Bajaj Finserv Business Loan Jalandhar | Interest rates | Documents | Apply

Bajaj Business Loans Jalandhar: Get Details on Interest Rates, Documents, Fees & Charges And How to Apply online for Bajaj Business Loans.

Which are the Documents Required for Business Loan in Jalandhar

Professional Businessman
Application form Yes Yes
1 Photograph of Co-Applicant Yes Yes
Income Details For Bajaj Finserv Jalandhar IT Returns, Balance Sheet & P/L Account statement for the last 2 years with Annexure IT Returns, Balance Sheet & P/L Account statement for the last 2 years with Annexure
Bank Account Statements For last 3 months For last 3 months
KYC documents of Co-applicant Yes Yes
Business Proof Certificate of Practice MOA, AOA/ Partnership Deed/ Shop Act License

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Loan Amount

Why to Choose – Bajaj Finserv Business Loan in Jalandhar

Bajaj Finserv deploys technology and applies innovation to create unique and compelling propositions that help you do what you always wanted to do. Hereunder are a host of unique features and benefits that you enjoy with Business Loans from Bajaj Finserv Lending. Most of these features are industry firsts and come only with our portfolio of offerings. Read on to know more:

Loans up to 45 lacs
We offer the highest ticket size of up to 45 lacs as Business Loan so that you can pursue your ambitions for your business. This is the highest ticket size that anyone offers in this category.

No Guarantors. No Collateral – You don’t need to provide any Guarantors or give any collateral to avail a Business Loans.
Prompt Repayment Benefit – Get rewarded for keeping your commitments. Enjoy the exclusive Prompt Repayment benefit for paying your EMIs on time. If you clear your first 12 EMIs without any delays, you will get 1% of the annualized interest amount paid back to you.
This facility will be available for the entire period of your loan tenor and will be paid at the end of every 12 months, subject to your EMIs paid on time.
Part Prepayment facility – You can prepay upto 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.
Nil Foreclosure charges
Preapproved Offers
Online Account Access

Eligibility

You could avail our Business Loan if you are any one of the following:

  • Limited or Private Limited companies
  • Partnership or Proprietorship Firm
  • Chartered Accountan

    Fees and Charges

    Charges Applicable
    Processing Fees 2% of the loan amount will be deducted at the time of disbursal of approved loan amount
    EMI bounce charges Rs 1000 will be charged in the subsequent month for every bounce
    Penal Interest 2.00% p.m. overdue charges will be levied basis 360 days per year
    Foreclosure Charges * NIL

    * Applicable following 1st EMI clearance

About Jalandhar:
Jalandhar is a city in the north-western Indian state of Punjab. The oldest city in Punjab. In recent years it has seen rapid urbanisation and developed into a highly industrialised centre of commercial activity.

Jalandhar district is one of the prominent district of Punjab and it is backbone of sports goods. Sachin Tendulkar & Dhanraj Pillay get their bat/stick prepared from Jalandhar. It contains historic significance in form of Nakodar tombs and Nurmahal Sarai