HDFC Bank Silver Credit Card | Eligibility | Apply
HDFC Bank Silver Credit Card: Get all with the HDFC Bank International Silver Credit Cards. The best features you could ask for in a credit card. Combined with all the services offered by a world-class banks. Get all with the HDFC Bank International Silver Credit Cards.
This Credit card is not available. HDFC Bank discontinue this card.
Spending money was never so rewarding!
Features & Benefits of HDFC Bank Silver Credit Card:
All-purpose credit card – The HDFC Bank Credit Card can be used for all your requirements, be it shopping, eating out, holidaying, fuelling up your vehicle, railway ticket reservations – just about any financial requirement, planned or on impulse.
Earn while you spend* – money spent is money earned. For every Rs. 200 you spend, you earn 1 reward point. You can redeem these accumulated points for exciting gifts and offers from our exclusive rewards program.
Add-on cards – Get up to 3 add-on cards for your spouse, parents, siblings (own brother/sister), son and/or daughter (over 18 years) and allow them to enjoy the many benefits of the HDFC Bank International Silver Credit Card
Widely accepted – Accepted at over 110,000 merchant establishments across India and Nepal and close to 18 million merchant establishments around the world.
Eligibility Criteria:
| Minimum Age | Maximum Age | |
| Salaried | 21 | 60 |
| Self Employed | 21 | 65 |
Fees and Charges of HDFC Bank Silver Credit card
|
Description of Charges |
Silver Credit Card |
|
Interest Free Period |
Upto 50 days |
|
Minimum Repayment Amount |
5%, Minimum Rs 200 |
|
Cash Advance Limit |
10% of credit limit |
|
Annual Fee |
Rs. 700 |
|
Additional Card fee |
Free for Life |
|
Charges On revolving Credit |
3.25% P.M., 39.0% Annually – from Transaction date |
|
Cash Advance Charges |
2.5% of amount withdrawn or Rs 300 whichever is higher |
|
Late Payment Charges |
Nil for Credit card bills upto Rs.100, Rs.100 for credit card bills between Rs.100 and Rs.500, Rs.350 for credit card bills between Rs.501 and Rs.10000, Rs.500 for credit card bills between Rs.10001 and Rs.20000 and Rs.600 for credit card bills above Rs.20000. |
|
Charges on overlimit account |
2.5% of overlimit amount subject to a minimum of Rs 500 |
|
Payment return Charges |
2% of payment amount subject to minimum of Rs. 300 |
|
Cash processing fee |
With effect from 1 May 2007, cash processing fee of Rs 50 per payment is payable on cash deposits at HDFC Bank branches/ATMs. |
|
Balance Transfer / Balance Transfer on EMI Processing Charges |
2.0% of BT / BT on EMI amount or Rs. 200,whichever is higher.( Max. Rs. 600/-) |
|
Petrol Transaction Charge |
2.5% (subject to a minimum of Rs 10) |
|
Railway Ticket Purchase Fee |
Rs 30 + 2.5% of transaction amount |
|
Reissue of Lost, Stolen or Damaged Card |
Rs. 100 |
|
Outstation Cheque Processing Charge |
Rs. 50 |
|
Retrieval Fees ( Chargeslip) |
Rs. 125 per Chargeslip |
|
Foreign Currency Transactions |
Bank Charges Cross currency mark-up of 3.5% |
|
Service Tax |
Applicable on all fees, interest and other charges |
Other Available Products of HDFC Bank:
