Latest HDFC ltd Home Loan Interest Rates January 2015

Festival or Diwali Offers on HDFC Home loans, Interest Rates. Check Latest and Current Home Loan Interest Rates of HDFC Ltd. Apply online for HDFC Housing Loans at Attractive rates and EMI Online.

New Current Home loan rates of HDFC Ltd – January 2015

Adjustable Rate Loan [Limited Period Offer]

RPLR: 16.75%

Loan Slab Interest Rates (% p.a.)* RPLR Minus Spread
Any Loan Amount 10.15 to 10.65 RPLR – (6.60 to 6.10)

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Adjustable Rate Loan

RPLR: 16.75%

Loan Slab Interest Rates (% p.a.) RPLR Minus Spread
Up to and including Rs.30 lacs 10.50 to 11.00 RPLR – (6.25 to 5.75)
Rs.30.01 lacs onwards 10.75 to 11.25 RPLR – (6.00 to 5.50)
TruFixed Plus Loan – 2 & 3 Year Fixed Rate Variant [Limited Period Offer]

RPLR: 16.75%

Loan Slab Interest Rates During The 2 & 3 Year Fixed Rate Term (% p.a.)* Post The Fixed Rate Term The Applicable Interest Rates Shall Be The Prevailing Rate Of Interest Under Adjustable Rate
Up to and including Rs.75 lacs 10.15 to 10.65 RPLR – (6.60 to 6.10)
Rs.75.01 lacs to Rs.5 crores 10.25 to 10.75 RPLR – (6.50 to 6.00)
Rs.5.01 crores onwards 10.35 to 10.85 RPLR – (6.40 to 5.90)
TruFixed Plus Loan – 10 Year Fixed Rate Variant [Limited Period Offer]

RPLR: 16.75%

Loan Slab Interest Rates During The 10 Year Fixed Rate Term (% p.a.)* Post The Fixed Rate Term The Applicable Interest Rates Shall Be The Prevailing Rate Of Interest Under Adjustable Rate
Up to and including Rs.75 lacs 10.25 to 10.75 RPLR – (6.60 to 6.10)
Rs.75.01 lacs to Rs.5 crores 10.40 to 10.90 RPLR – (6.35 to 5.85)
Rs.5.01 crores onwards 10.50 to 11.00 RPLR – (6.25 to 5.75)

*Applicable for customers who apply for the loan on or before January 31, 2015 and avail of their first disbursement on or before March 31, 2015. All loans at the sole discretion of HDFC.

The above rates are subject to change without notice.

Advantages and benefits of HDFC Housing Loan

  • Counselling and advisory services for acquiring a property
  • Instant Home Loan Approval
  • Widest range of home loan products & services like Home Loans, Home Improvement Loans, Home Extension Loans, Loans to professionals for office or clinic, Home Equity Loans (Loan against Property), Short Term Bridging Loan etc.
  • Loan from any office for purchase of home anywhere in India
  • Loan approval even before a property is selected
  • Flexible loan repayment options like Step Up Repayment Facility, Flexible Loan installments Plan, Tranche Based EMI, Accelerated Repayment Scheme
  • Most experienced and empowered personnel to ensure smooth & easy processing
  • Free & safe document storage
  • Online loan application facility

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