Oriental Bank of Commerce home loan Interest Rates – Eligibility 2015

Oriental Bank of Commerce home loan ✔ Get instant quotes on Interest Rates ✔ Eligibility ✔ Documents ✔ Processing Fees of OBC Housing loans in India for Free ✔ Calculate emi ✔ Eligibility with Calculator online.

The Oriental Bank of Commerce offers financial assistance for/to:
✔ Purchase of land and construction of a house thereon.
✔ Construction of house, where in the plot/land already owned by the applicant.
✔ To buy built up (new or second hand) / semi built up house or flat
✔ To Extend/improve/repair, the existing house or flat.
✔ To buy a flat under construction or proposed to be constructed
✔ For Home furnishing, furniture / fixtures embedded to structure or otherwise
✔ To take over of housing loan from other Banks/other financial institutes

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Current Interest rates on Housing loan of OBC -Laast Updated as on 10 Oct 2015

Loan Scheme

Interest Rate

Upto 2 houses, irrespective of loan limit


3rd house onwards


Eligibility of Oriental Bank of Commerce home loan

Individuals or group of specified individuals (co-borrowers) including HUF having an assured source of regular income viz. salaried / self-employed persons, professionals, businessmen, farmers etc.


1) The staff members of the Bank are also eligible subject to compliance of terms & conditions of Staff Housing Loan Scheme.

2) The NRI may also avail a housing loan in India subject to compliance of specific terms at par with those applicable to a person resident in India.

List of Documents/ Information to be provided by the applicant along with Loan Application Form.

(These documents are indicative, relevant documents be obtained on case to case basis)

Loan application Form-cum-process note LF-2/Passport size photograph of applicant and co-applicant, ID Proof i.e. copy of valid passport / driving license / pan card/ voter ID card /Copy of bank account statement for last 6 months, Saving account.. In case of bank take over, copy of home loan account statement for the entire period shall be obtained/Also a certificate from the lending institution giving pre-closure amount./Affidavit as per Format. Title clearance report from advocate and valuation report from architect  on Bank’s panel along with all required   Documents/papers relating to title deeds of property  be submitted


Loans Upto Rs.20.00 lac 15%
Loans Above Rs.20.00 lac 25%


OBC Home Loan EMI Calculator

You can calculate home loan emi on the basis of loan amount, Interest rate & Loan Repayment period.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Other Available Products of OBC Bank in India

Oriental Bank Home Loan

Oriental Bank Personal Loan

Oriental Bank Car Loan

Oriental Bank Education Loan

Source:Oriental Bank of Commerce Website

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