HDFC Bank Home Loan

HDFC Bank brings HDFC Home Loans with convenient repayment options to suit your budget at your doorstep.

You can take a Home Loan for following purposes
• Home Loan-If you want to purchase fresh or resale or construct houses can apply individually or jointly for HDFC home loan.
• Home Improvement Loan-HIL (Home Improvement Loan) facilitates in-house & peripheral repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminum windows.
• Home Extension Loan-HEL (Home Extension Loan) facilitates the extension of an existing lodging unit.
• Land Purchase Loan-HDFC Land Purchase Loan facilitates to purchase land. It can be for dream house or an investment for the future.

Features & Benefits of HDFC Bank Home Loan
• Attractive Home Loan Rates.
• Options from Fixed Rate or Floating Rate are available.
• Maximum Funding upto 85% of the cost of property.
• Easy repayment options.
• Hassle Free Documentation - no security/guarantor is required.
• Automated Repayment of Home loan EMI - Customer can repay Home Loan EMIs directly from their HDFC Bank Savings Account.
• Customer privileges - An existing HDFC Home Loan customer can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against property ) at lower interest rates.
• You can choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating.
• Flexible repayment options to suit your individual needs.

Current Home Loan Interest Rates of HDFC Bank Home Loan

Loan Schemes	Up to 30 Lacs	From 30 lacs to 50 Lacs	Above 50 Lacs
HDFC Bank	Floating 8.75%	Floating 9%	Floating 9.50%

Eligibility Criteria & Documentation required for HDFC Bank Home Loan

	Salaried	Self employed
AGE	21years to 58years	21years to 65years
Income	Rs.1,20,000 (p.a)	Rs.1,50,000 (p.a)
Loan Amount Offered	2,00,000 - 1,00,00000	2,00,000 - 2,00,00000
Tenure	5years-20years	5years-20years
Current Experience	3years	2years
Processing Fee	11000/- or 0.5%	11000/- or 0.5%
Documentation	1) Application form with photograph 2) Identity & residence proof 3) Latest salary slip, 4) Form 16 5) Last 6 months bank statements 6) Processing fee cheque	1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, Last 3 years profit/loss & balance sheet 5) Last 6 months bank statements 6) Processing fee cheque

Registered Office-HDFC Bank
HDFC Bank House,
Senapati Bapat Marg, Lower Parel,
Mumbai, India - 400 013

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Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

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