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HDFC Ltd Home Loan

HDFC Ltd brings HDFC home loans with convenient repayment options to suit your budget at your doorstep

HDFC Ltd offers Housing loans for Purchase of :
• Flat, row house, bungalow from developers.
• Existing freehold properties.<
• Properties in an existing or proposed co-operative housing society or apartment owner's association.
• First Power of Attorney purchases in Delhi for DDA flats allotted before 1992.
• Refinance (balance transfer) of an existing home loan from another financial institution
Compare Home loan Rates & Eligibility
Required Loan Amount:
Occupation:
Annual Income:
City:
Bank A - Rates as low as 10%* | Bank B- Fixed rate for 10 years.*
Bank C- Last 12 month Emi waived off*
Check Your Free Customized Offers From 10 Other Banks.

Latest Interest Rates of HDFC Ltd Home Loans: (Last updated on : 20 December 2013)


Loan Schemes Upto & including Rs 30 lacs above 30lacs to 75lacs above 75lacs
HDFC Ltd
(Floating Rates)
10.25% 10.25% 10.50%

Features & Benefits of HDFC Ltd Home Loan
• Attractive Home Loan Rates.
• Options from Fixed Rate or Floating Rate are available.
• Maximum funding upto 80% of the cost of the property.
• Easy repayment options.
• Free & safe Document storage
• Loan Approval even before a property is selected.
• Flexible repayment options to suit your individual needs.

Maximum Term
The maximum period of repayment of a loan shall be upto 30 years (Telescopic Repayment option) under the Adjustable Rate Home Loan product, depending upon the specific repayment scheme as may be opted (*). The maximum period of a loan shall be upto 20 years under the Fixed Rate Home Loan product.

Applicant and Co- Applicant to the loan
Home Loans can be applied for either individually or jointly. Proposed owners of the property will have to be co-applicants. However, the co-applicants need not be coowners.

TruFixed Plus Home Loans - 2 Year Fixed Variant
It is a fixed rate product for a period of 2 years only. Post the fixed rate period, the applicable interest rate shall be as per the prevailing rate of interest under the ARHL option.

The Interest rate for the TruFixed Plus Home Loans - 2 Year Fixed Variant is as below:
• Upto and including Rs 30 lacs - 10.25% to 10.75%
• Above Rs.30 Lacs - 10.50% to 11.00%

Documentation required for HDFC Ltd Home Loan

Salaried Customers Self Employed Professionals Self Employed Businessman
Application form with photograph Application form with photograph Application form with photograph
Identity and Residence Proof Identity and Residence Proof Identity and Residence Proof
Latest Salary-slip Education Qualifications Certificate and Proof of business existence Education Qualifications Certificate and Proof of business existence
Form 16 Last 3 years Income Tax returns (self and business) Business profile
Last 6 months bank statements Last 3 years Profit /Loss and Balance Sheet Last 3 years Income Tax returns (self and business)
Last 3 years Profit /Loss and Balance Sheet
Processing fee cheque Last 6 months bank statements
Processing fee cheque
Last 6 months bank statements (self and business)
Processing fee cheque


Corporate Office
HDFC Ltd
Ramon House, 169, Backbay Reclamation,
H T Parekh Marg, Churchgate
MUMBAI - 400 020.


 
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