Compare Interest Rates for Home Loans

Buying your first home can seem intimidating, especially when faced with many different loan types. Don't worry. Use this list to compare and narrow down the choices to what is the best.

To help its customers get the best interest rates on home loans deal4loans has consolidated all the information regarding latest rate of interests at one place. Please keep visiting this section to get updated rates of interests on home loans.

Banks/Rates	Floating*	Fixed*	Turnaround Time ( after submission of complete documents)	Other Offers
SBI	11.5% - 12% upto 30 lacs; 11.75% - 12.25% above 30 lacs & upto 75 lacs; 11.75% - 12.5% above 75 lacs	12.75% upto 30 lacs upto 10 years; 13.75% above 30 lacs upto 10 years	6 days	Free personal accident insurance cover upto Rs.40 Lac.
IDBI	11.5%	13% for 3 years & 13.25% for 5 years	7-10 days	No foreclosure charges on 75% outstanding
HDFC	Salaried: 11.25% Self-Employed: 12%	Salaried: 14% Self-Employed: 14%	7 Days	No charges
Syndicate	11.5%	N.A	N.A	N.A
Citibank	11.75%	14%	10-15 Days	Part - Prepayment Free
ING Vysya	Salaried:11.25% - 11.75%, Self-Employed: 12.25%	N.A	7-8 Days	No Prepayment fees , subject to last 12 EMI's
ICICI	12%	15.5%	NA	No fees on part – prepayment
AXIS	11.3%	14%	4 Days	No Charges,Customers can access loan account from any Axis Bank branch across country
LIC HOUSING	11.25 -11.5%	14%	NA	NA
Centurion Bank of Punjab	12.5%	N.A	8-10 Days	N.A
Reliance	11.25 - 11.75%	N.A	7 Days	Insurance cover is funded as part of loan only
Vijaya Bank	11.0 - 11.5%	10.25%	N.A	N.A

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated. Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates