Personal Loan for Police Employees – Interest Rates

Are you working in Indian Police and looking for personal loan so don’t wait Axis bank offers personal loans to police employees at attractive interest rates and maximum eligibility loan amount.

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Personal Loan details for Police Employees

Banks Interest Rates
HDFC Bank 10.99 – 20.75%
ICICI Bank 11.70 – 18.85%
Bajaj Finserv 11.99 – 16.00%
SMFG India 14.00 – 33.00%
Kotak Mahindra 11.50 – 20.00%
IndusInd Bank 12.99 – 17.00%
Standard Chartered 10.99 – 14.49%

Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 – 2.00% 5.00%
HDFC Bank 0.8% – 2.00% 4.00%
SMFG India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered
NIL (Zero) Upto 2.00% of loan amount

Documents required for Personal Loan

  • Application form
  • Photograph
  • Age proof
  • ID proof
  • Income proof
  • Bank statement
  • Residence proof
  • Signature verification proof

Post-sanction / pre-disbursement documentation

  • Loan Agreement duly signed
  • Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS

Police Personal Loans are currently available only at the given locations and the eligibility for personal loan would be based on the Tier location.

Tier 1 Bangalore, Chennai, Delhi, Mumbai, Hyderabad, Gurgaon, Noida, Ghaziabad, Faridabad
Tier 2 Pune, Ahmedabad, Kolkata
Tier 3 Coimbatore, Kochi, Jaipur, Lucknow, Patna, Jamshedpur, Vadodara, Trivandrum, Vishakhapatnam, Bhubaneshwar, Trichy, Surat, Nashik, Aurangabad, Goa, Guwahati, Nagpur, Chandigarh
Tier 4 Bhopal, Calicut, Jodhpur, Mysore, Pondicherry, Raipur, Rajkot, Durgapur, Dehradun, Hubli, Jalandhar, Kolhapur, Ludhiana, Madurai, Mangalore, Patiala, Siliguri , Ranchi, Tirunelveli, Udaipur, Vijaywada, Indore, Ajmer, Allahabad, Bhatinda, Belgaum, Bhavnagar, Bhilwara, Jamnagar, Kanpur, Kota, Salem, Ujjain, Warangal, Mehsana

 

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