Education Loan Howrah, West Bengal 711101

Education loans in Howrah 2024: Get lowest and best Interest rates, Documents list & Eligibility Information in Howrah for Education loan (Study in India & Abroad) through SBI, HDFC, Credila, PNB, Indian bank, Bank of Baroda, Bank of India and Axis Bank etc.
Enjoy triple benefits when you take an Education Loan in Howrah:

• Faster loan – Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
• Competitive pricing – Our loan rates and charges are very attractive
• Transparency – All charges are communicated up front in writing along with the loan quotation

For Interest Rates on Education Loans – Click Here

Loan Repayment: 15 years or Varies from Bank to Bank.

Eligibility Required for Education Loan in Howrah:

• You need to be a Indian resident
• You should be aged between 16 – 35 years.
• If you are taking a loan of more than Rs. 7.5 Lakh, a collateral security will be required.
• Co applicant: A co-applicant is required for all full time courses. Here are a few points to be noted about co-applicants:
• Primary Co-Applicants: Parents, Spouse, Siblings
• Secondary Co-Applicants: Father-In Law, Mother-In-Law, Brother-In-Law, Paternal / Maternal Uncle / Aunt

Benefits of Educational Loan in Howrah:

• Avail tax benefits under section 80(E) of income tax Act 1961
• Flexible repayment options
• Option to avail insurance cover for your loan

Documentation Required for Education Loan in Howrah:

• Completed Education Loan Application Form.
• Mark sheets of last qualifying examination
• Proof of admission scholarship, studentship etc
• Schedule of expenses for the specified course
• 2 passport size photographs
• PAN Card of the student and the Parent/ Guardian
• Borrower’s Bank account statement for the last six months
• Income tax Returns/ IT assessment order, of last 2 yrs (If IT Payee)
• Brief statement of assets and liabilities, of the Co-borrower
• Proof of Income (i.e. Salary slips/ Form 16 etc. if applicable)

Banks list which Lend for Education Loan in Howrah:

• Oriental Bank Of Commerce: Grand Trunk Rd, Liluah, Howrah, West Bengal ‎
• Canara Bank: 3/1, M G ROAD HOWRAH- 711 101, Church Rd, Howrah Railway Station, Howrah, West Bengal 711101 ‎
• HDFC Bank Branch / ATM: Liluah, 268 / 9, G T Road, Liluah, Howrah, West Bengal 711204 ‎
• State Bank Of India: Bidhan Sarani, Kolkata, West Bengal 700002
• Unsani Rd, Majher Para, Kamrangu, Andul, Howrah, West Bengal 711302
• Allahabad Bank: 57, Park Street, Kolkata, Mother Teresa Sarani, Park Street area, Kolkata, West Bengal 700016