Andhra Pradesh State Co-operative Bank – Loans & Advances Interest Rates
The Andhra Pradesh State Co-operative Bank Loan Products: Home Loan, Personal Loan, Car Loan, Credit Card, SME Loans, Education Loans, Marriage Loans, Medical Loans. Find Interest Rates, Documents, lowest EMI Per Month Online at Deal4loans.com
As the name suggest The Andhra Pradesh State Co-operative Bank Limited is a Schedule State Cooperative Bank for Andhra Pradesh. The Bank basically assist with financial help for agricultural purpose and rural development through the cooperatives. This bank also offers it’s financial; helping hand to The Apex Cooperative Federation which includes MARKFED, APCO, FEDCON etc.
This bank also offers various loan schemes to both rural as well as urban people to meet their financial needs.
Loans provided by the bank :
Housing loans
Features
| Interest Rates | 10.50% per annum |
| Quantum of Loan | The maximum loan amount is Rs 30 lacs |
| Repayment | You can repay the loan amount within 20 years |
| Target Group | · Employees
· Businessmen · Professionals |
Personal Loan
Features
| Interest Rates | 13.00% |
| Quantum of Loan | The maximum loan amount is Rs 2 lacs |
| Repayment | You can repay the loan amount within 36 months |
| Target Group | · Employees
· Businessmen · Professionals |
Small and Medium Enterprises(SME) Loans
Features
| Interest Rates | 15.00% |
| Quantum of Loan | The maximum loan amount is Rs 10 lacs |
| Target Group | · Individuals
· Professionals · Self-employed · Businessmen · Partnership Firms · Companies · Sole Proprietor |
| Documents | · VAT Regd
· Last 3 years IT Assessment |
Gold loan
- Normal / SOD / Agricultural Loan
Features
| Interest Rates | 12.00% per annum |
| Quantum of Loan | The maximum amount is Rs 1 lac |
| Reapyment | The repayment period is maximum 12 months |
| Target Group | · Employees
· Businessmen · Professionals |
Commercial Loan
Features
| Interest Rates | 13.50% per annum |
| Quantum of Loan | The maximum amount is Rs 10 lacs |
| Reapyment | The repayment period is maximum 6 months |
| Target Group |
· Employees · Businessmen · Professionals |
