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 HOME LOAN
 By VINIL  on  June 30, 2007, 3:41 pm
 I AM A PERMANENT EMPLOYEE OF RAILWAYS WORKING FROM PAST 8 YEARS AT NAGPUR .MY GROSS INCOME IS NEARLY 2 LAKHS .I NEED A JOINT HOME LOAN OF ABOUT 20 - 25 LAKHS. I WANT TO KNOW THE COMPARITIVE FIGURE OF DIFFERENT BANKS WITH FIXED & FLOATING RATES MENTIONING THE AMOUNT TO BE PAID WITH COMPARITIVE NO OF YEARS AND LOAN AMOUNT
 Reply  
 

 Personal Loan
 By raja  on  June 28, 2007, 7:11 am
 I am a self employed person. I run my office in my residence itself. I have a postpaid mobile but no landline number . as i have applied for that.

is there any possible chances for me to get personal loan from any of the banks..

Please Help
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 Reply
 By lalita  on  August 25, 2007, 3:52 pm
 Hi,

contact me on 22904280 for further information.
 Reply
 By p.v.joseph  on  July 1, 2007, 12:09 pm
 i am enjying car loan,personnelloan for thelast4 yrs from icici bank ltd. still repaymet does.they are ready to enhance the amount to rs.10lakhs as per the track record.but interest rate of 18% diminishing per annum i cannot afford. i am enjoying with 14and15% .i expect not more than 14% for further loan.i have land property .

 loan
 By narendra  on  June 25, 2007, 10:54 pm
 I am a govt.employee, getting sallary Rs.1,20,000/- per annum. I have a
piece of land in Bodhgaya,(an international place due to Buddha Mokchh
Place). I have in mind to start a hotel there. So I need extra money to
fulfill my desire.

May I have the opportunity to get amount as per my project as I have also in mind to cultivate Safed Musli (medecinal plants)

please assure me.
 Reply  
 

 home loan
 By subhash nag  on  June 24, 2007, 8:32 pm
 on april 20 we deposited the loan form in the dalhousie branch ,kolkata,0f h.d.f.c. bank.they asked to pay processing fees & we gave a cheque of 1967 which was encashed on 27.4.07 from my son!s ac .iam co- applicant the home i got by partition suit as my parents who were the owner & they died at the interval of 1 mth. HDFC first accepted the proposal now they are asking for title deed original but court never gives original copy.helplessly i have handed over the home by regd to my son to get original title deed to get loan & to save time. & money they have taken.My son is a structural engineer in ALSTOM PROJECTS INDIA LTD,KOLKATA.Salary 357000,loan amt 350000.i have a 1 strd 800 sf bldg want to make it 2 strd at kharagpur land 3 deci pl advise me what to do.was it justified for hdfc to deal such a way.where should we go for justice?
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 Reply
 By indranil nag  on  June 27, 2007, 9:13 pm
 d/sir,
my salary is 360000,want a loan from SBI,kgp iit br, where i have ac.loan amt is 350000. i am str. engr in ALSTOM PROJECTS INDIA ,MILLENIUM CITY,KOLKATA.pl. help me to get a home ext loan .i have a one strd house at kgp. want to make it 2 strd. with thanks---------indranil.

 loan
 By naren  on  June 24, 2007, 5:14 pm
 my id on your site is narendra.talluri@tcs.com, i applied for personal loan three weeks ago,but i recived not a single reply,
what may be the reason
 Reply  
 

 Get Loan Against Property Upto 5 cr
 By Harpreet Singh  on  June 24, 2007, 12:46 pm
 We are DSA based in DELHI. For any query/ requirment of LOAN AGAINST PROPERTY upto 5Cr. Contact 9899500076. We service only clients in DELHI & NCR.
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 Reply
 By Jai  on  November 18, 2007, 4:24 pm
 Pls. let me know if the housing loan is available for DDA Flat for which the owner is paying the montly instalments to DDA.
 Reply
 By Harpreet Singh  on  June 26, 2007, 4:27 pm
 We r with ICICI, HDFC & GE MONEY
 Reply
 By Chetan  on  June 24, 2007, 8:41 pm
 Which bank(s) ?

 Loan
 By Mustafa Attarwala  on  June 23, 2007, 6:00 pm
 I am in debt of Rs. 6000000. I have loans running from different banks. the emi I am paying is btw Rs 40000- Rs 45000. My Net income is Rs. 13000. I want to consolidate all these into one loan & pay a small emi.Can you help me out?
 Reply  
 
 Reply
 By JAYESH B TIWARI  on  June 23, 2007, 6:12 pm
 YOU TRY ON LIC POLICIES,STATE BANK OF INDIA
BOTH OF THESE WILL REMAIN CHEAP AND SAFE

 Not getting reply from DSA
 By Anil Chopra  on  June 23, 2007, 5:28 pm
 Dear Sir/Madam,
I had applied a personal loan through a DSA of dutchese bank, from Noida. Initially those people used to give a proper response to phone calls and querries. Even I was told my loan has been sanctioned, they'll send someone to get the documents signed.I had been waiting for that person since 2nd June'07, but no one turned up. After that no one is showing even that much courtsey to pick up the phone call and tell the actual status. They had not even given me the loan reference no. to get the status direct from the bank.
Please help.
 Reply  
 

 Additional Loan on financed flat
 By ougni mitra  on  June 23, 2007, 12:22 pm
 My house is financed by a LIC Hsg ( now balance is at 1.5 lakhs) who refused to give additional top-up loan for 'unethical' reasons which I don't want to encourage and accept. Is there any bank or financial Institution you suggest who can take over the existing loan and give additional loan of 2 lakhs against the 8.5 lakhs of current valuation of my flat ?
 Reply  
 
 Reply
 By Philips  on  June 24, 2007, 8:39 pm
 Most banks offer this under "Home Loan Top-up". The banks would need the specific details to decide on the same.

 Replacement of Card
 By Satish Jadhav  on  June 22, 2007, 8:43 pm
 Can I get Gold Card in replacement of my Silver ABN Amro Card
 Reply  
 
 Reply
 By Rahul  on  June 22, 2007, 11:48 pm
 Sure. Most banks "upgrade" your card relationship either based on your past performance (spends & timely payments) or increased annual/monthly earnings.

 Home Loan Interest Rates
 By Shibu  on  June 22, 2007, 3:27 pm
 Housing Loan Providers - Please give me details of Fixed and Floating rates for maximum period home loans provided by you.
 Reply  
 
 Reply
 By Team Deal4loans  on  June 22, 2007, 11:51 pm
 Shibu,
Though some of the HL providers might see your request & respond on the same here, we recommend that you should "apply" online at Deal4loans. The rate that a bank will offer to you is specific to your profile/requirement- hence to get a realistic quote- do share ur details by clicking on www.deal4loans.com/Request_Loan_Home_New.php

 loan
 By nilabja ghosh  on  June 20, 2007, 7:59 pm
 i want to purchase a industrial land from w b govt it costs 1200000 can i get finaice
 Reply  
 
 Reply
 By kumud upta  on  June 23, 2007, 11:27 am
 i purched the land in dehradun. i am working govt job,my loan requirment 3.50lakhs.

 credit card
 By pradeep  on  June 20, 2007, 1:18 pm
 any one tell me the best credit card
 Reply  
 
 Reply
 By Sabrina  on  June 25, 2007, 2:17 pm
 I don't have any Credit Card.But I am looking for ICICI Bank Gold Credit Card also I don't have any Bank A/c with ICICI Bank.ASAP please help me out.
 Reply
 By M.UBALDURETHINARAJ  on  June 22, 2007, 8:48 pm
 DEAR SIR /MADAM,
ICICI (BIGBAZAAR -SILVER) VERY ,VERY USEFUL,NEEDFUL ACCORDING THE ITEMS.
 Reply
 By Satish Jadhav  on  June 22, 2007, 8:29 pm
 Can I get Gold Card in replacement my Silver ABN Amro Card
 Reply
 By Raman  on  June 21, 2007, 12:11 pm
 All Credit cards are free, but have different prepositions.Some offer better cash back some offer better rewards points.So try picking up a card with ur needs.New cards in Market are Abn amro , Duestche etc

 Need to transfer loan from idbi
 By Harikrishna  on  June 19, 2007, 5:41 pm
 Hi,
I have site loan of 8.5 laks to trasnfer from my current idbi bank to any other bank. Currently my take home is 45 k per month . This is the second loan taken 1.5 years ago.

Paying EMI of 13500 for first loan.

Can you suggest me any bank which can take over this loan.
 Reply  
 
 Reply
 By suresh  on  June 20, 2007, 10:54 am
 Hi Harikrishna,

You can try HDFC Bank the does the loan transfer. and they are very good in processing. All this matter will be done within 4 to 6 working days.

Thanks,
suresh

 Loan to buy a BDA plot
 By Divya D  on  June 18, 2007, 10:38 pm
 Hi,
I want to buy this BDA plot, but have no plans of going for construction in the next 2 years. Can u please suggest if i can go for a home loan. Also, the property value is around 26 lakhs my net pay after deductions is 31,000 per month. Can you provide me with the bank offers(interest rate and maximum loan amount) Thanks in advance.
Divya
 Reply  
 
 Reply
 By Aditya Gupta  on  June 19, 2007, 1:05 pm
 You can avail a plot loan for this BDA plot, which will be at home loan interest rates only. The current going interest rates for home loans will be around 11.5%. The maximum loan amount will be 85% of the plot cost if you buying plot directly from a authority. For further details, email or call me at 9810079026.

 personal loan
 By Dr hari  on  June 18, 2007, 7:24 pm
 hi guys,
i am a salaried personal working for central Govt, drawing a salary of approx Rs 30000 per month. I was in need of money so applied for personal loan in icici bank. i was refused the loan citing that my pay is less. is it true. if so what should be the min pay scale. is it an eyewash by icici that apply and get cash instantly. In case i want to complaint where should i go for my redressal. can anyone help me. thanks
 Reply  
 
 Reply
 By Pranav  on  June 19, 2007, 11:52 am
 i dont think 30000 is less salary, as per minimum salary for icici or any other bank.One reason i can site is that they may not be offering more than 2.5- 3 lakhs a loan to you.Were you looking for a bigger loan.See generally banks gives 10 time sof your monthly slary to apersonal loan for 5 yrs.Apply with other banks or call them at there call center number and ask them why were you rejected.

 Personal Loan
 By Teja  on  June 18, 2007, 4:10 pm
 Hi,

Anybody please tell me the interest rates for Personal loan,I want 5 laks now

Teja
 Reply  
 
 Reply
 By Vikram  on  June 18, 2007, 4:56 pm
 Teja,
If you are a salaried employee the rates are from 15%-24% reducing and if you are selfemployed the rates are between17%-28% reducing.

 home loans
 By rohit  on  June 18, 2007, 3:57 pm
 what are the best deals in home loans
 Reply  
 

 Lone aganinst property
 By K Manoj  on  June 17, 2007, 3:53 pm
 I am need of 36 lakes at most compatative rates . I am in hotel business and two banks are working in my premises (with agreenment up to 2014) please needful
 Reply  
 
 Reply
 By Amol Kulkarni  on  August 25, 2007, 4:03 pm
 Sir,

Kindly forward your contact number so i can help you in providing loan facility from bank.
 Reply
 By Aditya Gupta  on  June 19, 2007, 1:10 pm
 Dear Mr.Manoj,
You can avail a Loan against your rental income will can be given at most competitive rate. The going rate for loan against commercial property is 14.25%, but if we can secure the rental income your rate will be close to 13.5%. The banks can give upto 50% of the valuation of the property. For further details, email or call us at 9810079026
 Reply
 By Team Deal4loans  on  June 18, 2007, 11:13 am
 Plz apply online at our site . We would need some of your details to identify our partners- who will then tell u the loan amount & rate possible.

 i want a loan of Rs 5000000
 By prashant bagla  on  June 17, 2007, 10:24 am
 sir as i am into business and already having three personal loans with hsbc and citibank and all emis are timely paid.Now want the above said amoun t for my business,so kindly hepl me for the same.i dont have any property for mortgage.But can pay emis in time
 Reply  
 
 Reply
 By MANISHA  on  January 14, 2008, 1:21 pm
 MORE INFORMATION ABOUT HOUSING LOAN
 Reply
 By neeraj kumar  on  June 29, 2007, 6:58 pm
 sir/mam
i want loan from ur bank, my mb no. is 9350736397,i am from Delhi.
 Reply
 By Aditya Gupta  on  June 19, 2007, 1:11 pm
 Mr.Prashant,
You can get further personal loans from other banks. You call us at 9810079026.

 
 
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