SBI Home Loan Ropar – Interest Rates 2024, Documents, Branch

Apply for SBI Home Loans in Ropar ✔ Low EMI ✔ Interest Rates ✔ Instant apply ✔ Eligibility for loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Ropar.

Important Details about SBI Home Loan Ropar

Interest Rates 8.50% – 10.15%
Processing Fee sbi home loan fees
Repayment Upto 30 Years
Loan Amount Upto 80% of Property
Foreclosure Charges Nil
Monthly Income Rs.12000 minimum
Lowest EMI per 1 Lakh Rs.769

अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.

State Bank of India Housing Loan Branches in Ropar:

  • Branch Name: ROPAR – Address: I.I.T. ROPAR, OLD POLYTECHNIC COLLEGE FOR WOMEN, GREEN VIEW ROPAR, ROPAR, | IFSC Code: SBIN0013181

home loan

Eligibility required for State bank housing loan:

  • Minimum age: 18 years as on the date of sanction
  • Maximum age: 70 years. i.e. the age by which the housing loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.
  • Eligibility Calculator: You can calculate your eligibility for home loan by using Calculator

Eligibility Loan Amount and factors:
Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:

  1. Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
  2. Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
  3. Depreciation, subject to some conditions.
  4. Regular income from all sources.

Documents Required for SBI Home loans in Ropar:

Salaried Self Employed
1) Application form with photograph
2) Identity & residence proof
3) Last 3 months salary slip
4) Form 16
5) Last 6 months bank salaried credit statements
6) Processing fee cheque
1) Application form with photograph
2) Identity & residence proof
3) Education qualifications certificate & proof of business existence
4) Business profile,
5) Last 3 years profit/loss & balance sheet
6) Last 6 months bank statements
7) Processing fee cheque

For more information Toll Free: 1800112211 (Tollfree from BSNL/MTNL)

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