SBI Home Loan for purchase of ready-built and under construction properties
SBI Home Loan for purchase of ready-built and under-construction properties, pre-owned homes, construction and extension of houses and repair/renovation.
Property Papers Required for Home Loan:
- Permission for construction (where applicable)
- Registered agreement for sale (only for Maharashtra)/allotment letter/stamped agreement for sale
- Occupancy certificate (in case of ready to move property)
- Share certificate (only for Maharashtra), maintenance bill, electricity bill, property tax receipt
- Approved plan copy (Xerox Blueprint) & registered development agreement of the builder, conveyance seed (for new property)
- Payment receipts or bank account statements showing all the payments made to builder/seller
Apply for Home Loan
Get more details on SBI Home Loans
Interest rate and fees for SBI Pre Owned Home Loans
| Category | Home Loan (Term Loan)* | Home Loan as Overdraft (Maxgain)* | ||||
| Upto Rs.30 lakhs | Above Rs.30 lakhs & Upto Rs.75 lakhs | Above Rs.75 lakhs | Above Rs.20 lakhs & Upto Rs.30 lakhs | Above Rs.30 lakhs & Upto Rs.75 lakhs | Above Rs.75 lakhs & Upto Rs.3 crores | |
| Salaried | ||||||
| Women | 8.65% p.a | 8.80% p.a | 8.90% p.a | 8.70% p.a | 8.90% p.a | 9.05% p.a |
| Others | 8.70% p.a | 8.85% p.a | 8.95% p.a | 8.75% p.a | 8.95% p.a | 9.10% p.a |
| Non-Salaried | ||||||
| Women | 8.80% p.a | 8.85% p.a | 9.05% p.a | 8.80% p.a | 9.10% p.a | 9.25% p.a |
| Others | 8.85% p.a | 9.00% p.a | 9.10% p.a | 8.95% p.a | 9.15% p.a | 9.30% p.a |
Pre-sanction**
- Advocate’s fee for property search and title investigation report.
- Valuer’s fee for valuation report.
Post-sanction**
- Stamp duty payable for loan agreement and mortgage
- Property insurance premium
- Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI)
- Registration Fee of Rs. 50 + GST up to Rs. 5 Lakh limit; and Rs. 100 + GST for limits above Rs. 5 Lakh
** To be paid at actuals
Other Available SBI Home Loan Products:
SBI Home Loan calculator
SBI Home Loan Customer Care Number
SBI Home Loan Application Form Download
SBI Shaurya Home Loan
