Oriental Bank of Commerce home loan | Interest Rates | Eligibility | Documents

Oriental Bank of Commerce home loan – Get instant quotes on Interest Rates, Eligibility, Documents and Processing Fees of OBC Housing loans in India for Free. Calculate emi and Eligibility with Calculator online.

Read More About
Documents List
Interest Rates

The Oriental Bank of Commerce offers financial assistance for/to:

  • Purchase of land and construction of a house thereon.
  • Construction of house, where in the plot/land already owned by the applicant.
  • To buy built up (new or second hand) / semi built up house or flat
  • To Extend/improve/repair, the existing house or flat.
  • To buy a flat under construction or proposed to be constructed
  • For Home furnishing, furniture / fixtures embedded to structure or otherwise
  • To take over of housing loan from other Banks/other financial institutes

Get instant Quotes on Home Loan Rates, EMI & Eligibility by Top 10 Banks
Required Loan Amount:

Annual Income:

Bank A – Rates as low as 10%* | Bank B- Fixed rate for 10 years.*
Bank C- Last 12 month Emi waived off*
Check Your Free Customized Offers From 10 Other Banks.

I authorize Deal4loans.com & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.

Current Interest rates on Housing loan of OBC

Tenure Term

Interest Rate

Loan Up to 75 lacs


Above 75 lac to 3 Cr.


Above 3 Crore


For Calculate Housing loan EMI’s and Eligibility Online Click Here

Eligibility of Oriental Bank of Commerce home loan

Individuals or group of specified individuals (co-borrowers) including HUF having an assured source of regular income viz. salaried / self-employed persons, professionals, businessmen, farmers etc.


1) The staff members of the Bank are also eligible subject to compliance of terms & conditions of Staff Housing Loan Scheme.

2) The NRI may also avail a housing loan in India subject to compliance of specific terms at par with those applicable to a person resident in India.


Loan limit Process fee / Documentation Charges
Irrespective of any limit NIL( till 31-Dec-2014)
Documentation charges -NIL

Note: The Advocate charges, Valuer fee and insurance charges shall be borne by the applicant on actual basis.

List of Documents/ Information to be provided by the applicant along with Loan Application Form.

(These documents are indicative, relevant documents be obtained on case to case basis)

Loan application Form-cum-process note LF-2/Passport size photograph of applicant and co-applicant, ID Proof i.e. copy of valid passport / driving license / pan card/ voter ID card /Copy of bank account statement for last 6 months, Saving account.. In case of bank take over, copy of home loan account statement for the entire period shall be obtained/Also a certificate from the lending institution giving pre-closure amount./Affidavit as per Format. Title clearance report from advocate and valuation report from architect  on Bank’s panel along with all required   Documents/papers relating to title deeds of property  be submitted


Loans Upto Rs.20.00 lac 15%
Loans Above Rs.20.00 lac 25%


Source:Oriental Bank of Commerce Website


You might find these relevant:

Tags: , ,

Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
    Home     Product Articles    Help Articles     Advertise With Us    Site Map     Terms of Use     Testimonials     Privacy Policy  Do Not Disturb
Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents. Read More
© Copyright 2015, Deal4loans, India
Address: E-32, Ground Floor, Sector - 8,
Noida, Uttar Pradesh, India - 201301
Phone: 1800 3000 1500
Email: contactus@deal4loans.com