HDFC Bank Platinum Plus Credit Card | Eligibility | Features and Benefits | Apply
HDFC Bank Platinum Plus Credit Card: India’s only Platinum Credit Card with exclusive travel and preferential benefits – recognition of those who have “arrived in life”. Enjoy a world of exclusive privileges on your HDFC Bank Platinum plus Credit Card
This Card is Discontinued and No More available for fresh Purchase or Apply Online!!!!!!
HDFC Bank Platinum Plus Credit Card features:
- 2 Reward Points on Rs. 150 spent.
- 50% more Reward Points for incremental spends above Rs. 50,000 in a statement cycle.
- Fuel Surcharge Waiver for transactions between Rs. 400 – Rs. 5,000 (ST applicable).
- Up to 3 free Add-on cards.
Benefits
- Save Rs. 1,500 in a year on your fuel transactions
- Earn 1,200 Reward Points or more in a year
- Zero Lost Card liability post reporting card loss to bank.
- Revolving credit facility at nominal interest rate.
Eligibility: You are eligible for a Platinum Plus Credit Card based on the following:
- Salaried Employee – Minimum Age 21 years | Maximum Age 60 years
- Self Employed – Minimum Age 21 years | Maximum Age 65 years
Fees and Charges of HDFC Bank Platinum Plus Credit Card:
|
Description of Charges |
Platinum Plus Credit Card |
|
Interest Free Period |
Upto 50 days |
|
Minimum Repayment Amount |
5%, Minimum Rs 200 |
|
Cash Advance Limit |
30% of credit limit |
|
Annual Fee |
Rs. 3999 |
|
Additional Card fee |
Free for Life |
|
Charges On revolving Credit |
3.15% P.M., 37.8% Annually – from Transaction date |
|
Cash Advance Charges |
2.5% on amount withdrawn or Rs 300/- whichever is higher. |
|
Late Payment Charges |
Late Payment Charges – Nil for Credit card bills upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20000. |
|
Charges on overlimit account |
2.5% of over limit amount subject to a minimum of Rs 500 |
|
Railway Ticket Purchase Fee |
Rs 30 + 2.5% of transaction amount |
|
Cash processing fee |
Rs 50 per payment on cash deposits at HDFC Bank branches/ATMs. |
|
Balance Transfer / Balance Transfer on EMI Processing Charges |
2.0% of BT / BT on EMI amount or Rs. 200,whichever is higher.( Max. Rs. 600/-) |
|
Petrol Transaction Charge |
Waived for transactions between Rs 400-5000 |
|
Service Tax |
Applicable on all fees, interest and other charges |
|
Reissue of Lost, Stolen or Damaged Card |
Rs. 100 |
|
Outstation Cheque Processing Charge |
Rs. 100 |
|
Retrieval Fees ( Chargeslip) |
Rs. 125 per Chargeslip |
|
Foreign Currency Transactions |
Bank Charges Cross currency mark-up of 3.5% |
Repayments Options:
Other Available Products of HDFC Bank :
