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HDFC Bank Personal Loan HDFC Bank Personal Loan

HDFC Bank Personal Loan: Get instant approval within 5 minutes at lowest Interest Rates through deal4loans.com. Find best offers for Salaried, Self-employed, loan upto 15 lakh, 5 year repayment period. Whatever the reason might be, medical emergency, marriage, foreign vacation, travelling, purchase of consumer durable, renovation, buying property, or need of extra cash - HDFC Bank Personal Loans can help you any time anywhere.

✓ Special offers, interest rates and charges for HDFC Bank account holders
✓ Flexible Interest Rates, Special interest rates for women borrowers
✓ Fastest Loan Approval within 10 Seconds
✓ Easy Documentation Process & 100% Transparency
✓ Maximum Loan upto Rs.15 Lakh
✓ Flexible Repayment options, ranging from 12 to 60 months.
✓ Zero Hidden Charges, Lowest Processing Fee & Convenient Repayment options.
✓ Loan Offering for First Time Loan Borrowers.
Festive Offer : Get gifts upto Rs 18,490 on disbursal.
Refer to T&C - www.deal4loans.com/personal-loan-offers.php
Instant Apply for HDFC Bank Personal Loan @ Lowest Rates & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

HDFC Personal loan details:
Interest Rates11.49 - 19.50%
Processing Fee Rs.999 for special companies else 1% - 2.5%
Forclosure chargesNil – 4.00%
Repayment5 Years
Loan Amount15 Lakh
Min. Income18000 pm

Current interest rates on HDFC Bank Personal loans - January, 2018

Interest Rates Pre Payment

* Applicable for Super A, CAT A , CAT B & CAT C companies only
* Valid for all logins till 30/9/2016

Personal Loan Balance Transfer Offers

You can reduce your EMIs by transferring existing personal loan to HDFC bank.

Interest rate for balance transfer schemes starts from as low as 12.99%*.
Lowest processing fees of just Rs.999/- is applicable.
Eligibility Criteria for HDFC Bank Personal Loan
Age of Applicant Min-21 years ; Max-60 years.
No. of years in employment 2 years & above
Current Experience 1 year & above
Net Monthly Income Rs. 15,000/- & above (CAT-A companies) Rs. 20,000/- & above (Non-listed companies)

Loan Amount offered by HDFC Bank
Minimum Funding Rs. 50,000/-
Maximum Funding Rs. 15,00,000/-

Loan Tenure offered by HDFC Bank
Minimum Tenure 12 months
Maximum Tenure 60 months

Turn Around Time of HDFC Bank Personal Loan
Salary below Rs. 75,000 5 - 7 working .
Salary above Rs. 75,000 working days (48 hours)

Processing Fee of HDFC Bank Personal Loan
Salary account holder 0%(*Valid for Logins Till 16th August)
Non–salary account holder 0%(*Valid for Logins Till 16th August)

Prepayment Charges of HDFC Bank Personal Loan
Foreclosure Charges 4% of outstanding principal (Can be foreclosed after 1yr only)

Salary available for making EMI’s
Upto Rs. 25,000 p.m 35% of salary is considered
Bet Rs. 25,000 to Rs. 50,000 p.m. 40% of salary is considered
Above Rs. 50,000 p.m 45% - 50% of salary is considered

Documents Required for HDFC Bank Personal Loan
Identity Proof Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification
Age Proof PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter’s card/ BirthCertificate/ LIC policy (only for age Proof).
Address Proof Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements)
Income Proof Latest salary slip/current dated salary Certificate with latest form 16
Job Continuity Proof Form 16/relieving letter/appointment Letter (for last two months)
Banking History Bank statements of latest 2 months/ 3 months bank passbook

Other Available Products of HDFC Bank:
1. HDFC Bank Personal Loan
2. HDFC Ltd Home Loan
3. HDFC Bank Car Loan
4. HDFC Bank Credit Card

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

Know the Rate of interest charged by major banks for Personal Loan
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