Muthoot Gold Loan In Chennai: Interest Rates | Documents | EMI

Muthoot Gold Loan Chennai: Get Details on Smart Gold Loan of Muthoot Finance in Chennai. Read About Documents, Interest Rates, FAQs, and other processing charges online.
With Muthoot Fincorp, you can make a head start by availing loans against your gold the easiest and smart way.
With Smart + Gold Loan, you have the advantage of paying back in Equated Monthly installments; the EMI is apportioned such that the larger amount goes toward repaying the principal; no applicable charges; part release and repledge is allowed.

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Documents required for Gold Loan In Chennai – Muthoot Fincorp?

Original proof of identification. Any of the following are acceptable:

  • Passport
  • Govt of India election ID card with address proof
  • PAN card with address proof
  • Driver’s license
  • Any Govt departmental ID card
  • We are bound by and follow KYC norms as per the regulator’s guidelines.

Interest Rate structure of Muthoot Fincorp Smart Gold Loan Chennai

Loan Scheme

Annual Interest Rate
(on diminishing balance)

Remarks

Express 3 Minutes Gold Loan – Daily Interest Scheme
(Available in Kerala only)

24%

In all cases extra interest @3% per annum for every three months will be charged in the event interest is not serviced regularly, monthly or quarterly as agreed. In the event interest remains un serviced beyond 6 months, additional interest will be charged on the amount of interest outstanding at 1% for every completed month of default.
Express 3 Minutes Gold Loan – Weekly interest remittance
(Outside Kerala)

24 % / 27%
( as per the applicable scheme )

Smart+ Gold Loan (EMI Scheme)

24%

Traders Flexi Gold Loan

24%

About Chennai:

Chennai, also known as Madras, is the capital city of the Indian state of Tamil Nadu. Located on the Coromandel Coast off the Bay of Bengal, it is a major commercial, cultural, economic and educational center in South India.
Population: 7,142,958 (2012)
Area: 181.1 km²
Elevation: 6.00 m

Points of Interest:
Marina Beach, Kapaleshwarar Temple, St. Thomas Mount, Fort St George, Gunidy National Park

 

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