SBT Housing Loan | Interest Rates | Eligibility | Documents | Information

State Bank of Travancore Home Loan – Compare online Interest Rates, Documents Required, Eligibility Criteria, Processing Fees and Apply online for SBT Home loans India.

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Eligibility Required for SBT Home Loans:

  1. All Residential Indians with regular monthly income having a minimum NMI of Rs. 12,000/- and Non-Residential Indians with a regular monthly income having a minimum NMI of Rs. 15,000/-.
  2. Spouses of Non-Residential Indians, who are Indian Residents and receiving a regular monthly income.
  3. Salaried persons, Self-employed Businessmen, Professionals and Agriculturists, who have a regular monthly income and a minimum of three years standing / experience in their line of activity.
  4. The age should be such that the borrower is able to close the account before he attains the age of 70.
  5. Relaxation in eligibility criteria from the minimum of 3 years to 1-2 years is allowed to employees of government/quasi government departments /establishments and listed companies whose minimum NMI is Rs. 20,000/- or more.

Home Loan Interest Rates of State Bank of Travancore: Updated on 17 Oct 2015

  • Up to 75 lacs 9.95%
  • Above 75 lacs 10.20%
  • 0.50% of loan amount with a minimum of Rs.1000/ and maximum Rs. 10,000/

    Prepayment Charges : NIL


    • A copy of the agreement for sale.
    • A copy of the Title deeds of the present owner.
    • A copy of the land tax receipt.
    • A copy of the building tax receipt.
    • Encumbrance certificate from the Sub Registrar for the last 15 years.
    • Title clear certificate from the banks approved advocate.
    • Valuation report of the property and building from the banks approved valuator.

    Source: state bank of travancore official Website

    Other Available Products of State Bank of Travancore

    SBT Home Loan
    SBT Housing Loan
    SBT Car Loan
    SBT Personal Loan
    SBT Two Wheeler Loan
    SBT Consumer Durable Loans
    SBT NRI Car Loans