Find easy and hassle free home loans for your requirement. Since a Home Loan is a long term commitment of 15-20 years, LTHFL ensure that – unmatched quality of service, transparency right through the Loan procedures and a handholding experience that remains with you till such time you realize your dream.
L & T Home Loan details:
|Processing Fees||Up to 2%|
|Pre payment Charges||Nil|
|Max. Loan Amount||Rs.10 Crore|
|Lowest EMI||Rs.942 / lac|
|Min. Income||Rs.12500/- p.m|
|Loan Repayment||1 to 20 years|
Home loan can be provided for below stated purpose:
- Loan for Construction: This facility is to provide financial assistance for construction of residential House within the approved location limit as per the estimate from registered engineers.
- Loan for Purchase of House: This facility is to provide financial assistance for acquisition of new or resale residential House. Property can be ready built/under construction.
- Loan for Take Over from approved institution: This facility allows the customer to transfer his existing Home Loan from approved institution with facility of top up.
- Loan Refinance: This facility is to provide financial assistance to substitute/refinance the existing Loans that are taken towards purchase/construction of House within a period of 6 months.
- Composite Loan scheme: This facility is to provide finance for purchase of plot and construction of residential House thereon within a specific time.
Features of L & T Home Loans
*Loan Tenor Up to 20 years
Loans Ranging from Rs. 3 Lacs to Rs. 10 Crores
Attractive rate of interest – 9.65%
*Home Loans up to 80% (90% in certain scenarios)of the property value
Flexible repayment options like Tranche based EMI and Part Prepayment Scheme
Loan consideration includes registration fees and stamp duty
No Pre-payment Charges
Income based product offering (Gross Receipt Product, Gross
Margin Product, Banking Based product etc)
Repayment based product offering (Step Up / Step down)