Axis Bank Insta Easy Credit Card | Eligibility | Information

Axis Bank Insta Easy Credit Card Eligibility – Details on Fees & Charges, How to apply, Offers, Reward Points, Privileges and Additional Benefits on Insta Easy Credit Card.

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Features and benefits: – A Credit Card which can be availed over the counter at any Axis Bank Branch with minimal documentation and guaranteed approval. With the Insta Easy Credit Card, you get a host of benefits, attractive rewards and exciting offers every month!
Features & Benefits :

  • Guaranteed Approval
  • Highest Level of Security
  • Easy Documentation
  • Lower Interest Rate of 1.95% p.m
  • Credit Limit as high/ low as you want
  • Upto 100% Cash Withdrawal
  • *Free credit period of up to 50 days
  • Fuel Surcharge Waiver of 2.5% at all Petrol Pumps
  • Rewards Program

Eligibility Criteria –

  • All you need is a Fixed Deposit at any of the Axis Bank branches, conveniently located all across India.
  • Kindly note the minimum Fixed Deposit requirement for issuance of Insta Easy Credit Card is Rs 20,000 and maximum of Rs 25,00,000
  • Insta Easy Credit Card cannot be issued against Tax Saver FDs, Flexi-Deposits (Auto-sweep FDs), FDs in the name of HUF/Society/Trust/Companies. Insta Easy Credit Card cannot be issued to minors.

Fees and Charges for Insta Easy Credit Card

Charges Insta Easy Credit Card
Standard Joining Fee Rs. 500
Standard Annual Fee Nil
Standard Add-on Card Joining Fee Nil
Standard Add-on Card Annual Fee Nil
Finance Charges (Retail Purchases & Cash) 1.95% p.m
Cash Withdrawal Fees 2.5% of the Cash withdrawal amount (Minimum Rs 250)
Fee for Cash Payment Rs. 50/-
Card Replacement (lost or stolen or re-issue) Waived
Emergency Card Replacement Fee when overseas (through VISA) As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement Fee Waived
Overdue Penalty or Late Payment Fee Rs. 300 if Total Payment Due is up to Rs. 2000
Rs. 400 if Total Payment Due is between Rs. 2001 – Rs. 5000
Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee Waived
Outstation Cheque Fee Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds Rs.300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
Petrol Transaction Surcharge 2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee 3.50% of the transaction value
Mobile Alerts for Transactions Waived
Hotlisting Charges Nil
Balance Enquiry Charges Waived
Plus point redemption fee Rs 30
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