Axis Bank Home Loan Surat – Interest Rates 2024, Documents, Apply
Axis Bank Home Loans in Surat: Check Interest Rates, Eligibility, Loan Amount, Processing Fees, Minimum loan amount, documents list in Surat. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality.
Axis Bank home loan branches in Surat :
- Address: 6, Surat Rudrax Arcade, Varachha Main Rd, Hans Society, Varachha, Surat, Gujarat 395006
- Address: Digvijay Towers, Ghod Dod Rd, opposite St Xavier’s School, Surat, Gujarat 395001
- Address: Shop No 3, Platinum Plaza, Parle Point Flyover, City Light Town, Athwa, Surat, Gujarat 395007
- Address: SN 4 & 26, TPS No 1, GF, Infinity Tower WN 7, No 14, 15, Laal Darwaaza, Station Rd, near Ayurveda College, Surat, Gujarat 395003
- Address: Shop No 1, Ground Floor Western Shoppers, VIP Road, Althan, Surat, Gujarat 395017
- Address: Shop No 1, 4, & 5, Gr Flr, Zircon Plus, Near Samasth Patidar Wadi, Gajera Rd, Katargam, Gujarat 395009
- Address: J R Square Mamta Park 1, Varachha Main Rd, Kapodra Patiya, Surat, Gujarat 395006
Axis Bank Home Loan Interest Rates Feb 2024
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.00% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 9.10% - 9.40% p.a. |
| Fixed Rate | 14% p.a. |
For Salaried Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 10.50% - 12.85% p.a. |
For Self Employed Individuals
| Type | Effective Rate of Interest |
|---|---|
| Floating Rate | 12.00% - 13.30% p.a. |
Why to Choose Axis Bank Home Loans in Surat
Axis Bank housing loans are designed for today’s home-hunter. Easy home loans are rich in features and offer a number of benefits.
-
- Attractive housing finance rates: We offer attractive interest rates that make your housing loans affordable and easier on your pocket every month.
- Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving.
- Balance transfer facility: Not satisfied with your existing Home Loan provider? You can transfer your Home Loan to us without any hassles.
- Doorstep service: You don’t have to go the bank for Home Loans; the bank will come to your doorstep. Perfect for those leading busy lives.
- Nil prepayment charges* : Come into some money and want to pay off your housing loan early? You can do that at Axis Bank without worrying about prepayment charges.
Offers Available in Surat:
- Happy Ending Home loan Schemes
- Special Balance Transfer Schemes
- Attractive interest rates on Home Loans to ease your monthly outgo
Axis Bank Home Loan Eligibility Criteria Surat
Salaried individuals eligible for home loan
- Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
- Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for Axis home loan
- Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
- Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Home Loan documents required for Axis Bank
The following documents are required along with your home loan application:
| Purpose | Salaried | Others |
| Proof of identity | Voter’s ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card | Voter’s ID card or driving license or PAN card or photo credit card |
| Proof of income | Latest salary slip showing all deductions or Form 16 along with recent salary certificate | IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
| Proof of residence | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill | Bank account statement or latest electricity bill / water bill / piped gas monthly bill or latest mobile or telephone bill or latest credit card statement or employers letter certifying the current mailing address or existing house lease agreement or registered lease or leave and licence agreement with a utility bill or ration card or latest property tax / water tax bill |
| Bank statement or Pass Book where salary or income is credited | Last 6 months | Last 6 months |
| Guarantor form | Optional | Optional |
About Surat
Surat (Gujarati: સુરત, Hindi: सूरत), previously known as Suryapur, is a well-developed metropolis of the Indian state of Gujarat. It is also administrative capital of Surat district. The city is located 306 km south of state capital Gandhinagar, and is situated on the left bank of the Tapti River (Tapi), the center being around 22 km (14 mi) from its mouth.
Surat is a large city beside the Tapi River in the west Indian state of Gujarat. Once known for silk weaving, Surat remains a commercial center for textiles, and the New Textile Market area is lined with fabric shops. Overlooking the river, Surat Castle was built in the 1500s to defend the city against Portuguese colonists. Nearby, the Dutch, Armenian and English cemeteries contain elaborate colonial-era tombs.
Surat is listed as the second cleanest city of India as of 21 August 2020 according to the Swachh Survekshan 2020 on 20 August. It suffered a major pipeline fire which caused some damage.
