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 Home Loan
 By JAYANTA CHAKRAVORTI  on  September 22, 2008, 9:35 pm
 Want to buy a new property at kolkata and extend my existing property at asansol.needs home loan. what best interest i can get? working in an MNC . will the fixed rate be beneficial than floating?
budget is 1400000.00
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 Reply
 By TeamD4L  on  September 24, 2008, 10:31 am
 Dear Jayant Please post your request at www.deal4loans.com,we would give you comparison from different banks.

 Help
 By Shashi  on  September 22, 2008, 5:35 pm
 Sir,
i Have taken a loan from ICICI worth 100000 for 4years and paid only for 2 years and used the credit card worth 50000 due to huge financial crisis i am not in a position to pay not more than 1000 rs per month. since last 5 months iam absocnding form the bank. please adivise me what to do????
 Reply  
 

 Personal Loan
 By Sunil Kumar Verma  on  September 20, 2008, 8:44 am
 Hi,

I want to take Rs 150000/- personal loan from bank, my net take home is Rs 17704 per month and presently working in private limited company.Can you suggest me which bank can provide me the best interest rate option, and the repayment period is 36 month
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 Reply
 By Vinod Kumar.R  on  September 23, 2008, 2:30 pm
 You can go for axis bank since they are giving 14.5% interest only (lowest interest rate) among all the other banks.
 Reply
 By TeamD4L  on  September 20, 2008, 10:36 am
 Dear Sunil Please post your request at www.deal4loans.com,we would give you comparison from different banks.

 Regarding Home Loan disbursement
 By Saravanan  on  September 19, 2008, 11:02 am
 Hi
Recently I applied Home loan from SBI. All the process are geeting over soon. Now the Bank is asking for regisiting home loan agreement with them while disbursing the loan. They are asking to sign in stamp paper value of 0.5 % of loan amount. It will cost arount Rs5000 for me. Is it a standrad process followed by banks? Can you please clarify the document regsiteration with the BanK?
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 Reply
 By krishna  on  September 24, 2008, 10:41 am
 Mr Kumar,some Banks do take this cahrge.some take it on higher side and some lower.

 Home Loan
 By Kumar  on  September 17, 2008, 4:49 am
 I have a salary account and one more SB account in other bank.
I have no personal loans in my salary account. But I have loans around 3 laks in other bank SB account.Now I applied for Home Loan. Wheather the Bank will consider only the salary account or other SB account also.Will it affect in my home loan eligibility? Please guide me ASAP.My take home is 27000. What is the eligible housing loan amount.
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 Reply
 By kritika  on  September 17, 2008, 9:40 am
 yes Mr kumar,the personal loans that you are going through will affect your loan eligibility.Because anyhow the loans are on your name wheather you are paying the emi through SB a/c or salaried a/c.They will be considered.

 home loan
 By Jagannath k.s  on  September 16, 2008, 9:52 pm
 hai ,I am an Hardware engineer (36 yr) my take home sal is 19000
how much can i get a home loan for a term of 20 yr?
what are the necessary doccuments required?
please reply back immedietly
 Reply  
 
 Reply
 By manish kumar  on  September 17, 2008, 9:42 am
 Dear Jagannath,the eligibility of Home loan is calculated on the gross salary of the individual.
As you have mentioned 19k as your take home salry,you can avail a personal loan upto 10lac.

 loan
 By ramesh  on  September 12, 2008, 4:06 pm
  I need loan for construction of commercial cum residential building for rental purpose . site is situated in BBMP, Bangalore area but it is revenue land. situated at the main road. Any bank offering me construction loan for the same . kindly reply.
 Reply  
 
 Reply
 By Team-D4L  on  September 13, 2008, 2:24 pm
 Mr Ramesh,please post your request at deal4loans.com.

 personal loan
 By NAZIL  on  September 12, 2008, 2:33 pm
 i need a personal loan of jst 25,000 rs....
but my problem is .... im not eligible for it my take home is 6500...
but my age is 20 and minimum age required is 21...
so can any1 help me out
 Reply  
 
 Reply
 By deepak verma  on  September 13, 2008, 3:31 pm
 Nazil on the bases of this salary rightnow its not possible that you will have any Personal financial product.

 Home Loan up to 4 lakhs.
 By Luvtop  on  September 6, 2008, 1:55 am
 I am an IT employed person, earning 35000/- per Month. Which will be the best interest rate for me to get a loan amount 4 lakhs.
 Reply  
 
 Reply
 By Team-D4L  on  September 8, 2008, 1:48 pm
 Please apply through www.deal4loans.com for this.we can help you in giving coparision from different bank.

 PERSONAL LOAN
 By AMIT  on  September 4, 2008, 6:30 pm
 WANT A PERSONAL LOAN OF RS.200000. MY TAKE HOME SALARY IS RS.12000/- .PLZ REPLY AS SOON AS POOSIBLE
 Reply  
 
 Reply
 By Team-D4L  on  September 8, 2008, 1:40 pm
 Please apply through www.deal4loans.com for this.we can help you in giving coparision from different bank.


 Car loan Interest Rate
 By VIRENDRA KUMAR JAIN  on  September 4, 2008, 9:33 am
 What is the present running interest rate on car loan . Which is the bank which will have lowest interest rate. Please advise.
 Reply  
 
 Reply
 By kanika  on  September 13, 2008, 3:32 pm
 HDFC Bank & Axis Bank can help you in giving this car loan at a cheaper rate of interest.

 Need Home loan
 By Anil Yadav  on  September 3, 2008, 1:56 pm
 I need home loan of 22lakh, but my salary is 26k in hand only. I want it for DDA flats. I am confused with fixed and floating mode pls suggest!!

http://anil83.blogspot.com
 Reply  
 

 Take over of home loan from other bank
 By Sathish  on  September 2, 2008, 9:42 am
 hi,
I'm planning to buy a resale flat. Its on home loan from icici & I'm going for HDFC.
HDFC will be releasing 2 cheques - (1) to icici for the outstanding bal (2) remaining loan amt to the seller.
When the registration should happen ?

Thanks in advance.
 Reply  
 

 Home loan
 By Narayan  on  September 1, 2008, 5:53 pm
 Hi,
I want to know the details of Home loans.
My monthly income is 15k excluding other bonus so it comes to around 2.3 lacs p.a. Am I eligible for a home loan of 32lacs. what would be my monthly EMI and extra interest charges for a tenure of 20 yrs. please reply me back asap.
thanks
 Reply  
 
 Reply
 By Team-D4L  on  September 13, 2008, 2:30 pm
 Mr.Narayan please post your request of home loan to our site.We can help you in choosing a best deal.

 Personal Loan
 By Manoj  on  August 26, 2008, 5:45 pm
 I am looking for personal loan of around 14-15% annual intrest rate (reducing).
Is there any institution from where I can get it?
Also I don't have any gurator but I can submitted every documents from my end.
 Reply  
 
 Reply
 By kaviya  on  September 13, 2008, 2:35 pm
 Mr Manoj,banks dont need any kind of gaurantor in Personal loan.

 hoam loan
 By sekhar  on  August 25, 2008, 5:49 pm
 If the name is in cbil and i want to apply for the home loan.
will the home loan get or not if my name is CBIL and what banks are checking in CBIL
 Reply  
 
 Reply
 By jasmina  on  September 13, 2008, 3:34 pm
 Most of the bank are checking the CIBIL track,but if you want you can check out with Nationalize Banks that might help you in this.

 High EMI
 By Dilip Kumar  on  August 25, 2008, 11:17 am
 Hi,
I have personal loans from ICICI and UTI Bank amounting to Rs. 7 Lakh which is now 6.35 lakh after one year. I paid regular EMIs through ECS. Now, I feel that the amount of EMI is too high. My question is that how can I reduce the amout of EMI? Please`suggest.
Thanks
 Reply  
 
 Reply
 By Team-D4L  on  September 13, 2008, 3:35 pm
 Mr Dilip,Please post your request at www.askamitoj.com.This site would help you in solving your query.

 housing loan
 By sharma kapildev h  on  August 23, 2008, 10:08 am
 i need a housing loan of 400000
 Reply  
 
 Reply
 By Team-D4L  on  September 8, 2008, 1:42 pm
 Please apply through www.deal4loans.com,we can help you out in giving comparision from different banks.

 Personal Loan
 By Anand Mishrikotkar  on  August 22, 2008, 11:09 am
 I want personal loan of 100000/- My package is 237000. I am working in TCS
 Reply  
 
 Reply
 By Team-D4L  on  September 8, 2008, 1:41 pm
 Please apply through www.deal4loans.com for this,we can help you out in giving comparision from different banks.

 want loan against property on fathers name
 By makhija  on  August 22, 2008, 9:33 am
 Can I take a loan against property on the house owned by my parents?
 Reply  
 
 Reply
 By viraj  on  September 5, 2008, 12:30 pm
  No, you cannot apply for such a loan. Your parents can apply for the loan.

 
 
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