ICICI Bank Credit Cards Fees and Charges

Check Applicable fees and Charges of ICICI bank credit cards

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Interest Free Credit Period	18-48 days (applicable only on retail purchases and if previous month’s balance outstanding is paid in full)
**Finance charges on extended credit	0.99% (Monthly) 11.88% (Annually) for Easy Deposit Card
	1.75% (Monthly), 21% (Annually) for Spouse Card
	1.99% (Monthly), 23.88% (Annually) for Home Card
	3.15% (Monthly),37.8% (Annually) for Private Banking credit card w.e.f. March 1st 2008
	2.75% (Monthly) 33% (Annually) for ICICI Bank Signature Credit Card
	3.15% (monthly),37.8% (Annually) for Titanium, Platinum Premier credit card
	3.40% (Monthly) 40.8% (Annually) for all Blue silver & Gold cards, irrespective of the date of transaction
	0% (with Annual fee) /1.49%/1.99% (Monthly) for EMI Card. Applicable from the day of transaction.
	Finance Charges on extended credit and cash Advance:2.75% (Monthly), 33% (Annually) for ICICI Bank Platinum identity Credit Card.
	1.99% (Monthly) 23.88% (Annually) for Fixed Deposit Instant Credit Card.
**Finance charges on cash advances	1.99%(Monthly), 23.88% (Annually) for Cash Card.
	1.99% (Monthly), 23.88% (Annually) for Fixed Deposit Instant Credit Card.
	2.75% (Monthly), 33% (Annually) for ICICI Bank Signature Credit Card.
	3.15% (monthly), 37.8% (Annually) for Titanium, Platinum credit card.
	3.40% (Monthly), 40.8% (Annually) for Blue silver & Gold cards, irrespective of the date of transaction
	0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card (as per applicable Finance Charges on Retail transaction).
Cash Advance – Transaction Fee	On Easy Deposit Card – Nil for ICICI Bank ATM withdrawals
	Rs. 151 per transaction for Cash Card
	2.50% on advanced amount, subject to a minimum of Rs. 300
	2.50 % on advanced amount, subject to minimum of Rs. 300 for Fixed Deposit Instant Credit Card.
	2.99% on advanced amount, subject to a minimum of Rs. 299 on EMI Card
Dial-a-Draft – Transaction Fee	3% of the draft value amount subject to a minimum of Rs.300
Dial-a-Draft – Transaction Fee	2.99% on draft value amount, subject to a minimum of Rs. 299 on EMI Card
Minimum Ticket Size **	Rs. 1,000
Late Payment Charge	30% of minimum amount outstanding, subject to min. of Rs. 400 and max. of Rs. 600
Charges in case of excess payment over EMI Amt Due (EAD) **	Rs. 199 for every payment above the EA
Transaction fee **	Rs. 149 per transaction on EMI Card
Over-Limit Charge	2.5% of over limit amount, subject to a minimum of Rs. 500
Return of Cheque	Rs. 250
Outstation Cheque processing Fee	1% of the cheque value, subject to a minimum of Rs. 100
Duplicate statement request (beyond 3 Months)	Rs. 100
Replacement Card	Rs. 100
Fee on Cash payment at Branches	Rs. 100
Cheque Pickup Fee	Rs. 100 per cheque pickup
Charge-slip request	Rs. 100
Railway Booking Surcharge	1.80% for Internet transactions and 2.5% for other bookings
Fuel Surcharge	2.5% or Rs.10 whichever is higher (Nil on select cards)
Fuel Surcharge	0% at select HPCL pumps on select cards (maximum of Rs.3,000 per transaction)
Services Charge – Utility Bill Payment	Nil
Foreign Currency Transactions	3.50%
Service Tax	As may be applicable from time to time, presently @ 10.30% (Applicable on all fees, interest and other charges only)
Annual Fee**	For 0% finance rate and EAD of Rs.2,000, the annual fee would be Rs.2,000. For 0% finance rate and EAD of Rs.4,000, the annual fee would be Rs.3,500. Joining Fee: Rs 25000 + applicable service tax and Rs 2500 annual fee from 2nd year onwards for ICICI Bank Signature Credit Card. Annual fee of Rs.2000 for 1st year and Rs.1000 from 2nd year onwards for ICICI Bank Platinum identity Credit Car

- The rate of interest is initially 3.40% p.m. (49.36% annualised) for all blue, silver and gold cards and 3.15% p.m. (45.09% annualised) for platinum and titanium cards, effective June 1, 2008.
- In case of default, Interest Charges may increase up to a maximum of 3.40% p.m. (40.8% p.a.)
** – Applicable for EMI Card only

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