Housing Loan for Raj. Govt. Employees by SBBJ

State Bank of Bikaner & Jaipur Offers Special Home loans for Rajasthan Government Employees.

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Key features of the scheme are furnished below:

Name of the scheme Housing Loan for Raj. Govt. Employees
Purpose Purchase of plot/house/flat, construction, extension, renovation and refurbishing
Eligibility Regular employees of State Govt. having minimum service of 2 years and upto the age of 55 years
Loan Amount 60 times of gross monthly income subject to total deduction including proposed EMI is restricted to 60% (voluntary saving excluded).
Income of spouse cannot be clubbed.
Margin 15%
20% for the plot.
Rate of interest 9.45%
Repayment Maximum 20 years or upto the remaining length of service
Security Mortgage/Eq. mortgage of the property proposed to be purchased/constructed/improved
Processing Fee NIL
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