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| Interest on loan |
| By Ms Kayvee on June 19, 2008, 9:15 am |
| what is the current interest rate for 20 years housing loan? |
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| By Sonia on June 30, 2008, 9:59 am |
A home loan for 20 years can be priced between 11% and 14%, depending on the borrower’s and builder’s profiles.
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| By rajkumar on June 23, 2008, 8:59 pm |
i will offer at 9.99%
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| By badrinarayana on June 21, 2008, 8:25 pm |
| what is the intrest rate for HL for an amount of 8lakhs for a tenure of 15 years fixed. |
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| Credit Card |
| By Prebhat on June 18, 2008, 3:48 pm |
| Could you tell which banks are providing Credit Cards at Sonepat - Haryana |
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| By Vikram on June 30, 2008, 10:00 am |
you can approach nationalised banks in your city.
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| Bad Credit Rating Loan |
| By Rohit on June 18, 2008, 12:33 am |
| I have taken some personal loans and on credit cards. Now i have defaulted a couple of times and have a bad credit history. I now needs an urgent debt consolidation and a fresh loan 2 lac Contact number 9971138517 |
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| By Ajay on June 25, 2008, 4:07 am |
Hi Rohit,
Even i find myself in the same dead end as you where ive my liabilities exceed my income.
Just wanted to check if you got a way out and if there's something that u can share with me.
Wishing you the best with finances.
Cheers
Ajay
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| personal loan |
| By juzer on June 17, 2008, 5:13 pm |
| I have already a personal loan H D F C bank and citi financil bank small loan my track record is very good i have requirement up to 12 to 15 lakh please repaly soon my contact me on my no 09825335763 |
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| By shashirao on July 16, 2008, 10:08 pm |
| pls contact your place mortgauge loan through bank executive mobile number avilable in your state pls see www.indialist.com |
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| By shashirao on July 12, 2008, 8:21 am |
if you have residential property you can apply for mortgage loan, rate of interest will be 13.5% (per lac emi 1495 for ten years )
if you intetrested means send me mail my mail id |
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| Need Personal Loan |
| By Akshay on June 17, 2008, 12:31 pm |
Hi
I have taken Personal Load from CITIBANK almost 1 yr before, Paid all EMI's on time now i am looking for another personal loan 5 lak, Is it possible to get that. My net take home is 37000/- and EMI for CITI is 7000/- 2 yrs tenor i need to pay for my previous loan |
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| By Vilram on June 30, 2008, 10:02 am |
| Prima facie you seem eligible for a personal loan of Rs. 5 lacs. |
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| By Rahul on June 22, 2008, 7:42 pm |
| please send me all the details. i m mainly dealing in cholamandalam, hsbc and kotak mahindra bank. my number is 9870776662 this is rahul here. |
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| Student Loan |
| By Veltri on June 14, 2008, 6:50 pm |
Hi,
Can I take a student loan on our house which we have been living in for 30 years till date..but the house is still on the name of my dad with his 4 brothers..I am wondering if I can take a loan on this without needing the brothers signature..???if not what can be the process whihc ill need to take |
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| By Ramesh on June 30, 2008, 10:04 am |
Ideally for educational purposes, banks give educational loans which are unsecured and at relatively lower rates of interest and have an option of deferred repayment. You should approach nationalised banks in your neighborhood for this.
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| personal loan |
| By prem on June 11, 2008, 8:25 pm |
I am working in software company with salary 8000/- and I willing to take loan of 3lacs to buy a house its already registered and I would like to know which bank offers personal loan for 3lacs and period of 5 years. I can pay monthly 2500/- from starting onwards. and I would like to know how the loan amount will be paid to the bank is there any increment in EMI for every 6 months or 1 years. what is the mode of payment to the bank for a loan.
good responses will be appreciated
thanks
prem
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| By Subikram on June 30, 2008, 10:05 am |
Banks do offer personal loans for Rs. 3 lacs for 5 years. The emi for the same would be about Rs. 7,456 at 17% rate of interest. Given your salary level, I do not expect you to be able to get a loan of more than Rs. 1.75 lacs and for an EMI of Rs. 2,500 that you are comfortable paying, you can get only Rs. 1 lac of loan.
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| By Devendra on June 12, 2008, 8:27 pm |
Prem
Ave. cost of Personal loan per lakh per month is 2301 at the lowest rate given to cat A companies. If you approach any bank yo can get a loan as low as 2 L i.e home loan. |
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| Home Loan |
| By Vandana Sahu on June 10, 2008, 11:40 am |
I am trying for a home loan for the property at Rani Bagh (Near Saraswati Vihar, Pitam Pura, M2K). Its a 3rd Floor, will it be possible to get a home loan, pl. contact at 9999020320 immediately.
Thanks
Vandana |
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| By reshma on July 18, 2008, 2:49 pm |
| for more detials contact 9819322516 |
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| By Sibikram on June 30, 2008, 10:06 am |
Different banks have different evaluation criteria, so you will just have to check with the respective banks about a loan for a 3rd floor property in Rani Bagh.
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| In Bad Credit status, Negetive rating in CIBIL. Need Debt Consolidation Loan. |
| By Pradeep Kustagi on June 10, 2008, 9:55 am |
To be very frank i have been very careless with my loans, credit cards, there payments and my spending. I made a very bad move in a job change into a fraudulent company, it got closed i was with out a job for 5 months since then its been a curse for me to manage my finance. Now i am in a stable job and earning around Rs.35000 net. Due to my previous mistakes i am into monthly commitments which are higher than my earnings. I have beg borrowed searched the whole of internet and people for help and information, at last here is something I see as a hope to get rid of my problems. I have learn t a major lesson in my life that not play around with personal finance and be serious with it as a life and death situation.
I humbly request if there is any help you folks can provide me, please contact me. I am very much looking for debt consolidation loan and to be loyal to it as a dog is to its master.
Thank you. |
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| By Ajay on June 25, 2008, 4:05 am |
Hi Pradeep,
Your current situation is very similar to mine wherein my liabilities are far exceeding my income.
Just wanted to check if the debt consolidation thing is something we can go for in India or any other alternate solution you got from someone.
Wishing you the best with finances.
Cheers
Ajay
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| HOME LOAN |
| By arjun patial on June 7, 2008, 5:37 pm |
I am intersted for a home loan of Rs 20 lac. my monthly in hand salaryis Rs 40000/-. PNB bank is offering at lower rate by 1%.Can I have the same? How to contact?
If I go for a plot then how much loan of registered valueI can get./
If I avail tax benefit then with in how much period I have to satrt construction. |
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| By reshma on July 18, 2008, 2:51 pm |
for further details contact 9819322516
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| By Vikram on June 30, 2008, 10:08 am |
| Prima facie you seem eligible for a home loan of Rs. 20 lacs, but not too many banks give loans to purchase land. |
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| Home Loan |
| By N.Trunkumar Singh on June 3, 2008, 12:17 pm |
| I am a 45 years old I am working person in one of best company in India "Bst & Co., I want to home loan 20 to 25 lakh(s) my salry is 14,000/- per month. I can pay in a month aroung 10 to 12 thousans kindly provide the loan from Axos Bank I have Axis Bank Account. Now I have posted at Aizawl I want to Buil my house at birt place in Imphal, Manipur. |
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| By Reahat on June 11, 2008, 11:06 am |
| You can take a loan to construct a house in a place other than where you are posted. With an EMI of about Rs. 12,000, you should be able to get a home loan of about Rs. 11 lacs. |
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| By A Bhat on June 6, 2008, 4:14 pm |
| Please contact me 9986239975 for housing loan |
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| By ramesh bapu sunatkari on June 6, 2008, 2:09 pm |
| please lowest interest rate loan |
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| How to come out from CIBIL |
| By Tariq Habib on June 3, 2008, 11:39 am |
| I want to know that my name is in CIBIL and i want to come out from CIBIL how this is possible for me kindly tell me. |
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| By Swami on June 11, 2008, 11:05 am |
You will need to approach the lender who has submitted your name in CIBIL on account of poor performance on the credit extended by them to you. Only once you are able to regularize the credit to the satisfaction of the lender, would your track in CIBIL show a good score.
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| Home Loan |
| By Ashish Joseph on June 2, 2008, 3:40 pm |
| I want to take a home loan to purchase a second sale property. the cost of property is Rs.5300000. my per month take home salary is Rs.79000. how much of loan am i eligible? which bank can provide 90% loan and lowest interest rate?. I want to take maximum loan amount. |
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| By reshma on July 18, 2008, 2:54 pm |
| for further details contact 9819322516 |
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| By Jyothi on July 16, 2008, 12:37 pm |
Hello Mr Ashish
We provide Maximum Loan Amount by calculating in many different modes so you can get Max amount from our Bank.
If you are interested plz do contact us at"dj_jyorah93@yahoo.com" or #9972914070 |
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| By Deepa on June 18, 2008, 10:20 am |
Hi,
I am from Bangalore I am working with a bank which gives you the lowest Interest in Market Please provide me your contact No. or mail ID or contact me.
9739263849. |
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| Car Loan |
| By Joy on June 2, 2008, 12:50 pm |
| I have One ICICI Home Loan,which is currently running,then I have a ICICI Personal Loan which will be over in OCT 2008.But then my Credit history is not good since i had some financial probs,but i have managed to pay till date all the EMI's though there were some bounces.Please let me know whether any one can help me in getting a Car Loan. |
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| By Sonia on June 30, 2008, 10:14 am |
| You should try with the bank with whom you have a healthy past relationship in terms of any loan, credit card, savings account, insurance etc. |
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| Personal Loan |
| By Jins Joseph on May 30, 2008, 3:51 pm |
I need a personal loan of 1 Lacs and I am working in a Pvt Ltd company My montly salary is 35000/-.
I got one offer from Citi bank which is 18% interest rate and 1000 Rs processing fee, is it reasonable interest rate? |
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| By Team Deal4loans on June 11, 2008, 11:04 am |
| Yes, that is a reasonable rate of interest. In case you are interested in comparing offers, you can apply on Deal4loans.com. |
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| Home Loan |
| By Dipak on May 30, 2008, 8:02 am |
I want home loan of Rs.15-20lacs my net take home is 14000/- can i get the same with less interest & EMI
Please tell me which bank will give the same & can that bank give Loan in Mira Road also?
Please reply immediatley |
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| Personal Loan |
| By Deepak Rai on May 29, 2008, 3:23 pm |
Hi, My name is Deepak Rai. I am working with BA Continuum Solutions Pvt. Ltd. My Annual Net Salary is Rs. 1,34,500. I want to take a personal loan of Rs. 1Lac to 2Lacs. I have my own. My total work experience is 3 years.
I have all the required document. My company is a listed company which falls under "CATEGORY-A".
Please advice me which bank can give me the required personal loan, rate of interest is not my concern. |
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| By shashi.rao on July 16, 2008, 10:16 pm |
| rate of intrest is 16% if you interested call me 9980808040-shashi |
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| By rahul on June 22, 2008, 7:45 pm |
| u can apply in hsbc, cholamandalum and kotak mahindra bank. u can contact me in my no. 9321277099 |
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| Home lone |
| By rajesh on May 29, 2008, 12:50 pm |
Dear Sir,
I am an salaried buddy,i am gettting 4.3lakh/ year .I need home lone of 15 lakhs.I need this loan within fifteen days.
My contact no. 09929108076 |
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| cibel |
| By vikram on May 28, 2008, 6:23 pm |
| i need a personal loan.slary pm is 22500. and i,m looking for 2l kahs of amount .only problem is i have closed my credit card a year back and my name is still in cibel . can any body help me out in this . |
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| By Swami on June 11, 2008, 10:55 am |
You can approach lenders who do not access CIBIL for borrower credit validation.
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| personal loan |
| By bhavesh on May 28, 2008, 5:28 pm |
i have already a personal loan running from citi financial
my track record is not good , i want to repay the full loan on a pre payment basis, and after that i want to take another loan , is it possible ........?????
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| By Ridham on June 11, 2008, 10:55 am |
In case your track record is not good, chances of you getting another loan are slim, as most lenders check CIBIL for track record of new borrowers.
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