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HDFC Personal Loan

Whatever the occasion, the range of HDFC Personal Loans can help. HDFC bank offers
1. Borrow up to Rs 15,00,000 for any purpose depending on your requirements.
2. Flexible Repayment options, ranging from 12 to 60 months.
3. Repay with easy EMIs.
4. One of the lowest Personal Loan Rates.
5. Hassle free Personal Loan - No guarantor/security/collateral required.
6. Convenience of service at your doorstep.
7. Speedy loan approval.
8. Personal Accident Cover Insurance.
9. Credit Shield
 
Festive Offer : Get gifts upto Rs 12500 on disbursal.
Refer to T & C - www.deal4loans.com/personal-loan-offers.php

Compare HDFC Personal Loan| Interest Rates | Eligibility

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Eligibility Criteria for HDFC Bank Personal Loan
Age of Applicant Min-21 years ; Max-60 years.
No. of years in employment 2 years & above
Current Experience 1 year & above
Net Monthly Income Rs. 15,000/- & above (cat-A companies) Rs. 20,000/- & above (non-listed companies)

Loan Amount offered by HDFC Bank
Minimum Funding Rs. 50,000/-
Maximum Funding Rs. 15,00,000/-

Loan Tenure offered by HDFC Bank
Minimum Tenure 12 months
Maximum Tenure 60 months

Turn Around Time of HDFC Bank Personal Loan
Salary below Rs. 75,000 5 - 7 working .
Salary above Rs. 75,000 working days (48 hours)

Processing Fee of HDFC Bank Personal Loan
Salary account holder 2% of loan amount
Non–salary account holder 2.5% of loan amount

Prepayment Charges of HDFC Bank Personal Loan
Foreclosure Charges 4% of outstanding principal (Can be foreclosed after 1yr only)

Salary available for making EMI’s
Up to Rs. 25,000 p.m 35% of salary is considered
Bet Rs. 25,000 to Rs. 50,000 p.m. 40% of salary is considered
Above Rs. 50,000 p.m 45% - 50% of salary is considered
 
+91
Credit Card
Yes   No

Documents Required for HDFC Bank Personal Loan
Identity Proof Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification
Age Proof PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter’s card/ BirthCertificate/ LIC policy (only for age Proof).
Address Proof Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements)
Income Proof Latest salary slip/current dated salary Certificate with latest form 16
Job Continuity Proof Form 16/relieving letter/appointment Letter (for last two months)
Banking History Bank statements of latest 2 months/ 3 months bank passbook

Other Available Products of HDFC :
1. HDFC Personal Loan
2. HDFC Home Loan
3. HDFC Car Loan
4. HDFC Credit Card

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

Know the Rate of interest charged by major banks for Personal Loan

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