|Loan Schemes||Upto & including Rs 30 lacs||above 30lacs to 75lacs||above 75lacs|
Features & Benefits of HDFC Ltd Home Loan
• Attractive Home Loan Rates.
• Options from Fixed Rate or Floating Rate are available.
• Maximum funding upto 80% of the cost of the property.
• Easy repayment options.
• Free & safe Document storage
• Loan Approval even before a property is selected.
• Flexible repayment options to suit your individual needs.
The maximum period of repayment of a loan shall be upto 30 years (Telescopic Repayment option) under the Adjustable Rate Home Loan product, depending upon the specific repayment scheme as may be opted (*). The maximum period of a loan shall be upto 20 years under the Fixed Rate Home Loan product.
Applicant and Co- Applicant to the loan
Home Loans can be applied for either individually or jointly. Proposed owners of the property will have to be co-applicants. However, the co-applicants need not be coowners.
TruFixed Plus Home Loans - 2 Year Fixed Variant
It is a fixed rate product for a period of 2 years only. Post the fixed rate period, the applicable interest rate shall be as per the prevailing rate of interest under the ARHL option.
The Interest rate for the TruFixed Plus Home Loans - 2 Year Fixed Variant is as below:
• Upto and including Rs 30 lacs - 10.25% to 10.75%
• Above Rs.30 Lacs - 10.50% to 11.00%
|Salaried Customers||Self Employed Professionals||Self Employed Businessman|
|Application form with photograph||Application form with photograph||Application form with photograph|
|Identity and Residence Proof||Identity and Residence Proof||Identity and Residence Proof|
|Latest Salary-slip||Education Qualifications Certificate and Proof of business existence||Education Qualifications Certificate and Proof of business existence|
|Form 16||Last 3 years Income Tax returns (self and business)||Business profile|
|Last 6 months bank statements||Last 3 years Profit /Loss and Balance Sheet||Last 3 years Income Tax returns (self and business)
Last 3 years Profit /Loss and Balance Sheet
|Processing fee cheque||Last 6 months bank statements
Processing fee cheque
|Last 6 months bank statements (self and business)
Processing fee cheque