ICICI Home loan Patna – Interest Rates, EMI, Branch
Find best interest rates on ICICI bank home loans in Patna. Get instant quotes on EMI, Documents, Eligibility, Processing charges & other charges online. Building your own home is special. As one of the leading home loan providers, ICICI Bank Home Loans is here to help you lay the foundation for your dream home.
ICICI Home Loan Interest Rates Feb 2024
| Interest Rates | 9.00% - 10.05% |
| Processing Fees | 2999+GST for CIBIL Score above 700, .50% + GST for Score below 700 |
| Pre payment Charges | Nil |
| Loan Amount | upto 90% of market value |
| Lowest EMI | Rs.805 per lakh |
| Min. Income | Rs.18000/- p.m |
| Loan Repayment | 1 to 30 years |
| Special Rates - Home Loan, Balance Transfer, Top on Balance Transfer | |||||
| Salaried** | |||||
| Upto 35 Lakh | 9.25% - 9.65% | ||||
| > 35 Lakh <=75 Lakh | 9.50% - 9.80% | ||||
| >75 Lakh | 9.60% - 9.90% | ||||
| Self-Employed** | |||||
| Upto 35 Lakh | 9.40% - 9.80% | ||||
| > 35 Lakh <=75 Lakh | 9.65% - 9.95% | ||||
| >75 Lakh | 9.75% - 10.05% | ||||
ICICI Bank Home Loan in Patna
Home loans by ICICI come with higher eligibility and lower EMIs at attractive home loan interest rates. Apply now for an ICICI Bank home loan and fulfill the dream of owning your dream home.
ICICI Home Loan Eligibility Criteria Patna
- Applicants must be at least 21 years old when the loan is sanctioned.
- The entire loan must be repaid at or before the age of 65 years.
- Applicant must be self-employed or salaried with a regular income source.
- The co-applicant’s age must be at least 18 years.
Pradhan Mantri Awas Yojana By ICICI Bank
Under the housing for all scheme (Pradhan Mantri Awas Yojana), interest subsidy can be availed by the customers belonging to MIG (Middle Income Group), LIG (Lower Income Group) and EWS (Economically Weaker Section) for improvement, extension, construction and purchase of houses.
Features of PMAY Schemes:
- In case of MIG categories, the beneficiary family’s Aadhaar numbers are mandatory.
- The interest subsidy benefit can be availed on the outstanding principal.
- The subsidy can be availed for maximum tenure of 20 years or the tenure availed by the customer, whichever is lower.
- No cap is there on the property’s cost or the amount of loan.
- The NPV or Net Present Value of the subsidy is calculated at a discounted rate of 9%.
- Any additional loan above the specified cap, will come with a non-subsidized rate.
Home Loan By Top Banks in Patna
Home Loan Amount:
The home loan amount depends on your repayment capability and is restricted to maximum of 80% (90% in certain scenarios) of the value of property as applicable for home loan upto Rs. 7.5 million and maximum of 75% of the value of property as applicable for home loan above Rs. 7.5 million.
Tenor/Repayment period:
Maximum tenure of your home loan can be 20 years. However, in case of salaried customers it is capped at retirement age.
Eligibility Required for Home Loan in Patna:
Every customer’s eligibility is different. Access your eligibility with our simple calculator. To know more Home Loan Eligibility.
Branches of ICICI Bank In Patna:
Address: Shahi Bhawan, Exhibition Rd, Patna, Bihar 800001
Address: H – 39, Kankarbagh Rd, Doctors Colony, Jogipur, Kankarbagh, Bankman Colony, Patna, Bihar 800020
Address: Sumitra Sadan, West Boring Canal Rd, Patna, Bihar 800001
Address: Bihar State Financial Corporation, Fraser Rd, Old Jakkanpur, Raja Ji Salai, Indira Nagar, Patna, Bihar 800001
Address: Dinkar Chowk, Near, Arya Kumar Road, 147 B, Rajendra Nagar, Patna, Bihar 800016
Address: Suman Plaza, Near Shivam Convent School Branch Bypass, Patna, Bihar 800020
Address: Meera Apartment, GI-G2, Patliputra Colony, Patna, Bihar 800013
Address: Tawheed Complex, Ashiana Nagar, Ashiana Digha Road, Patna, Bihar 800014
Address: Kesari Tola, Khajekala Post, Jhauganj, Patna, Bihar 800008
Address: New, Bhootnath Rd, Bahadurpur Housing Colony, Mahatma Gandhi Nagar, Chitragupta Nagar, Patna, Bihar 800026
