Home Loan Vizag – Interest Rates 2024, EMI, Apply

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Apply for Home Loan in Vizag online at lowest interest rates 2024. Check Home Loan in Vizag eligibility criteria, list of documents and bank branches only at Deal4loans.

Highlights on Home Loans in Vizag

Interest Rates	8.65% – 12.00%
Processing Fees	0 to 2.00% of the loan amount + GST
Pre Payment Charges	NIL for floating, Fixed Rates check with Bank
Repayment Period	3 to 30 years
Part Payment Facility	Yes, all bank

Compare Home Loan Rates in Vizag 2024

SBI Home Loan	8.70 – 9.40%
HDFC Ltd	8.65 – 9.85%
ICICI Bank	8.75 – 9.80%
LIC Housing Finance	8.65 – 10.25%
PNB Housing	8.75 – 11.70%
Kotak Bank	8.49 – 9.10%
Bank of Baroda	8.60 – 10.30%
Canara Bank	8.60 – 10.80%
Aadhar Home loan	N.A

Home Loan Tools in Vizag

Eligibility Criteria for Home Loans in Vizag

Age	21 – 58 years
Income	1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed
Job Stability	Minimum 2 Years for salaried, 3 years for self employed
Eligible for Joint Home Loan	Brother, Mother, Father, Spouse
Loan amount	2 lakh to 50 crore

Home Loan EMI Calculator Vizag

Checklist of Documents for Home Loan in Vizag

List of papers / documents applicable to all applicants:
Completed Home loan application
3 passport size photographs (including those affixed in loan application)
Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
Proof business address, in case of non- salaried borrowers
Statement of bank account for the last six months
Signature identification from present bankers
Personal Assets and Liabilities Statements in Bank’s standard format.
Brief write up of securities charged in respect of other loans availed from our Bank/other
Banks/ Auto & Housing Loan Companies /other sources.

List of Major Banks Branches Which process Home loans in Vizag:

Bank Name	Address of Visakhapatnam
Corporation Bank	Jagadamba Junction, Visakhapatnam, OD
State Bank of India	Fl2 Ramya Enclave Abid Nagar, A K Palem, D Nagar, Visakhapatnam, Andhra Pradesh 530016
IDBI Bank – Seethammadhara	50-40-16/1, Bhupati Plaza, Seethammadhara Rd, Opp. Gurudwara, TPT Colony, Near Gurudwar, Seethammadhara, Visakhapatnam, Andhra Pradesh 530013
Oriental Bank of Commerce	Opposite Rtc Complex, Asilmetta, Asilmetta, Visakhapatnam, Andhra Pradesh 530016
HDFC Bank	Dwaraka Nagar, Visakhapatnam(Vizag), Andhra Pradesh
Syndicate Bank	Door No. 30- 15- 141, 1st And 2nd Floor, Pavan Commercial Complex Main Road, Daba Gardens, Visakhapatnam, Andhra Pradesh 530020
Andhra Bank	Maharani Peta Branch, Visakhapatnam, KGH Down Rd, Jagadamba Junction, Visakhapatnam, Andhra Pradesh 530002
State Bank Of India – Seethammadhara Branch	Maharani Peta Branch, Visakhapatnam, KGH Down Rd, Jagadamba Junction, Visakhapatnam, Andhra Pradesh 530002
IDBI Bank- Visakhapatnam Main Branch	Ground Floor, 30-15-35, VIP Rd, Near Saraswati Park, Daba Gardens, Asilmetta, Visakhapatnam, Andhra Pradesh 530016
Union Bank Of India – Pendurthi Branch	80 Feet Rd, Pendurthi China Mushidiwada Bus Stop, Ratnagiri Nagar, China Mushidiwada, Pendurthi, Visakhapatnam, Andhra Pradesh 531173
Federal Bank – Visakhapatnam	No. 30-1-1, Allipuram Main Road, South Jail Rd, Opposite Railway Quarters, Daba Gardens, Dondaparithy, Allipuram, Visakhapatnam, Andhra Pradesh 530020
Bank Of Baroda-Gajuwaka Branch	High School Rd, ZINC Colony, Gajuwaka, Visakhapatnam, Andhra Pradesh 530011
Karnataka Bank Limited-CBM Compound Branch	Ramatalkies Rd, Near Road Line,Ramatalkies, Seetamma Peta, Asilmetta, Visakhapatnam, Andhra Pradesh 530016
State Bank Of India – Seethammadhara Branch	Ground Floor, JNM Plaza, Gurudwara Junction, Beside IDBI Bank, Near Gurudwara, Seethammadhara, Visakhapatnam, Andhra Pradesh 530013
State Bank of India	Kalinganagar, Madhavadhara, Visakhapatnam, Andhra Pradesh 530009
Andhra Bank	Adjacent to Old Eenadu Press, Seethammadhara Rd, Seethammadhara, Visakhapatnam, Andhra Pradesh 530013
Axis Bank Ltd	Door No. 26-1-2/5, Padmasree Arcade, Main Road, Chinagantyada, NH-5, Gajuwaka, Visakhapatnam, Andhra Pradesh 530026
HSBC Bank-Asilmetta	Sampath Vinayaka Temple Rd, Opposite HP Gas Station, Asilmetta, Visakhapatnam, Andhra Pradesh 530003
State Bank of India	Kalinganagar, Madhavadhara, Visakhapatnam, Andhra Pradesh 530009
Bank Of Baroda – Asilmetta Branch	Door No. 47-11-15, Rednam Estate, 1st Ln, Complex Main Rd, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530016

Banks	Interest Rates
SBI	8.60% - 9.65%
HDFC Bank	8.50% - 9.40%
ICICI Bank	9.00% - 9.10%
LIC Housing Finance	8.50% - 10.50%
PNB Housing	8.50% - 11.95%
Axis Bank	8.75% - 9.15%
Bank of Baroda	9.15% - 10.50%
Canara Bank	8.90 %- 11.25%
Aadhar Home loan	N.A