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| Personal Loan |
| By Deepak Rai on May 29, 2008, 3:23 pm |
Hi, My name is Deepak Rai. I am working with BA Continuum Solutions Pvt. Ltd. My Annual Net Salary is Rs. 1,34,500. I want to take a personal loan of Rs. 1Lac to 2Lacs. I have my own. My total work experience is 3 years.
I have all the required document. My company is a listed company which falls under "CATEGORY-A".
Please advice me which bank can give me the required personal loan, rate of interest is not my concern. |
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| By shashi.rao on July 16, 2008, 10:16 pm |
| rate of intrest is 16% if you interested call me 9980808040-shashi |
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| By rahul on June 22, 2008, 7:45 pm |
| u can apply in hsbc, cholamandalum and kotak mahindra bank. u can contact me in my no. 9321277099 |
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| Home lone |
| By rajesh on May 29, 2008, 12:50 pm |
Dear Sir,
I am an salaried buddy,i am gettting 4.3lakh/ year .I need home lone of 15 lakhs.I need this loan within fifteen days.
My contact no. 09929108076 |
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| cibel |
| By vikram on May 28, 2008, 6:23 pm |
| i need a personal loan.slary pm is 22500. and i,m looking for 2l kahs of amount .only problem is i have closed my credit card a year back and my name is still in cibel . can any body help me out in this . |
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| By Swami on June 11, 2008, 10:55 am |
You can approach lenders who do not access CIBIL for borrower credit validation.
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| personal loan |
| By bhavesh on May 28, 2008, 5:28 pm |
i have already a personal loan running from citi financial
my track record is not good , i want to repay the full loan on a pre payment basis, and after that i want to take another loan , is it possible ........?????
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| By Ridham on June 11, 2008, 10:55 am |
In case your track record is not good, chances of you getting another loan are slim, as most lenders check CIBIL for track record of new borrowers.
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| buying home/flats |
| By santosh chile on May 28, 2008, 4:31 pm |
| should i get a loan for buying house in a chawl. |
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| By Soham on June 11, 2008, 10:47 am |
Banks and NBFCs have various criteria about lending for purchase of property. The title of the property is one of the key criteria. Houses in chawls usually fail this criterion. You may be able to get loans from local money lenders for this purchase, but banks may not fund it.
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| Need Personal Loan |
| By Abdul Nadeem on May 25, 2008, 8:42 am |
| I need a personal loan of about 2lacs.My montly salary is around 13000/-.so please tell me which bank will be the better one.Please contact me on my no:9243084282 its urgent.. |
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| By Rithan on June 11, 2008, 10:46 am |
You can get that from any any bank with whom you have any current or previous association.
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| personal loan |
| By FAISAL ALLAHRAKHA RINDANI on May 24, 2008, 8:04 pm |
| i m in mumbai (thane ).work in adityabirla salary 12000net monthly.want a personal loan of 2 lakhs for urgent urgent marraige.9224578021.9221247888 |
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| LOAN x-fer |
| By V AMIN ARJUNAN on May 24, 2008, 3:37 am |
| I have an existing home loan with ICICI for the last 10 months , however i need to transfer the loan at a lower interest rate ... which is the best option |
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| By Deepa on June 18, 2008, 10:30 am |
Hi,
I am working with the Bank which can provide you the lowest interest if you want to transfer the loan you have to pay 2% penalty fee.But then too if your loan is running for 11%-12% it is beneficial to transfer the loan.Please provide me your contact No. or Mail ID or contact me.
9739263849 |
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| By Rohan on June 11, 2008, 10:45 am |
I do not think there has been a substantial reduction in home loan interest rates in the last 10 months and hence do not expect other lenders to offer you a much lower rate of interest on your loan. In case you are able to get a rate which is lower by more than 4 % over your existing loan, it will make sense to preclose the existing loan and transfer it to the new lender. You will also need to pay pre-closure charges to ICICI bank.
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| Car loan |
| By Manish Jain on May 23, 2008, 6:50 pm |
| I m planning to buy Indica Diesel with PS and take a loan of Rs. 2.00 lakhs. I m based at Jamshedpur. |
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| NEED PERSONAL LOAN |
| By jasheer on May 23, 2008, 5:13 pm |
i need a personal in the range 1lakh -2lakh,
monthly salary=20000/- total work exp=7 months
working in a reputed mnc.
contact:9731566331
tenure is not a problem |
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| By Ritul on May 28, 2008, 11:01 am |
| Prima facie you are eligible for this amount. Though some banks have a criteria for total work experience, not all of them do. |
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| PERSONL LOAN |
| By PIYUSH PATEL on May 22, 2008, 12:34 pm |
| I NEED PERSONAL OF RS.50000 . CONTACT ME : 9377719250 - URRGET |
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| Debt consolidation |
| By Manohar Sundram on May 20, 2008, 2:13 pm |
| I have a requirement of taking all my loans for cheap and paying 1 emi only as I have 3 loans emi of 9783, 8700, and 11455 and it is more than my salary, please contact mobile 9892358044 |
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| By Hemant on May 28, 2008, 11:03 am |
| You need to go in for a personalised debt consolidation plan. |
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| By Deepa on May 27, 2008, 10:10 am |
Hi,
This is deepa here, can you tell me the details of your current loan, so that i can help you out.
9739263849 |
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| home loan |
| By pramila on May 20, 2008, 11:40 am |
| I have a requirement of Rs.45 to 50 lakhs . I and my husband are salaried persons drawing gross salary (both) of Rs.50000/- per month. We are planning to rent out our house which may fetch us around Rs. 15000 to 20000 per month.We are have a housing loan of Rs.15 lakhs and other loans of around 15 lakhs. Now we are in need of Rs 45 to 50 lakhs in the form of take over of loan. The value of the property which is in Bangalore is around Rs.90 to 100 lakhs. Which bank can offer loan with lowest interest rate on long term. |
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| By Ramesh on May 28, 2008, 11:04 am |
You will need to check the offer from each bank to decide on which one is offering the lowest rate on long term loans as each of them may have different eligibility and pricing criteria.
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| By Rajan on May 27, 2008, 4:43 pm |
| I would like to look at the reply which u are giving. |
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| By Deepa on May 27, 2008, 10:18 am |
Hi,
This is Deepa here, if you can brief me about with some more details or else can you give me your contact no. so that i can tell you the exact loan amount.You can contact me on my no.97392 63849 |
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| REPAYMENT OF PERSONAL LOAN |
| By SEKHARALFRED on May 19, 2008, 12:51 pm |
| I WISH TO REPAY MY PESONAL LOAN TAKEN WHICH I INTEND TO REPAY IN FULL. MY CREDIT CARD NO IS 4317575016281249. I NEED TO KNOW THE AMOUNT FOR WHICH I NEED TO SEND THE CHEQUE/DD AND TO WHOM FOR PRECLOSURE. MY MOBILE NO IS 9844084591 |
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| By Ramesh on May 28, 2008, 11:06 am |
| You need to talk to the bank from whom the loan has been taken. |
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| Home loan |
| By Sivaprasad T on May 18, 2008, 10:55 pm |
| I am an Ex-Servicemen receiving pension Rs 3000/-. Now Iam working in a Pvt Ltd company in Coimbatore in Tamilnadu with a sallary of Rs 9500/-. I own a property in Palakkad, Kerala worth 3.5 lacs. I am a resident of Coimbatore, Tamilnadu. I wanted to build a house in my property at Palakkad. I wanted get a home loan of Rs 5 lacs. Can any one help me to get a home loan ? |
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| By Saumya on May 28, 2008, 11:07 am |
| You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. |
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| EXISTING CAR LOAN TRANSFER |
| By RAI SANTOSHKUMAR SAHAB on May 18, 2008, 6:56 am |
Hello Sir/Madam,
I had taken a loan for Rs. 349000/- (approx) from Kotak on 10/5/2007. They are charging an interest rate of 16% from me. I want to know if I can get this loan transfered to some other bank so that I can save on the Interest component of the loan. |
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| By rajesh on July 12, 2008, 7:42 am |
Hi Rai Sab,
If you have any residential property you can mortgage it and get a loan at the rate of 13.5% (minimum loan amount is 5 lakhs) and per lakh emi would be 1495/- per lakh approx. for ten years
you can take this mortgage loan and pay back personal loan |
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| By Nidhi on May 28, 2008, 11:08 am |
| Given the current pricing prevalent in the market, I do not expect you to be able to get in interest rate substantially lower than 16%. You also need to factor in pre-closure charges that would apply if you transferred your loan. You could still approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc |
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| home loan |
| By SHASHANK KUMAR GOEL on May 17, 2008, 8:18 am |
| I'm planning to purchase a house at Haridwar(Uttranchal)I'm a salaried (Rs.40000/=pm)employ,my loan requirement is 22 lacs only.I have IT returns &PAN no.Can any bank provide me loan with lesser interest rate with Term period of minimum 20 years. |
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| By Ritul on May 28, 2008, 11:09 am |
You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. You will need to check the offer from each bank to decide on which one is offering the lowest rate on long term loans as each of them may have different eligibility and pricing criteria.
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| Commercial and Residence loan |
| By vijay on May 14, 2008, 2:55 pm |
| I own property in chennai worth 1.5 crores. I wanted to build a commercial area in the ground floor and my residence in the first floor. I have been trying to get some type of loan for 40 laks to cover this construction... I dont know why banks are not willing to give a loan against property or housing loan in this case(I tried icici, hdfc etc). I am a salaried individual. Does anyone know of a way to get it financed ? |
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| By Jyothi on July 16, 2008, 12:53 pm |
Hello Mr Vijay
If you are still planning for the construction Please do reply us.
We can Help you in your case as we have already done these type of Loans.
Contact us at #+91 9972914070
#+91 9845468228 |
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| By Dev on May 28, 2008, 11:10 am |
You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. You will need to check if the reason for not offering you the loan is your profile or your income or the property details. It is only on that basis can you plan your next step.
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| Personal loan |
| By Gagan on May 14, 2008, 7:48 am |
| I have a requirement of 500000 Rs. I have ITR for last 2 FY. My monthly salary is around 18000/- pm. Which bank will be the better option available which can provide loan with lesser interest rate with Term period of minimum 4 years. |
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| By Shubham on May 28, 2008, 11:11 am |
You could approach nationalised or private banks like Bank of Baroda, ICICI, HDFC, etc. You will need to check the offer from each bank to decide on which one is offering the lowest rate on long term loans as each of them may have different eligibility and pricing criteria.
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| Reply |
| By mathew on May 15, 2008, 8:54 pm |
| if you are from Bangalore pls call me mob 9986569952 mathew |
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| personal loan |
| By indu on May 12, 2008, 2:45 pm |
| personal loan for 2years contact 09867564590 |
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