Citibank Personal Loan
Make your dreams come true in just 48 hours* with Citibank Ready Cash! The
Personal Loan that is fast, easy & affordable.
Citibank Personal Loan offers:-
• Cash up to Rs.15 lakhs* at your doorstep in 48 hours*
• No guarantors or security*
• Flexible repayment.
• Simple documentation.
• Repay your personal loan in flexible installments upto 5 years.
• Attractive
Personal Loan Rate
Citibank also Offers
Home Loan,
Business Loan and
Credit Card along with
Personal Loans.
| Rate of Interest of CitiBank Personal loan ( Last edited on :.14 March 2010) |
| Interest rate |
16.5% to 20% |
| Eligibility Criteria for CitiBank Personal Loan |
| Age of Applicant |
Min-23 years ; Max-60 years |
| No. of years in employment |
3 years & above |
| Current Experience |
6 months & above |
| Net Monthly Income |
Rs. 20,000/- & above |
| Loan Amount of CitiBank Personal Loan |
| Minimum Funding |
Rs. 50,000/- |
| Maximum Funding |
Rs. 10,00,000/- |
| Loan Tenure offered by CitiBank |
| Minimum Tenure |
12 months |
| Maximum Tenure |
60 months |
| Turn Around Time of CitiBank Personal Loan |
| Turn around time |
5 working days |
| Processing Fee of CitiBank Personal Loan |
| Processing fee |
2% of loan amount |
| Prepayment Charges of CitiBank Personal Loan |
| Foreclosure Charges |
5% of outstanding principal
(Can be foreclosed after 6 months only) |
| Salary available for making EMI’s |
| For listed company |
35% of salary is considered |
| Non-listed company |
30% of salary is considered |
| Documents Required for CitiBank Pesronal Loan |
| Identity Proof |
Passport/ driving license/PAN card/Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification. |
| Age Proof |
PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). |
| Address Proof |
Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/Driving license/ Election ID card/Photo-credit card (with last two month statements). |
| Income Proof |
Latest 3 month salary slip
(computerized pay slip with company
Logo/pay slip on company letterhead) |
| Job Continuity Proof |
Form 16/relieving letter/appointment
Letter (for last two months) |
| Banking History |
Bank statements of latest 6 months and
Existing loan sanction letter if any. |
Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
Know
the Rate of interest charged by major banks for Personal Loan
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