Apply Personal Loan in Chennai. Get Quick & Easy Instant E-approval, Special Offers, Best interest rates and lowest EMI options from all major banks in Chennai through deal4loans.
Personal Loan Chennai details:
|Interest Rates||11.49% – 26.00%|
|Processing Fees||0.99% – 3.00%|
|Pre payment Charges||Nil – 5.00%|
|Repayment Period||Upto 7 years|
|Cibil Score||Min. 750|
|Lowest EMI||Rs. 2199.26 per lac|
Personal Loan Interest Rates 2016
|Bank||Processing Fee||pre payment charges|
|Bajaj Finserv||2 - 2.5%||Nil|
|ICICI Bank||0.8% - 2.00%||Zero or 5.00%|
|Kotak||1.5 - 2.00%||5.00%|
|HDFC Bank||0.8% - 2.00%||4.00%|
A positive sign of recovery soon be visible as the government has relaxed the rules for FDI norms. The new policy taken on 30th Oct, 14 by union cabinet for real estate industry is certainly going to be beneficial for entire country in general and for Chennai in specific. Although, the investors have gained YoY appreciation but this appreciation differs according to location and market segments.
Even though the city has a large number of high mid income group but due to increase in demand sometimes we realize shortfall of funds to meet the expenses. Old loans with high interest rate taken in haste, causes a hole in our pocket. In order to repay this interest burden, one may opt for personal loan.
In our unpredictable life we sometimes face medical need in our family. Monthly remuneration is not enough to meet expensive medical cost. At this time of need personal loans proves to be of great help. As a safe investment option buying a piece of land sometime leaves us in short of fund. An easy accessibility to a debt instrument like personal loan easily resolves our problem.
To mark a memorable marriage and hosting superb banqueting charge its own price and to meet this expense a number of banks are in fray to offer personal loan at competitive interest rates.
You can get Lowest Interest Rates on Personal loans if you are working in these Companies at Chennai:
✓ Cognizant Technology Solutions ✓ Tata Consultancy Services ✓ Infosys ✓ HCL Technologies ✓ Wipro
✓ Accenture ✓ Computer Sciences Corp ✓ Hewlett-Packard ✓ CSS Corporation ✓ MphasiS ✓ Sutherland Global Services
✓ Polaris FT ✓ iNautix Technologies ✓ Amazon.com ✓ Photon Infotech ✓ Virtusa ✓ Scope International ✓ Mahindra ✓ Satyam ✓ Zoho ✓ Aricent
Eligibility Or Loan Amount in Chennai
– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.
Documents requirement for Personal Loans Chennai:
Following documents are required by financial institutions to process the loan application :
in case of Salaried
- Identity proof
- 3 to 6 months Bank statements
- Residence proof
- Salary slip
- Guarantors & their same set of documents
In case of Self Employed
- Balance Sheets
- Profit & Loss Account
- Partnership Deed & other mandatory documents etc.
List of Bank Branches for apply personal loans in Chennai
|Axis Bank||Centennial Square, 2nd Floor, No 6 A, Dr.Ambedkar Road, Opp to Hotel Brown Star, Kodambakkam, Chennai||600024|
|Bajaj Finserv||Unit No – 209, 210, 2nd Floor, Delta Wing, Raheja Towers, 177, Anna Salai, Chennai||600002|
|HDFC Bank||12 6Th Block,T N H B,Mogappair West,Chennai,Tamil Nadu||600037|
|ICICI Bank||Conran smith road, Gopalapuram, Chennai, Tamil Nadu||600086|
|Indusind Bank||AL Complex, W 115 A, 3rd Avenue, Anna Nagar – East, Chennai||600040|
|Kotak||3, Dass India Tower,2Nd Line Beach,parrys,chennai||600001|
|Tata Capital||MT Rajens Properties, 40, Bazullah Road, T Nagar, Chennai||600017|
|Fullerton||First Floor, Second Avenue No.149, AC Block, Anna Nagar, Chennai||600040|
|HDFC Bank||No. 53, Plot No. 841,4Th Avenue, Ashok Nagar,Chennai,Ashok Nagar,Tamil Nadu||600083|
|HDFC Bank||56,Jawaharlal nehru road 100 ft road,,vadapalani,chennai,Tamil nadu||600026|
|Tata Capital||Veeru Towers, # 18,6, 19,3, Jawaharlal Nehru Salai, Ekkaduthangal, Chennai||600032|
|Indusind Bank||Ground Floor,ev Apartments 28A1,Venkateshwara Nagar, 100ft bye pass Road,Velachery, Chennai,||600001|
|Bajaj Finserv||Old No – 102, New No – 256, Mudichur Road, Tambaram West, Chennai||600045|
|Fullerton||No 393-A, Ground Floor, Anna Salai, Saidapet, Chennai||600015|
|Kotak||#555 Ground Floor, Anna Salai, Teynampat,Chennai||600018|
|Indusind Bank||52 Old No32 Swethambar, Bazullah Road, T Nagar, Chennai||600017|
|ICICI Bank||C P Ramasamy Road, Alwarpet, Chennai, Tamil Nadu||600018|
Private Finance Companies available in Chennai
when your CIBIL score is low and you are not in good terms with the bank and of course you need a personal loan, could it be for a vacation with your family or a medical emergency, private financier in your region (here Chennai) could your ultimate saviour.
(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)
Some of the private companies are listed below from Chennai region:
|Name of the company||Address|
|Magnum Enterprise||No. 9, Ground floor, Dhamodharan Street, Kellys, Kilpauk, Chennai-600010|
|VPS Sons and Co.||No. 8/43, Ganga Nagar 2nd cross street,Kodampakam, power house,Kodambakkam, Chennai-600022|
|MRM Associates||No. 13/7, Aishwarya Buildings, 1st floor, 3rd cross street, Trustpuram, Kodambakkam Chennai-600024|
|Royal Touch||No. 9/4, Bakthavatchalam street, West Mambalam Chennai-600033|
|Thomas-Private Loans||No. 10, Fakkiri Shaib Street, 3rd lane, Triplicane, Chennai-600005|
|SAR Finance||No. 17, Gangai Amman Koil, 1st street, Vadapalani, Chennai-600026|