Barclays Finance Personal Loan
Barclays Finance offering competitive products and services to deliver superior value and more importantly suit customer needs. Barclays Finance offers
Personal Loan with benefits like:-
• Fast Processing
• Simple Documentation
• Small EMIs with longer tenure
• Attractive
Personal Loan Rate.
Click for knowing salaried and Self-employed criteria of
Barclays Personal Loan
Salaried Individuals Rate of Interest of Barclays Finance Personal loan
| Rate of Interest of Barclays Personal loan ( Last edited on :.11 March 2010) |
| Interest rate |
16% to 24% |
| Eligibility Criteria for Barclays Finance Personal Loan |
| Age of Applicant |
Min-21 years ; Max-60 years. |
| No. of years in employment |
2 years & above |
| Current Experience |
1 year & above |
| Net Monthly Income |
Rs. 15,000/- & above |
| Loan Amount offered by Barclays Finance |
| Minimum Funding |
Rs. 50,000/- |
| Maximum Funding |
Rs. 15,00,000/- |
| Loan Tenure offered by Barclays Finance |
| Minimum Tenure |
12 months |
| Maximum Tenure |
84 months |
| Turn Around Time of Barclays Finance Personal Loan |
| Turn around time |
4 to 7 working days |
| Processing Fee of Barclays Finance Personal Loan |
| Processing fee |
2% of loan amount |
| Prepayment Charges of Barclays Finance Personal Loan |
| Foreclosure Charges |
5% of outstanding principal
(Can be foreclosed after 6 months only) |
| Salary available for making EMI’s |
| Above Rs. 15,000 p.m |
55% of salary is considered |
| Documents Required for Barclays Finance Personal Loan |
| Identity Proof |
Passport/ driving license/PAN card/Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification. |
| Age Proof |
PAN Card/ Passport/ Driving
School leaving certificate/ Voter’s card/
BirthCertificate/ LIC policy (only for
age Proof). |
| Address Proof |
Passport/ Telephone bill
(BSNL/MTNL)/ Electricity bill/ Title
deed of property/Rental agreement/
Driving license/ Election ID card/
Photo-credit card (with last two month
statements) |
| Income Proof |
Latest salary slip/current dated salary
Certificate with latest form 16 |
| Job Continuity Proof |
Form 16/relieving letter/appointment
Letter. |
| Banking History |
Credit card embossed copy (with latest 2
Month statement)/ existing loan
Sanction letter (with latest 9 month
Bank statement.) |
Whether it's for realising a personal dream or a business need, Barclays can help In
Business Loan,
Home Loan,
Loan Against Property,
Credit Card. Click for
apply Barclays Credit Card with us.
Barclays Finance-
P.O. Box No.- 17402,
J.B. Nagar Post Office, Mumbai - 400 059.
Toll Free No. 1800-209-2244
Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
Know
the Rate of interest charged by major banks for Personal Loan
