PMAY Scheme for 9, 12 Lakh Home Loan Amounts for Poor Subsidy Rate

Are you looking for home loan under Modi PMAY Scheme 2021? Want to know subsidy cut interest rates for 9 Lakh & 12 Lakh of loan amount from banks so check how much you can save/ app ko kitna emi dena padega for 9 lakh & 12 lakh loan amount ke liye sabhi banks ke liye? Cheap home loan for poor, relief for farmers, small businesses – PM Modi.

Loan Amount Normal rate Subsidy Rate Subsidy Given
9 Lakh 8.60% 4.60% 4.00%
12 Lakh 8.60% 5.60% 3.00%

Home Loan applications received for rupees ₹ 419,027 crores till 29 March 2024

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Loan Amount
Occupation
Annual Income
City
120,17,256 loan quotes taken till now.
Home loan Interest rates starts from 6.90% for women, 6.95% for Others.

Loan EMI Details for 12 Lakh of Home Loan amount under PMAY Scheme

Loan amount Normal Rate PMAY Rate Old EMI New EMI You Save
12 Lakh 8.6% for 5 year 5.60% 24677.71 22976.82 1700.89
12 Lakh 8.6% for 8 year 5.60% 17332.24 15537.03 1795.21
12 Lakh 8.6% for 10 year 5.60% 14942.54 13082.69 1859.85
12 Lakh 8.6% for 12 year 5.60% 13387.45 11463.31 1924.14
12 Lakh 8.6% for 15 year 5.60% 11887.32 9868.8 2018.52

Loan EMI Details for 9 Lakh of Home Loan amount under PMAY Scheme

Loan amount Normal Rate PMAY Rate Old EMI New EMI You Save
9 Lakh 8.6% for 5 year 4.60% 18508.29 16819.67 1688.62
9 Lakh 8.6% for 8 year 4.60% 12999.18 11223.32 1775.86
9 Lakh 8.6% for 10 year 4.60% 11206.9 9370.9 1836
9 Lakh 8.6% for 12 year 4.60% 10040.59 8144.57 1896.02
9 Lakh 8.6% for 15 year 4.60% 8915.49 6931.03 1984.46
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Top Banks for Home Loans in India
Banks Interest Rates
SBI 8.60% - 9.65%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
LIC Housing Finance8.50% - 10.50%
PNB Housing 8.50% - 11.95%
Axis Bank 8.75% - 9.15%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90 %- 11.25%
Aadhar Home loan N.A