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Features & Benefits of HDFC Ltd Home Loan
• Attractive Home Loan Rates.
• Options from Fixed Rate or Floating Rate are available.
• Maximum Funding upto 85% of the cost of property.
• Easy repayment options.
• Hassle Free Documentation - no security/guarantor is required.
• Automated Repayment of Home loan EMI - Customer can repay Home Loan EMIs directly from their HDFC Ltd Savings Account.
• Customer privileges - An existing HDFC Home Loan customer can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against property ) at lower interest rates.
• You can choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating.
• Flexible repayment options to suit your individual needs.
| Loan Schemes | Up to 30 Lacs | From 30 lacs to 50 Lacs | Above 50 Lacs |
| HDFC Ltd | 8.50% (Upto Mar 31,2011),9.50% (from Apr 1,2011 - Mar 31,2012), Then 9.50% | 8.50% (Upto Mar 31,2011),9.50% (from Apr 1,2011 - Mar 31,2012), Then 9.50% | 8.50% (Upto Mar 31,2011),9.50% (from Apr 1,2011 - Mar 31,2012), Then 9.50% |
| Salaried | Self employed | |
| AGE | 21years to 58years | 21years to 65years |
| Income | Rs.1,20,000 (p.a) | Rs.1,50,000 (p.a) |
| Loan Amount Offered | 2,00,000 - 1,00,00000 | 2,00,000 - 2,00,00000 |
| Tenure | 5years-20years | 5years-20years |
| Current Experience | 3years | 2years |
| Processing Fee | 11000/- or 0.5% | 11000/- or 0.5% |
| Documentation | 1) Application form with photograph 2) Identity & residence proof 3) Latest salary slip, 4) Form 16 5) Last 6 months bank statements 6) Processing fee cheque |
1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, Last 3 years profit/loss & balance sheet 5) Last 6 months bank statements 6) Processing fee cheque |
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