HDFC home loan emi calculator november 2015 – Calculate EMI Online

Instantly check your HDFC Home Loan EMI with calculator within 2 Minutes ✓ know about eligibility for housing loans from HDFC Ltd in seconds.

Calculate HDFC Home Loan Emi with this Calculator:

Just Enter your Loan Amount, Interest Rates and Loan Tenure Period to get the instant quotes within seconds. Home Loan Interest Rates Starts from 9.85% to 10.40%. You Can Calculate your loan emi on the basis of these interest rates.

Interest Rates Loan Tenure Lowest EMI Per Lakh
9.85% – 10.40% 30 Years Rs.867 – Rs. 907
9.85% – 10.40% 25 Years Rs. 898 – Rs.937
9.85% – 10.40% 20 Years Rs.955 – Rs. 992
9.85% – 10.40% 15 Years Rs. 1,065 – Rs. 1,099
9.85% – 10.40% 10 Years Rs. 1,313 – Rs. 1,344
9.85% – 10.40% 5 Years Rs. 2,117 – Rs. 2,144


HDFC Home Loan EMI Calculator

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount
Home Loan ELigibility

Check Your Eligibility & Apply Online for Home Loan

Home loans from HDFC ltd are quick, competitive and transparent. Use this flexible online home Loan EMI Calculator to arrive at the EMI you are comfortable with. The calculator helps you to plan your borrowings and loan payments as per your requirements.

Example of 20 Lakh of Loan Amount @ 9.90% Rate of interest for 20 Years Calculation:

Year Principal Interest Balance Amount
1 Rs. 33,509 Rs. 196,507 Rs. 1,966,491
2 Rs. 36,981 Rs. 193,035 Rs. 1,929,510
3 Rs. 40,814 Rs. 189,202 Rs. 1,888,696
4 Rs. 45,043 Rs. 184,973 Rs. 1,843,653
5 Rs. 49,711 Rs. 180,305 Rs. 1,793,942
6 Rs. 54,861 Rs. 175,155 Rs. 1,739,081
7 Rs. 60,546 Rs. 169,470 Rs. 1,678,535
8 Rs. 66,819 Rs. 163,197 Rs. 1,611,716
9 Rs. 73,744 Rs. 156,272 Rs. 1,537,972
10 Rs. 81,383 Rs. 148,633 Rs. 1,456,589
11 Rs. 89,818 Rs. 140,198 Rs. 1,366,771
12 Rs. 99,123 Rs. 130,893 Rs. 1,267,648
13 Rs. 109,395 Rs. 120,621 Rs. 1,158,253
14 Rs. 120,730 Rs. 109,286 Rs. 1,037,523
15 Rs. 133,238 Rs. 96,778 Rs. 904,285
16 Rs. 147,046 Rs. 82,970 Rs. 757,239
17 Rs. 162,282 Rs. 67,734 Rs. 594,957
18 Rs. 179,097 Rs. 50,919 Rs. 415,860
19 Rs. 197,655 Rs. 32,361 Rs. 218,205
20 Rs. 218,362 Rs. 11,880 Rs. 0

About HDFC Ltd:

Housing Development Finance Corporation Limited (HDFC Ltd.) was established in 1977 with the primary objective of meeting a social need of encouraging home ownership by providing long-term finance to households. Over the last three decades, HDFC has turned the concept of housing finance for the growing middle class in India into a world-class enterprise with excellent reputation for professionalism, integrity and impeccable service.

HDFC is a leading provider of Housing Finance in India. With our customised solutions we have fulfilled over 4.8 million dreams over the last three and a half decades. Here is why HDFC is a household name that Indians proudly reckon with.

The HDFC Ltd. Advantage

  • Pioneers of Home Loan in India with over 34 years of lending experience.
  • Widest range of home loan & deposit products.
  • Extensive distribution network of 360 interconnected offices (including 91 offices of HDFC Sales) with outreach programs to several locations, reaching out to over 2,400 towns and cities all over India.
  • Most experienced and empowered personnel to ensure smooth & easy processing.
  • Online loan application facility at and across-the-counter services for new deposits, renewals & repayments.
  • Counseling and advisory services for acquiring a property.
  • Flexible loan repayment options

Free & safe document storage.

Huge Netwrok for Providing Home Loans in India:

  • Diversified Financial Services – Banking, Insurance (Life and General), Asset Management, Realty, Real Estate Venture Capital, Education Loans among others.
  • HDFC and its Group Companies consistently maintain leadership positions in their respective sectors.
  • The HDFC Group has a strong asset base of over Rs.2.97 trillion and a customer base of over 42.5 million.


Purchase of
Flat, row house, bungalow from developers
Existing freehold properties
Properties in an existing or proposed co-operative housing society or apartment owner’s association
First Power of Attorney purchases in Delhi for DDA flats allotted before 1992.
Refinance (balance transfer) of an existing home loan from another financial institution.

TruFixed Plus Home Loan
Under this product the customer has the option to choose a Fixed Interest Rate Period (FIRP) between 3 to 15 years . Post the fixed rate period the loan will automatically convert to a variable rate product. The customer also has the option, subject to our eligibility norms to take a complete fixed rate term product for a fixed term of 3 to 15 years. Or, he can avail a long term loan of 15 to 20 years with a part fixed and part floating for the entire tenor of the loan. The full disbursement of the loan, irrespective of the fixed period chosen, shall have been availed within the first 3 years from the date of first disbursement of the loan. Post the fixed rate period the interest rates applicable on the loan shall be the then applicable HDFC RPLR minus the spread as applicable currently on the loan amount being availed under this product.

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