|
|
| Eligibility
Criteria |
| Banks |
Salaried |
Self- Employed |
| CITIBANK |
1,00,000 p.a. |
85,000 p.a. |
| ICICI |
- |
- |
| HDFC |
- |
- |
| HSBC |
1,50,000 p.a. |
1,50,000 p.a. |
| IDBI |
96,000 p.a. |
2,00,000 p.a. |
| LIC HOUSING FINANCE |
1,50,000 p.a. |
1,50,000 p.a. |
| SBI |
1,00,000 p.a. |
- |
| STANDARD CHARTERED |
N. A. |
- |
|
Top  |
| Age Criteria (in Years) |
| Banks |
Salaried |
Self- Employed |
| CITIBANK |
23 to 65 |
- |
| ICICI |
21 to 65 |
21 to 65 |
| HDFC |
25 to 58 |
21 to 65 |
| HSBC |
25 to 58 |
21 to 65 |
| IDBI |
21 to 60 |
21 to 65 |
| LIC HOUSING FINANCE |
25 to 58 |
21 to 70 |
| SBI |
21 to 58 |
- |
| STANDARD CHARTERED |
21 to 58 |
- |
|
| Top |
| Loan Amount |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
2,00,000 - 2,00,00000 |
2,00,000 - 2,00,00000 |
| ICICI |
2,00,000 - 1,00,00000 |
2,00,000 - 2,00,00000 |
| HDFC |
2,00,000 - 1,00,00000 |
2,00,000 - 2,00,00000 |
| HSBC |
2,00,000 - 1,00,00000 |
2,00,000 - 2,00,00000 |
| IDBI |
2,00,000 - 1,00,00000 |
2,00,000 - 2,00,00000 |
| LIC HOUSING FINANCE |
2,00,000 - 1,00,00000 |
2,00,000 - 2,00,00000 |
| SBI |
Any Amount |
- |
| STANDARD CHARTERED |
2,00,000 - 2,00,00000 |
- |
|
|
| Top |
| Tenure (in Years) |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
5-25 |
5-20 |
| ICICI |
5-20 |
5-20 |
| HDFC |
5-20 |
5-20 |
| HSBC |
5-20 |
5-20 |
| IDBI |
5-20 |
5-20 |
| LIC HOUSING FINANCE |
7-20 |
7-20 |
| SBI |
- |
- |
| STANDARD CHARTERED |
5-20 |
- |
|
|
| Top |
| Loan to Value Ratio |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
85% of Agreement value |
85% of Agreement value |
| ICICI |
85% of Agreement value |
85% of Agreement value |
| HDFC |
85% of Agreement value |
85% of Agreement value |
| HSBC |
85% of Agreement value |
85% of Agreement value |
| IDBI |
85% of Agreement value |
85% of Agreement value |
| LIC HOUSING FINANCE |
85% of Agreement value |
85% of Agreement value |
| SBI |
85% of Agreement value |
- |
| STANDARD CHARTERED |
85% of Agreement value |
- |
|
|
| Top |
| Current Experience |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
2 year |
3 year |
| ICICI |
1 year |
3 year |
| HDFC |
1 year |
3 year |
| HSBC |
3 year |
2 year |
| IDBI |
2 year |
3 year |
| LIC HOUSING FINANCE |
N.A. |
N.A. |
| SBI |
2 year |
- |
| STANDARD CHARTERED |
2 year |
- |
|
|
| Top |
| Processing Fees |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
- |
- |
| ICICI |
0% |
0% |
| HDFC |
1% |
1% |
| HSBC |
1.8% |
1.8% |
| IDBI |
0.75% |
0.75% |
| LIC HOUSING FINANCE |
- |
- |
| SBI |
0.30% |
0.30% |
| STANDARD CHARTERED |
N.A. |
N.A. |
|
|
| Top |
|
| Admin Fees |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
N. A. |
N. A. |
| ICICI |
0.5%+Sales Tax |
0.5%+Sales Tax |
| HDFC |
N. A. |
N. A. |
| HSBC |
N. A. |
N. A. |
| IDBI |
N. A. |
N. A. |
| LIC HOUSING FINANCE |
N. A. |
N. A. |
| SBI |
N. A. |
N. A. |
| STANDARD CHARTERED |
N. A. |
N. A. |
|
| Top |
| Interest Rate |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
- |
- |
| ICICI |
12.25 % |
12.25 % |
| HDFC |
11.75 - 12.00% |
11.75 - 12.00% |
| HSBC |
- |
- |
| IDBI |
11.25 -11.5% |
11.25 -11.5% |
| LIC HOUSING FINANCE |
11.25 -11.75% |
11.25 -11.75% |
| SBI |
11.25 - 11.5 % |
11.25 - 11.5 % |
| STANDARD CHARTERED |
- |
- |
|
| Top |
| Documents Required |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque |
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque |
| ICICI |
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque |
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque |
| HDFC |
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque |
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque |
| HSBC |
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque |
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque |
| IDBI |
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque |
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque |
| LIC HOUSING FINANCE |
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque |
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque |
| SBI |
Application form with photograph, Identity & residence proof, Latest salary slip, Form 16, Last 6 months bank statements, Processing fee cheque |
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque |
| STANDARD CHARTERED |
- |
Application form with photograph, Identity & residence proof, Education qualifications certificate & proof of business existence, Business profile, Last 3 years profit/loss & balance sheet, Last 6 months bank statements, Processing fee cheque |
|
| Top |
|
|
Home, sweet home, built out of your dreams. A place where you return after a hard day's work and relax, a place where you share precious moments with your family. A place that gives you a sense of belonging. We are here to help you realize your long cherished dream of owning your home through hassle free and customer friendly home loans.
