Apply for Home Loan in Raipur online at lowest interest rates 2024. Check Home Loan in Raipur eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Raipur
| Interest Rates |
8.65% – 12.00% |
| Processing Fees |
0 to 2.00% of the loan amount + GST |
| Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
| Repayment Period |
3 to 30 years |
| Part Payment Facility |
Yes, all bank |
Compare Home Loan Rates in Raipur 2024
Home Loan Tools in Raipur
Eligibility Criteria for Home Loans in Raipur
| Age |
21 – 58 years |
| Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
| Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Raipur
Checklist of Documents for Home Loan in Raipur
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
If You’re Income is Low or Not Eligible for Home Loan in Raipur?
If Your income is low or below 8000 per month so you can club your another family members income to get home loan from any Bank. It also helps to get more & more loan amount from bank and Increase your eligibility.
About Raipur:
Raipur district is situated in the fertile plains of Chhattisgarh Region. This District is situated between 22o 33′ N to 21o14’N Latitude and 82o 6′ to 81o38’E Longtitude. The District is surrounded by District Bilaspur in North, District Bastar and part of Orissa state in South, District Raigarh and part of Orissa state in East and district Durg in West. The district occupies the south eastern part of the upper Mahanadi valley and the bordering hills in the south and the east.
Raipur district is administratively divided into 13 Tehisils and 15 revenue blocks. It comprises of two Lok Sabha Constituencies (Raipur and Mahasamund) and 13 Vidhansabha constituencies. Industrial development in this district is mainly because of availability of wide spread Minerals, Coal, Electricity and cheap labour cost.
Major Home Loan Provider Banks Branch List in Raipur
# Axis Bank: P.S Amanaka, Parthivi Pacific, GE Road, Tatibandh, Raipur, Chhattisgarh 492001
# Central Bank of India: Bombay Market,Vivekanand Ashram, 1st Floor,Block C, GE Rd, Raipur, Chhattisgarh 492001
# Syndicate Bank: Near Deshbandhu School, 113, 1st Floor, Smt Surjadevi Shukla Complex
# indusind bank: Patel Para, Raipur, Chhattisgarh 492013
# UCO BANK: Chhatisgarh Eye Hospital Campus, Telibandha, Raipur, Chhattisgarh 492001
# IDBI Bank: Samta Colony, Raipur, Chhattisgarh 492001
# Punjab National Bank: Moudhapara, Raipur, Chhattisgarh 492001
