Housing Loan for Raj. Govt. Employees by SBBJ

State Bank of Bikaner & Jaipur Offers Special Home loans for Rajasthan Government Employees.

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Key features of the scheme are furnished below:

Name of the scheme Housing Loan for Raj. Govt. Employees
Purpose Purchase of plot/house/flat, construction, extension, renovation and refurbishing
Eligibility Regular employees of State Govt. having minimum service of 2 years and upto the age of 55 years
Loan Amount 60 times of gross monthly income subject to total deduction including proposed EMI is restricted to 60% (voluntary saving excluded).
Income of spouse cannot be clubbed.
Margin 15%
20% for the plot.
Rate of interest As applicable from time to time.
Repayment Maximum 20 years or upto the remaining length of service
Security Mortgage/Eq. mortgage of the property proposed to be purchased/constructed/improved
Processing Fee NIL

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Personal Loan Interest Rates
29 May 2016
Interest Rates
11.49 - 19.50%
Standard Chartered
11.99 - 15.00%
Bajaj Finserv
15.00 - 17.00%
Fullerton India
21.00 - 32.00%
Kotak Mahindra
11.50 - 20.00%
IndusInd Bank
12.99 - 19.00%
13.49 - 17.50%

Home Loan Interest Rates
Interest Rates
9.40 - 9.45%
9.40 - 9.45%
9.55 - 10.05%
PNB Housing
9.75 - 9.95%
Axis Bank
9.45 - 9.75%
9.35 - 9.40%

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