Other Loan Articles

  Airline, finance & realty cos' staff find it difficult to get credit cards
f you have a start-up, work for a finance company, airline or a small-time realtor, you may not get a credit card. Read More....

 Interest rates not to rise immediately: FM
Finance Minister P Chidambaram on Thursday said he does not expect interest rates to go up in reasonable future following the RBI's move to hike mandatory deposits of banks by 0.25 per cent. Read More....

 Pain for India's lenders as small loans sour
From the vantage point of his small Mumbai jewellery and pawnbroking shop, Raju Soni has gained a special insight into the state of India's credit market over the past six months. Read More....

 How Important is your Credit score?
In modern world of banking, to help banking and financial institutions to better evaluate the credit worthiness of a customer,  Read More....

 Secured Loan Vs Unsecured Loans?
Often in our search for finance options, we are led into a crossroad where we have to make a choice between secured and unsecured loans. Read More....

 Reverse mortgage may come cheap with a little help from RBI
Reverse mortgage loans may become cheaper if the Reserve Bank of India (RBI) agrees to lower the risk weightage on such loans.  Read More....

 How to save on taxes?
Its that time of the year when everyone starts thinking about taxes. Every year, taxpayers try to save and invest so that they minimize taxes and maximize disposable income Read More....

 Real interest rates reasonable compared with other countries
The real interest rate on the 10-year bond, taken as the difference between the nominal yield and CPI, is one of the highest for India, at 2%, after the UK’s 2.4% Read More....

 RBI for guidelines on forex derivatives
Amid reports of corporates making losses on hedging forex products other than dollar, the Reserve Bank may soon come out with guidelines on forex derivatives, which is widely expected to discourage banks from Read More....

 EMI - Smart way to MANAGE your Debt
EMI is the most common acronym in the world of borrowing today. EMI stands for Equated Monthly Installment.  Read More....

 RBIs interest hiking spree may halt.
The Reserve Bank of India is likely to keep interest rates stable in the near term and may ease its monetary policy stance later in the year, a unit of rating agency Moodys has said. Read More....

 Reduction in interest rates only after March.
Borrowers may see a softening in interest rates after March if the Reserve Bank keeps all key rates unchanged in the coming policy review later this month, say bankers. Read More....

 CIBIL members can have credit score of borrowers
Just as marks and grades determine academic value in school or college, scores will now assess an individual’s credit worthiness. Read More....

 Consumers risk a beating if loan repayments late
Most consumers risk being hit by hefty fees or a nasty spike in interest rates if loan or credit card repayments are late  Read More....

 Interest rates unlikely to fall soon: SBI MD
Interest rates in India are unlikely to come down in the short to medium term, TS Bhattacharyya, managing director of State Bank of India, Read More....

 Transparent pricing of loans Article Menu
MONETARY POLICY MID-TERM REVIEW 2007-08/ SUPERVISION AND REGULATION - In a move to make pricing of loans more customer-friendly, RBI has advised the banks to be more transparent and fair in fixing and revising interest rates on housing loans. Read More....

 Banks gear up for agents norms
Banks are gearing up to meet the stringent norms on recovery agents that are likely to be laid down by RBI.  Read More....

 Bank plans to add over 10,000 ATMs in next 3 years
SBI plans to add over 10,000 ATMs to its network in the next three years to take its ATM network to 25,000. The bank currently has 7,200 ATMs. Read More....

 'Don't expect cheap loans till RBI cuts repo rate, SLR'
Bank loans will become cheaper only if the Reserve Bank of India (RBI) signals a softer interest regime through a repo rate cut or if statutory liquidity requirements are reduced, according to a Crisil study for Ficci and IBA. Read More....

 Untangle your Loan-Trap
Untangle your Loan-Trap Read More....

 Explore your Financial Options
In our day-to-day lives we dont really pay much attention to our short-term financial needs, this is because we dont evaluate our requirement in terms of available products, Read More....