Education Loan Kolkata, West Bengal 700001

Education loans in Kolkata 2024: Get lowest and best Interest rates, Documents list & Eligibility Information in Kolkata for Education loan (Study in India & Abroad) through SBI, HDFC, Credila, PNB, Indian bank, Bank of Baroda, Bank of India and Axis Bank etc.

Enjoy triple benefits when you take an Education Loan in Kolkata:

• Faster loan – Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
• Competitive pricing – Our loan rates and charges are very attractive
• Transparency – All charges are communicated up front in writing along with the loan quotation

For Interest Rates on Education Loans – Click Here

Loan Repayment: 15 years or Varies from Bank to Bank.

Eligibility Required for Education Loan in Kolkata:

• You need to be a Indian resident
• You should be aged between 16 – 35 years.
• If you are taking a loan of more than Rs. 7.5 Lakh, a collateral security will be required.
• Co applicant: A co-applicant is required for all full time courses. Here are a few points to be noted about co-applicants:
• Primary Co-Applicants: Parents, Spouse, Siblings
• Secondary Co-Applicants: Father-In Law, Mother-In-Law, Brother-In-Law, Paternal / Maternal Uncle / Aunt

Benefits of Educational Loan in Kolkata:

• Avail tax benefits under section 80(E) of income tax Act 1961
• Flexible repayment options
• Option to avail insurance cover for your loan

Documentation Required for Education Loan in Kolkata:

• Completed Education Loan Application Form.
• Mark sheets of last qualifying examination
• Proof of admission scholarship, studentship etc
• Schedule of expenses for the specified course
• 2 passport size photographs
• PAN Card of the student and the Parent/ Guardian
• Borrower’s Bank account statement for the last six months
• Income tax Returns/ IT assessment order, of last 2 yrs (If IT Payee)
• Brief statement of assets and liabilities, of the Co-borrower
• Proof of Income (i.e. Salary slips/ Form 16 etc. if applicable)

Banks list which Lend for Education Loan in Kolkata:

• Allahabad Bank: 57, Park Street, Kolkata, Mother Teresa Sarani, Park Street area, Kolkata, West Bengal 700016
• State Bank of India: 2, DB Block, Sector-1, Salt Lake City, Kolkata, West Bengal 700064
• State Bank of India (SBI) branch: Ballygunge, Kolkata, West Bengal
• State Bank of Mysore: CL block – 25-26 Sector II Salt Lake City Karunamoyee Kolokotta-700091
• State Bank of Hyderabad: Bipin Pal Rd, Manoharpukur, Kalighat, Kolkata, West Bengal 700029
• State Bank Of Bikaner & Jaipur: 5A, Heyshyam Rd, Sreepally, Bhawanipur, Kolkata, West Bengal 700020
• HDFC Bank: 2, 1st Floor, Shree Arcade, M.G Marg, Jogendra Kaviraj Row, Kolkata, West Bengal 700007 ‎
• HDFC: Prince Anwar Shah Rd, Rajendra Prasad Colony, Tollygunge, Kolkata, West Bengal 700033
• ICICI Bank: 116, Dr Sundari Mohan Avenue, CIT Rd, Entally, Kolkata, West Bengal 700014
• Union Bank of India: No.5, Chowringhee Place, Near Roxy Cinema Hall, Bertram St, Dharmatala, Taltala, Kolkata, West Bengal 700013
• United Bank of India: 1st floor, Hatiara rd, Hatiara Rd, Hela Battala, Jyangra, Kolkata, West Bengal 700059