want to purchase a industrial land from w b govt it costs 1200000 can i get finaice
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 Reply
 By kumud upta  on  June 23, 2007, 11:27 am
 i purched the land in dehradun. i am working govt job,my loan requirment 3.50lakhs.

 credit card
 By pradeep  on  June 20, 2007, 1:18 pm
 any one tell me the best credit card
 Reply  
 
 Reply
 By Sabrina  on  June 25, 2007, 2:17 pm
 I don't have any Credit Card.But I am looking for ICICI Bank Gold Credit Card also I don't have any Bank A/c with ICICI Bank.ASAP please help me out.
 Reply
 By M.UBALDURETHINARAJ  on  June 22, 2007, 8:48 pm
 DEAR SIR /MADAM,
ICICI (BIGBAZAAR -SILVER) VERY ,VERY USEFUL,NEEDFUL ACCORDING THE ITEMS.
 Reply
 By Satish Jadhav  on  June 22, 2007, 8:29 pm
 Can I get Gold Card in replacement my Silver ABN Amro Card
 Reply
 By Raman  on  June 21, 2007, 12:11 pm
 All Credit cards are free, but have different prepositions.Some offer better cash back some offer better rewards points.So try picking up a card with ur needs.New cards in Market are Abn amro , Duestche etc

 Need to transfer loan from idbi
 By Harikrishna  on  June 19, 2007, 5:41 pm
 Hi,
I have site loan of 8.5 laks to trasnfer from my current idbi bank to any other bank. Currently my take home is 45 k per month . This is the second loan taken 1.5 years ago.

Paying EMI of 13500 for first loan.

Can you suggest me any bank which can take over this loan.
 Reply  
 
 Reply
 By suresh  on  June 20, 2007, 10:54 am
 Hi Harikrishna,

You can try HDFC Bank the does the loan transfer. and they are very good in processing. All this matter will be done within 4 to 6 working days.

Thanks,
suresh

 Loan to buy a BDA plot
 By Divya D  on  June 18, 2007, 10:38 pm
 Hi,
I want to buy this BDA plot, but have no plans of going for construction in the next 2 years. Can u please suggest if i can go for a home loan. Also, the property value is around 26 lakhs my net pay after deductions is 31,000 per month. Can you provide me with the bank offers(interest rate and maximum loan amount) Thanks in advance.
Divya
 Reply  
 
 Reply
 By Aditya Gupta  on  June 19, 2007, 1:05 pm
 You can avail a plot loan for this BDA plot, which will be at home loan interest rates only. The current going interest rates for home loans will be around 11.5%. The maximum loan amount will be 85% of the plot cost if you buying plot directly from a authority. For further details, email or call me at 9810079026.

 personal loan
 By Dr hari  on  June 18, 2007, 7:24 pm
 hi guys,
i am a salaried personal working for central Govt, drawing a salary of approx Rs 30000 per month. I was in need of money so applied for personal loan in icici bank. i was refused the loan citing that my pay is less. is it true. if so what should be the min pay scale. is it an eyewash by icici that apply and get cash instantly. In case i want to complaint where should i go for my redressal. can anyone help me. thanks
 Reply  
 
 Reply
 By Pranav  on  June 19, 2007, 11:52 am
 i dont think 30000 is less salary, as per minimum salary for icici or any other bank.One reason i can site is that they may not be offering more than 2.5- 3 lakhs a loan to you.Were you looking for a bigger loan.See generally banks gives 10 time sof your monthly slary to apersonal loan for 5 yrs.Apply with other banks or call them at there call center number and ask them why were you rejected.

 Personal Loan
 By Teja  on  June 18, 2007, 4:10 pm
 Hi,

Anybody please tell me the interest rates for Personal loan,I want 5 laks now

Teja
 Reply  
 
 Reply
 By Vikram  on  June 18, 2007, 4:56 pm
 Teja,
If you are a salaried employee the rates are from 15%-24% reducing and if you are selfemployed the rates are between17%-28% reducing.

 home loans
 By rohit  on  June 18, 2007, 3:57 pm
 what are the best deals in home loans
 Reply  
 

 Lone aganinst property
 By K Manoj  on  June 17, 2007, 3:53 pm
 I am need of 36 lakes at most compatative rates . I am in hotel business and two banks are working in my premises (with agreenment up to 2014) please needful
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 Reply
 By Amol Kulkarni  on  August 25, 2007, 4:03 pm
 Sir,

Kindly forward your contact number so i can help you in providing loan facility from bank.
 Reply
 By Aditya Gupta  on  June 19, 2007, 1:10 pm
 Dear Mr.Manoj,
You can avail a Loan against your rental income will can be given at most competitive rate. The going rate for loan against commercial property is 14.25%, but if we can secure the rental income your rate will be close to 13.5%. The banks can give upto 50% of the valuation of the property. For further details, email or call us at 9810079026
 Reply
 By Team Deal4loans  on  June 18, 2007, 11:13 am
 Plz apply online at our site . We would need some of your details to identify our partners- who will then tell u the loan amount & rate possible.

 i want a loan of Rs 5000000
 By prashant bagla  on  June 17, 2007, 10:24 am
 sir as i am into business and already having three personal loans with hsbc and citibank and all emis are timely paid.Now want the above said amoun t for my business,so kindly hepl me for the same.i dont have any property for mortgage.But can pay emis in time
 Reply  
 
 Reply
 By MANISHA  on  January 14, 2008, 1:21 pm
 MORE INFORMATION ABOUT HOUSING LOAN
 Reply
 By neeraj kumar  on  June 29, 2007, 6:58 pm
 sir/mam
i want loan from ur bank, my mb no. is 9350736397,i am from Delhi.
 Reply
 By Aditya Gupta  on  June 19, 2007, 1:11 pm
 Mr.Prashant,
You can get further personal loans from other banks. You call us at 9810079026.

 Req hoam loan
 By rahul anand  on  June 16, 2007, 1:28 pm
 tell me the rate of intrest of all the banks and tell me about ltv
 Reply  
 

 HOME LOANS
 By SANJEEVKUMAR CHITTORIA  on  June 14, 2007, 11:03 pm
 ANY QUERY/REQUIREMENT FOR HOME LOANS

CONTACT:

SANJEEV KUMAR CHITTORIA
MANAGER RETAIL ASSET - HOME LOANS
STATE BANK OF INDIA
0141 - 2743404 09928509082
 Reply  
 
 Reply
 By Shine  on  December 7, 2007, 3:28 am
 Hello Sanjeev,

I was going through the Loan information Portal and came across your response for inquires. I am NRI and own few lands in punjab near chandigarh and I am interested in taking loan against those lands as I am willing to buy a flat . I basically have no knowledge about how to get loan in india. I'll highly appreciate your response and appropriate direction in this matter.
 Reply
 By VIJAY WAGH  on  November 16, 2007, 12:44 pm
 By VIJAY WAGH
I need home loan about Rs.500000/-. I am a salaried employee and working for a pvt ltd co., since 1 years. I have REQUIRED RATE OF INTREST & INFORMATION ABOUT HOUSING LOAN
 Reply
 By suma  on  November 10, 2007, 8:39 am
 I need home loan about Rs.800000/-. I am a salaried employee and working for a pvt ltd co., since 3 years. I have started Banking transactions from last 2 months i.e. from Sept'07. Can I avail of a Home Loan, as Bank needs Satement of Bank Account for 6 months.

Kindly revert to me.
 Reply
 By subhash nag  on  June 24, 2007, 7:59 pm
 SIR,
i would be glad if u help me to get a home loan fro our local SBI I have an account also there.
 Reply
 By rahul anand  on  June 16, 2007, 1:26 pm
 i m intrested in good home loan,tell me all the banks rate of intrest and plz tell wats the maximum ltv
 Reply
 By Dhaval  on  June 15, 2007, 7:18 pm
 I am looking for loan of around 30 lacs. My current ctc is 6.38 lacs and that of last year is 4.60 lacs. My current gross is 37k excl variable pay and last year is was 30k. I am married. I am looking for new or resale property. Kindly provide me all necessary information incl processing charges,insurance, penalty for early payments, documents requd. This is my 2nd year of employement. I will file Income tax .return for 1st shortly Pls be needful
 Reply
 By Amol Surwade  on  June 15, 2007, 12:45 pm
 Dear sir,
I am working in Tata Technologies Pune,
I am looking a flat having cost around 18L.
my CTC is 3.72LPA, from which gross per month is 25k.
I want loan amount around 14-15 lacks.
from my CTC there are 2 components which i am getting yearly(i.e. performance pay 37k & LTA 13k)
As this components are not in my gross.. I am getting lesser loan than i want.
Can you please tell me which banks give me maximum loan.(considering yearly components) & there intrest rate.
kindly give the reply....cell no...09922414694
 Reply
 By Dr.madhusudan.  on  June 15, 2007, 11:49 am
 hello sir,
iam working in udaipur, rajasthan as a dentist. my monthly income is 27,500 per month. iam intreasted in buying a flat costing 23laks in bangalore. i want the loan amount for around 16 laks. please let me know which bank is offering the least rate of intrest, processing fee and pre payment charges. kindly contact me on 9844700678

 car loan
 By B.J.Panda  on  June 14, 2007, 3:20 pm
 I want to know interest rates offered by various banks on car loans and want o know which bank is giving the best offer
 Reply  
 

 credit card
 By RAVINDER KUMAR DUTTA  on  June 14, 2007, 11:41 am
 DEAR SIR'
I HAVE NO ANY CREDIT CARDS BUT I NEED CREDIT CARD FOR ONLINE AIR & TRAIN TICKET BOOKING AND OTHER USE ALSO
 Reply  
 
 Reply
 By Team Deal4loans  on  June 14, 2007, 11:53 am
 Sir,
Plz apply for a credit card on our website & we shall forward ur application to our partner banks. This is required as the banks would need to know your profile before deciding if they can/will give you a credit card.

Rgds

 
 
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