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| Home Loan |
| By Kumar on September 17, 2008, 4:49 am |
I have a salary account and one more SB account in other bank.
I have no personal loans in my salary account. But I have loans around 3 laks in other bank SB account.Now I applied for Home Loan. Wheather the Bank will consider only the salary account or other SB account also.Will it affect in my home loan eligibility? Please guide me ASAP.My take home is 27000. What is the eligible housing loan amount. |
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| By kritika on September 17, 2008, 9:40 am |
| yes Mr kumar,the personal loans that you are going through will affect your loan eligibility.Because anyhow the loans are on your name wheather you are paying the emi through SB a/c or salaried a/c.They will be considered. |
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| home loan |
| By Jagannath k.s on September 16, 2008, 9:52 pm |
hai ,I am an Hardware engineer (36 yr) my take home sal is 19000
how much can i get a home loan for a term of 20 yr?
what are the necessary doccuments required?
please reply back immedietly
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| By manish kumar on September 17, 2008, 9:42 am |
Dear Jagannath,the eligibility of Home loan is calculated on the gross salary of the individual.
As you have mentioned 19k as your take home salry,you can avail a personal loan upto 10lac. |
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| loan |
| By ramesh on September 12, 2008, 4:06 pm |
| I need loan for construction of commercial cum residential building for rental purpose . site is situated in BBMP, Bangalore area but it is revenue land. situated at the main road. Any bank offering me construction loan for the same . kindly reply. |
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| By Team-D4L on September 13, 2008, 2:24 pm |
| Mr Ramesh,please post your request at deal4loans.com. |
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| personal loan |
| By NAZIL on September 12, 2008, 2:33 pm |
i need a personal loan of jst 25,000 rs....
but my problem is .... im not eligible for it my take home is 6500...
but my age is 20 and minimum age required is 21...
so can any1 help me out |
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| By deepak verma on September 13, 2008, 3:31 pm |
| Nazil on the bases of this salary rightnow its not possible that you will have any Personal financial product. |
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| Home Loan up to 4 lakhs. |
| By Luvtop on September 6, 2008, 1:55 am |
| I am an IT employed person, earning 35000/- per Month. Which will be the best interest rate for me to get a loan amount 4 lakhs. |
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| By Team-D4L on September 8, 2008, 1:48 pm |
| Please apply through www.deal4loans.com for this.we can help you in giving coparision from different bank. |
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| PERSONAL LOAN |
| By AMIT on September 4, 2008, 6:30 pm |
| WANT A PERSONAL LOAN OF RS.200000. MY TAKE HOME SALARY IS RS.12000/- .PLZ REPLY AS SOON AS POOSIBLE |
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| By Team-D4L on September 8, 2008, 1:40 pm |
Please apply through www.deal4loans.com for this.we can help you in giving coparision from different bank.
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| Car loan Interest Rate |
| By VIRENDRA KUMAR JAIN on September 4, 2008, 9:33 am |
What is the present running interest rate on car loan . Which is the bank which will have lowest interest rate. Please advise.
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| By kanika on September 13, 2008, 3:32 pm |
| HDFC Bank & Axis Bank can help you in giving this car loan at a cheaper rate of interest. |
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| Need Home loan |
| By Anil Yadav on September 3, 2008, 1:56 pm |
I need home loan of 22lakh, but my salary is 26k in hand only. I want it for DDA flats. I am confused with fixed and floating mode pls suggest!!
http://anil83.blogspot.com |
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| Take over of home loan from other bank |
| By Sathish on September 2, 2008, 9:42 am |
hi,
I'm planning to buy a resale flat. Its on home loan from icici & I'm going for HDFC.
HDFC will be releasing 2 cheques - (1) to icici for the outstanding bal (2) remaining loan amt to the seller.
When the registration should happen ?
Thanks in advance. |
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| Home loan |
| By Narayan on September 1, 2008, 5:53 pm |
Hi,
I want to know the details of Home loans.
My monthly income is 15k excluding other bonus so it comes to around 2.3 lacs p.a. Am I eligible for a home loan of 32lacs. what would be my monthly EMI and extra interest charges for a tenure of 20 yrs. please reply me back asap.
thanks |
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| By Team-D4L on September 13, 2008, 2:30 pm |
| Mr.Narayan please post your request of home loan to our site.We can help you in choosing a best deal. |
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| Personal Loan |
| By Manoj on August 26, 2008, 5:45 pm |
I am looking for personal loan of around 14-15% annual intrest rate (reducing).
Is there any institution from where I can get it?
Also I don't have any gurator but I can submitted every documents from my end. |
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| By kaviya on September 13, 2008, 2:35 pm |
| Mr Manoj,banks dont need any kind of gaurantor in Personal loan. |
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| hoam loan |
| By sekhar on August 25, 2008, 5:49 pm |
If the name is in cbil and i want to apply for the home loan.
will the home loan get or not if my name is CBIL and what banks are checking in CBIL |
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| By jasmina on September 13, 2008, 3:34 pm |
| Most of the bank are checking the CIBIL track,but if you want you can check out with Nationalize Banks that might help you in this. |
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| High EMI |
| By Dilip Kumar on August 25, 2008, 11:17 am |
Hi,
I have personal loans from ICICI and UTI Bank amounting to Rs. 7 Lakh which is now 6.35 lakh after one year. I paid regular EMIs through ECS. Now, I feel that the amount of EMI is too high. My question is that how can I reduce the amout of EMI? Please`suggest.
Thanks |
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| By Team-D4L on September 13, 2008, 3:35 pm |
Mr Dilip,Please post your request at www.askamitoj.com.This site would help you in solving your query.
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| housing loan |
| By sharma kapildev h on August 23, 2008, 10:08 am |
| i need a housing loan of 400000 |
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| By Team-D4L on September 8, 2008, 1:42 pm |
| Please apply through www.deal4loans.com,we can help you out in giving comparision from different banks. |
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| Personal Loan |
| By Anand Mishrikotkar on August 22, 2008, 11:09 am |
| I want personal loan of 100000/- My package is 237000. I am working in TCS |
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| By Team-D4L on September 8, 2008, 1:41 pm |
| Please apply through www.deal4loans.com for this,we can help you out in giving comparision from different banks. |
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| want loan against property on fathers name |
| By makhija on August 22, 2008, 9:33 am |
Can I take a loan against property on the house owned by my parents?
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| By viraj on September 5, 2008, 12:30 pm |
No, you cannot apply for such a loan. Your parents can apply for the loan.
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| Increasing rate of interest |
| By kumaranna on August 22, 2008, 9:32 am |
I have taken a personal loan of 1 lakh last month. i read in
Papers rate has increased. Would this affect my rates also?
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| By kavita on September 5, 2008, 12:29 pm |
Personal loan emis dont change unless you have applied for a floating personal loan. Your emi- rate will most likely remain same.Most banks offer personal loans at fixed Emis where as in Home loans on flating rates Emi changes.
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| Want credit card |
| By kiran on August 22, 2008, 9:31 am |
I have three credit cards. Can I apply for the fourth card?
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| By mukesh on September 5, 2008, 12:28 pm |
| You can apply for any numbers of credit cards.But it is always advised to spend wisely on cards. |
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| want home loan |
| By Simran on August 22, 2008, 9:30 am |
I am planning to buy a land which is near to some factories. The
area is residential/ Would i get home loan for Such property?
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| By nikita on September 5, 2008, 12:27 pm |
Yes, if the land is for residential use, you can get Hoe loan from most of the banks.
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| Home loan query. |
| By Nimish on August 22, 2008, 9:29 am |
Dear Sir, I live in Mumbai, can I take Home loan in Pune? Would I get tax benefits on that. And where should I apply to get the Home loan?
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| By jiniva on September 5, 2008, 12:29 pm |
You are allowed to take a loan to buy a home in another city, The tax benefits will still apply. They are not dependent on the city of your residence.
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