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Home loan |
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| By Sivaprasad T on May 18, 2008, 10:55 pm |
| I am an Ex-Servicemen receiving pension Rs 3000/-. Now Iam working in a Pvt Ltd company in Coimbatore in Tamilnadu with a sallary of Rs 9500/-. I own a property in Palakkad, Kerala worth 3.5 lacs. I am a resident of Coimbatore, Tamilnadu. I wanted to build a house in my property at Palakkad. I wanted get a home loan of Rs 5 lacs. Can any one help me to get a home loan ? |
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| By Saumya on May 28, 2008, 11:07 am |
| You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. |
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EXISTING CAR LOAN TRANSFER |
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| By RAI SANTOSHKUMAR SAHAB on May 18, 2008, 6:56 am |
Hello Sir/Madam,
I had taken a loan for Rs. 349000/- (approx) from Kotak on 10/5/2007. They are charging an interest rate of 16% from me. I want to know if I can get this loan transfered to some other bank so that I can save on the Interest component of the loan. |
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| By rajesh on July 12, 2008, 7:42 am |
Hi Rai Sab,
If you have any residential property you can mortgage it and get a loan at the rate of 13.5% (minimum loan amount is 5 lakhs) and per lakh emi would be 1495/- per lakh approx. for ten years
you can take this mortgage loan and pay back personal loan |
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| By Nidhi on May 28, 2008, 11:08 am |
| Given the current pricing prevalent in the market, I do not expect you to be able to get in interest rate substantially lower than 16%. You also need to factor in pre-closure charges that would apply if you transferred your loan. You could still approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc |
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home loan |
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| By SHASHANK KUMAR GOEL on May 17, 2008, 8:18 am |
| I'm planning to purchase a house at Haridwar(Uttranchal)I'm a salaried (Rs.40000/=pm)employ,my loan requirement is 22 lacs only.I have IT returns &PAN no.Can any bank provide me loan with lesser interest rate with Term period of minimum 20 years. |
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| By Ritul on May 28, 2008, 11:09 am |
You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. You will need to check the offer from each bank to decide on which one is offering the lowest rate on long term loans as each of them may have different eligibility and pricing criteria.
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Commercial and Residence loan |
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| By vijay on May 14, 2008, 2:55 pm |
| I own property in chennai worth 1.5 crores. I wanted to build a commercial area in the ground floor and my residence in the first floor. I have been trying to get some type of loan for 40 laks to cover this construction... I dont know why banks are not willing to give a loan against property or housing loan in this case(I tried icici, hdfc etc). I am a salaried individual. Does anyone know of a way to get it financed ? |
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| By Jyothi on July 16, 2008, 12:53 pm |
Hello Mr Vijay
If you are still planning for the construction Please do reply us.
We can Help you in your case as we have already done these type of Loans.
Contact us at #+91 9972914070
#+91 9845468228 |
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| By Dev on May 28, 2008, 11:10 am |
You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. You will need to check if the reason for not offering you the loan is your profile or your income or the property details. It is only on that basis can you plan your next step.
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Personal loan |
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| By Gagan on May 14, 2008, 7:48 am |
| I have a requirement of 500000 Rs. I have ITR for last 2 FY. My monthly salary is around 18000/- pm. Which bank will be the better option available which can provide loan with lesser interest rate with Term period of minimum 4 years. |
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| By Shubham on May 28, 2008, 11:11 am |
You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. You will need to check the offer from each bank to decide on which one is offering the lowest rate on long term loans as each of them may have different eligibility and pricing criteria.
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| By mathew on May 15, 2008, 8:54 pm |
| if you are from Bangalore pls call me mob 9986569952 mathew |
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personal loan |
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| By indu on May 12, 2008, 2:45 pm |
| personal loan for 2years contact 09867564590 |
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homeloans |
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| By shobana sairam on May 8, 2008, 8:43 pm |
| I'm planning to purchase a SecondHand Flat at Puttaparthy.I'm an entrepreneur,my loan requirement is below 2 lacs only.I have IT returns for the last 2 FY's.I have my PAN no. |
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HOME LOANS |
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| By VIPUL on May 8, 2008, 12:02 pm |
| PLS CONTECT ME I AM INTRESTTED IN HOME LOANS FOR ME 2000000 +919825163339 |
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| By sailaja on May 10, 2008, 4:09 pm |
| where you want to buy the property. If it is in vizag, I can assist you in getting a loan from LIC housing |
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Personal Loan |
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| By Harsh on May 7, 2008, 1:05 pm |
I need a loan for a start up business. The amount is for around 10,00,000. Pls contact me if poss..
Mob : 9820210543 |
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Car loan |
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| By Preeti on May 6, 2008, 10:21 am |
| Hi I wanted to take care loan for 2nd hand car, pls suggest which bank for which i should go, Tell me the best deal |
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| By devender on May 15, 2008, 11:36 am |
| 9891518016 |
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| By Pankaj Mahajan on May 10, 2008, 3:21 pm |
| What are the lowest interest rate for CAR LOAN available at this moment? |
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Home Loan |
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| By srikanth on May 5, 2008, 1:05 pm |
hi,
i am software engineer with 25k pm income. i am looking for home loan of 10Lacks for construction of my house near by ongole AP.
if any offer available please inform me on 9740677600.
thx,
srikanth |
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| By Sai on May 8, 2008, 6:54 pm |
| Seeing your income, I believe you can get Loan upto rs15-20Lakh |
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Home Loan |
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| By ashish patel on May 4, 2008, 10:58 pm |
Hi Friends, My Annual Income Rs. 2,30,000/- I am Working as Accountant, RTO, General, Income, Sales, Service Tax Consultant My Cell No. 98259 56984
I want home Loan 20,00,000 to 30,00,000/- if Possible From Any Loan Agent Contact Me On My Cell no. Or E-mail ID |
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car loan |
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| By Girish on May 4, 2008, 12:11 pm |
Hi,
I require car loan ,please suggest which bank has low interest rate |
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| By Swayam on May 8, 2008, 6:50 pm |
| I believe ICICI is givin Car loan at 12% |
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II hand use car loan |
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| By Rammohan.r on May 2, 2008, 3:21 pm |
I would like to go for car loan for II hand car. model 2005 rate is around 2.75 lakhs. planning to take 2.25 loan. pls suggest which bank or financier give the good deal. whiat is the rate of int?. Iam in Chennai.
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| By Devendra on May 8, 2008, 6:49 pm |
| Citibank, SCB, ICICI bank deal in Car Loan. Check out with them. |
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| By RefinancingTips on May 3, 2008, 1:31 am |
| Great read. I think I'll subscribe to this as it has some good info! Thanks. I do apppreciate the blog :-) |
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Car loan |
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| By Vikas on May 2, 2008, 10:17 am |
| I WANT A CAR LOAN NEAR ABUT 3 LAKHS. WHICH BANK CAN PROVIDE ME THE BEST DEAL . |
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home loan |
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| By amit rastogi on May 1, 2008, 3:33 pm |
| i am having property worth rs 60 lacs in delhi patparganj and having loan rs. 12 lacs taken 4 years back not i want to switch over from my banker scb to other banker kindly tell me the best opition . i am self employed professional and spouce working . |
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| By Saumya on May 20, 2008, 2:11 pm |
You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. directly or aggregators like www.deal4loans.com. Please keep in mind the pre-closure charges that you will have to pay while making the switch.
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| By Rathore on May 8, 2008, 6:47 pm |
| You transfer your loan to a bank with whom you have any other existing relationship. |
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Loan Against Property |
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| By Mahesh on April 30, 2008, 12:51 pm |
I have a property in faridabad, which has a market value between 15-20 lac. I am looking for a loan against property. The property is in the name of my mother whose age is around 65+.
Can anyone suggest me, upto what amount i will be able to take the loan? Is there any challenge because the property is in the name of my mother and her age is above 65? Please present me with your offer.
Thanks |
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| By Rimi on May 20, 2008, 2:12 pm |
You could opt for a loan against property or a vanilla property loan. The property loan will typically be cheaper than the loan against property.
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| By Rimi on May 8, 2008, 6:44 pm |
| Banks lend upto 85% of the value of the property. |
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| By Anand on May 5, 2008, 3:33 pm |
| To know more details about home loans/Loan against property/ Business loans contact : Anand 9972340804 |
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PERSONAL LOAN IDEA |
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| By PRABHU on April 30, 2008, 10:24 am |
Pls get back to me. I will deal with Reliance,ICICI,HDFC,Cholamandalam,Axis, Barclays,Deutsche,Scb, Religare,CITI Bank to get you best deal and Best % rate
Thanks
PRABHU
9841071126 / 9840435126 |
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| By santosh on May 22, 2008, 12:25 pm |
Hi,
I need a requirement of personal loan of Rs/- 200000, How can you help me for the same ..
Regards
Santosh Pandey |
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| By manoj pawar on May 7, 2008, 2:22 pm |
| pls cot. me at 9811724939 |
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loan offer |
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| By sathish on April 30, 2008, 10:22 am |
| Dear Customer , We offer u a personal loan upto 15 lacs based on ur income with attractive % rate within 5 working from Deutsche bank SATHISH - 9841289238 |
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personal loan |
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| By manish k shukla on April 29, 2008, 8:05 pm |
| I have a requirement of personal loan around 1,00,000. i stay in rented house with my parents,my net salary is 11000 pm,plz tell me is it possible that i get the require loan amout.if so what r the documents required. plz contact on my mobile 9920298699 |
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| By Dev on May 20, 2008, 2:13 pm |
You should be able to get the personal loan that you are looking for. You would need to provide identity documents for validating income, address and identity, like passport copy, PAN card copy, bank statement, salary slip, etc.
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