Axis Bank Personal Loan Baramati | Interest Rates | Branch Address

Personal loans from Axis bank in Baramati: lowest interest rates and higher eligibility. Get instant quotes on Rates, Eligibility, Documents & processing fees from axis bank online.

Axis Bank Personal Loan in Baramati – Key Features

  • Loans available for salaried individuals
  • Special loans for Doctors, Chartered Accountants, Engineers, Architects and CS
  • Loans are available from Rs 1 lac to Rs 20 lacs
  • Repayment tenures from 12 to 60 months
  • Best in Class personal loan interest rates India – Click Here for Info


Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks.

Professional Details
Loan Amount:

Occupation:
Annual Income:

City:

Eligibility for Axis Bank Personal loans India Baramati:-

Salaried: Salaried Doctors, CAs, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies:

  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 58 years
  • Minimum Net Monthly Income: Rs 15,000
  • Maximum loan available: Rs 15 lacs

Self-employed: Self-employed professionals include self-employed Doctors (MBBS and higher degree) having majority of their income from practice, Architects, Chartered Accountants & Company Secretary.

  • Minimum age of applicant: 24 years to 65 years at the time of loan maturity
  • Minimum Annual Net Profit: Rs 2 lac per annum
  • Maximum loan available: Rs 20 lacs for Self Employed doctors
  • Special scheme for Self Employed doctors


Documents Required for Axis Bank Loans Baramati:

Documents

Salaried Individuals

Identity proof Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.
Income proof Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years).
Residence proof Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill.
Signature Verification Valid Passport /Pan Card/ Processing Fee Cheque/ Banker’s Verification Letter.
Proof of telephone Latest bill of landline or mobile or WLL stating name of borrower or address of borrower.
Guarantor Optional
  • Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers
  • Documentary proofs required may vary from customer to customer

Axis Bank Interest Rates and Other Charges on Loans in Baramati:-

Interest Rates & Charges

Loan Processing Charges 1.50% to 2.00% + Service Tax as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + Service Tax as applicable
Cheque/Instrument Swap charges Rs.500 per instance + Service Tax as applicable
Foreclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges Rs 250 per instance + Service Tax as applicable
Duplicate Amortization Schedule Issuance Charges Rs 250 per instance + Service Tax as applicable
Issuance Charges for Photocopy of Loan Agreement/Documents Rs 250 per instance + Service Tax as applicable

*(Subject to change as per Bank’s discretion from time to time)
Branches in Baramati for personal loans from Axis Bank:

Bank Branch Branch Code Address Contact
Axis Bank BARAMATI (MAHARASHTRA) 000135 PLOT NO 485, CITY SURVEY NO 881 BHIGWAN ROAD, 413102

City: BARAMATI
District: PUNE
State: MAHARASHTRA

Tel: 02112-226168/69 Fax: 02112-226168, email: ibrm@axisbank.com

 

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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.