Documents Required In case of purchase of flat

In case of purchase of flat, what are the documents to be produced for taking Home loans from Banks:

  • Original Sale Deed executed by the Builder in favour of the Purchaser.
  • If the original sale deed is not returned by the office of the Sub-Registrar, a certified copy of the same may be accepted.(Duly certified by the Sub-Registrar as “True Copy”).
  • Original Registration Receipts.
  • Original Stamp Duty Receipts, if any.
  • Original receipts issued by the builder in favour of the Purchaser of the Flat.
  • Certified copy of the approved plan.
  • Certified copy of the Building commencement certificate.
  • Title certificate issued by the Solicitor / Panel Advocate.
  • NOC from the Builder.
  • Confirmation of the lien from the Builder.
  • Architect’s certificate regarding the stage of construction.
  • Builder’s Demand Notice.
  • N A Order.
  • U L C Order.
  • 7 x 12 extract / Index II Copy / property Register card extract.
  • Photographs showing the stages of construction.

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