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 | A wedding in the family. Maybe your house needs renovation. Or your daughter has obtained admission to a medical college.. Gift your wife a beautiful gold pendant, pay for your children’s higher education, or send your parents on a much-needed holiday- we offer various kinds of personal loans to fulfill your dreams in India. |
Personal loan rates in India depend on various criteria, one being the income level. Different banks have different classifications based on which interest rates are calculated. To start with whether you are working for an employer (salaried) or you are an employer yourself (self – employed). Other factors on which interest rates depend are as follows: -
• Loan Amount. |
To help its customers get the best interest rates on personal loans deal4loans has consolidated all the information regarding latest rate of interests at one place. Please keep visiting this section to get updated rates of interests on personal loans.
Salaried |
Self-Employed
| Loan Surrogate |
|||||
CAT
A |
CAT
B |
CAT
C |
Non
Listed |
Professional |
Non-Professional |
||
HSBC |
14-18% |
NA |
NA |
20-25% |
18-21% |
21-23% |
21-23% |
Kotak |
14-15% |
15-16.5% |
16.5-18% |
16.5-18% |
16% |
20-23% |
19-20% |
SBI |
16% |
16% |
16% |
16% |
NA |
NA |
NA |
Citibank |
15-17% |
NA |
NA |
18-24% |
18-20% |
20% |
20% |
| Deutsche bank | 16% |
17-18% |
NA |
20% |
20% |
20% |
20% |
ICICI bank |
15-17% |
19% |
20% |
21% |
18-19% |
21% |
19% |
HDFC bank |
15-16.5% |
18% |
19% |
20-22% |
19% |
19-22% |
19% |
Standard
Chartered |
17% |
18% |
19% |
22% |
15-20% |
17-25 % |
17-20% |
AXIS Bank |
14.5% |
17.5% |
20.5% |
21.5% |
21.5% |
21.5% |
min14.5% |
| Centurion
Bank of Punjab |
16-18% |
18-20% |
21-30% |
22-30% |
14.5-16% |
18-21% |
19.50% |
| Where | |
| CAT A refers to | - Top 1000 companies |
| CAT B refers to | - Multi National Companies( MNC's ) |
| CAT C refers to | - Small companies |
| Non Listed refers to | - Smaller companies with 100 emloyees. |
| Loan Surrogates refers to | - Any running loan from any bank |
Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates.
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