Property purchased with personal funds can be refinanced using our Re-financing services.
Balance Transfer and Top Up
We can help you transfer your existing Home Loan or Loan Against Property to Edelweiss’ Housing Finance at a attractive rates of interest and for a flexible tenure so that you can benefit from a lower Equated Monthly Installment (EMI). You can also avail of an additional (“Top-Up”) loan against the same property.
Documents and Collaterals :
What documents does EHFL require to process my application?
Salaried Individuals Self-Employed Individuals
Latest salary slip or salary certificate Last 3 years’ Income Tax returns duly certified by CA
Form No.16 or PF statement or appointment letter in case of Cash Salary Last 3 years’ Balance Sheet and Profit and Loss A/c with Annexures and Schedules
• Any other documents, as may be required
• Passport size photograph
• Identification Proof
• Age Proof
• Bank statement / Pass book copy for last 3-6 months
Documents required may vary depending upon the customer’s income, profession, age, assets and liabilities.
Lease Rental Discounting
loan against rental income from lease contracts with corporate clients.
2 year and 5 year fixed products
Our 2 and 5 year fixed rate products offer you a chance to lock in your interest rate for 2 or 5 years to protect you against rising interest rates.