Apply for Home Loan in Trivandrum online at lowest interest rates 2024. Check Home Loan in Trivandrum eligibility criteria, list of documents and bank branches only at Deal4loans.
Highlights on Home Loans in Trivandrum
| Interest Rates |
8.65% – 12.00% |
| Processing Fees |
0 to 2.00% of the loan amount + GST |
| Pre Payment Charges |
NIL for floating, Fixed Rates check with Bank |
| Repayment Period |
3 to 30 years |
| Part Payment Facility |
Yes, all bank |
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Eligibility Criteria for Home Loans in Trivandrum
| Age |
21 – 58 years |
| Income |
1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability |
Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan |
Brother, Mother, Father, Spouse |
| Loan amount |
2 lakh to 50 crore |
Home Loan EMI Calculator Trivandrum
Checklist of Documents for Home Loan in Trivandrum
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
About Trivandrum:
Thiruvananthapuram, also known as Trivandrum, is the capital of the Indian state of Kerala and the headquarters of the Thiruvananthapuram District. It is located on the west coast of India near the extreme south of the mainland.
The economy of Thiruvananthapuram city was earlier based on the tertiary sector with about 60% of the workforce being employed as government servants. Large-scale industrial establishments are low compared to other south Indian state capitals like Bangalore and Chennai. Currently the economy is growing with the contributions from more professionals in the field of IT.
List of Best Home Loan Providers Branch List in Thiruvananthapuram:
✔ Indian Bank: Pattom Palace Junction, Pattom, Thiruvananthapuram, Kerala 695004
✔ Federal bank Ltd: Salem – Kochi – Kanyakumari Highway, Palayam, Thiruvananthapuram, Kerala 695001
✔ ICICI Bank: Ganga Towers, Near Police Station, Kazhakkoottam, Thiruvananthapuram, Kerala 695582
✔ IndusInd Bank: Module 14, Nila Building, Technopark Complex, Kazhakuttom, Trivandrum,Kerala,India-695581
✔ State Bank of India: Ed Heights, opp to Bishop House, Kanyakumari – Panvel Rd, Pattom, Thiruvananthapuram, Kerala
✔ Corporation Bank: Press Rd, Pulimoodu, Thiruvananthapuram, Kerala 695001
✔ Dhanalakshmi Bank Ltd: Cliff House Rd, Near Dhewaswam Board Junction, Nanthancodu, Thiruvananthapuram, Kerala 695003
