✔ HDFC Ltd waives off processing fee for Chennai home loan customers.
✔ 24.13% of homes are financed by HDFC Ltd. 2nd largest home loan institution.
✔ Lakhs of flat, row house, bungalow from private developers in approved list or projects.
✔ Finance available for properties from development authorities such as DDA, MHADA etc.
✔ Home loan book of over 2.54 lakh crore that grew by 23% in 2014-2015.
✔ Average home loan size of 23.3 Lakh, Loan to value ratio stands at 66%.
|Interest Rate||Women (Per Lakh EMI for 30 Years)||Others (Per Lakh EMI for 30 Years)|
|Loan amount||Interest Rates|
Repayment options: You can repay the loan amount in maximum upto 30 years.
Processing fees – you have to pay upto 0.50% of the loan amount or Rs.2,000 whichever is higher + taxes applicable on hdfc ltd home loans.
|Date||Change by RBI in Rate Cut||New Repo Rate||Date||New Base Rate of HDFC Ltd|
|29 Sep 2015||(-).50%||6.75%||06-Oct-15||9.60%|
• Attractive & lowest Home Loan Rates.
• You can choose from Fixed Rate or Floating Rate according to your needs.
• Maximum loan amount you can get upto 90% of the cost of the property.
• Easy repayment options of upto 30 years.
• Fastest loan approval even before a property is selected.
*Zero Processing Fees for Salaried and Self Employed Professionals when you shift your Home Loan to HDFC.
|Salaried Customers||Self Employed Professionals||Self Employed Businessman|
|Application form with photograph||Application form with photograph||Application form with photograph|
|Identity and Residence Proof||Identity and Residence Proof||Identity and Residence Proof|
|Latest Salary-slip||Education Qualifications Certificate and Proof of business existence||Education Qualifications Certificate and Proof of business existence|
|Form 16||Last 3 years Income Tax returns (self and business)||Business profile|
|Last 6 months bank statements||Last 3 years Profit /Loss and Balance Sheet||Last 3 years Income Tax returns (self and business)
Last 3 years Profit /Loss and Balance Sheet
|Processing fee cheque||Last 6 months bank statements
Processing fee cheque
|Last 6 months bank statements (self and business)
Processing fee cheque
|Loan Amount||Maximum Funding* or avail loan amount|
|Up to INR 75 Lacs||90% of the property value|
|Above INR 75 Lacs||80% of the property value|
*Subject to Market value of the porperty and replacement capacity of the customer, as assessed by HDFC.
Ramon House, 169, Backbay Reclamation,
H T Parekh Marg, Churchgate
MUMBAI - 400 020.
Visit official website of HDFC Ltd