Personal Loan Chennai | Lowest Interest Rates Personal Loans in Chennai

Apply Personal Loan in Chennai . Now you can get Instant E-approval, Special Offers, Best interest rates and lowest EMI options from all major banks in Chennai through deal4loans.

A positive sign of recovery soon be visible as the government has relaxed the rules for FDI norms. The new policy taken on 30th Oct, 14 by union cabinet for real estate industry is certainly going to be beneficial for entire country in general and for Chennai in specific. Although, the investors have gained YoY appreciation but this appreciation differs according to location and market segments.

Even though the city has a large number of high mid income group but due to increase in demand sometimes we realize shortfall of funds to meet the expenses. Old loans with high interest rate taken in haste, causes a hole in our pocket. In order to repay this interest burden, one may opt for personal loan.

In our unpredictable life we sometimes face medical need in our family. Monthly remuneration is not enough to meet expensive medical cost. At this time of need personal loans proves to be of great help. As a safe investment option buying a piece of land sometime leaves us in short of fund. An easy accessibility to a debt instrument like personal loan easily resolves our problem.

To mark a memorable marriage and hosting superb banqueting charge its own price and to meet this expense a number of banks are in fray to offer personal loan at competitive interest rates.

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks

Loan Amount

Employment Status

Compare Best Personal loan In Chennai Based on Rate of Interest – 2015

Latest Personal loan Interest Rates
( Last updated on : 13 February 2016 )
Bank Interest
Kotak 12.99%-17%
HDFC Bank 12.99%-20%
Fullerton India 21%-32%
Bajaj Finserv 15%-17%
HDB Financial Services 16%-21%
For Other Banks Click Here

You can get Lowest Interest Rates on Personal loans if you are working in these Companies at Chennai:

✓ Cognizant Technology Solutions
✓ Tata Consultancy Services
✓ Infosys
✓ HCL Technologies
✓ Wipro
✓ Accenture
✓ Computer Sciences Corp
✓ Hewlett-Packard
✓ CSS Corporation
✓ MphasiS
✓ Sutherland Global Services
✓ Polaris FT
✓ iNautix Technologies
✓ Photon Infotech
✓ Virtusa
✓ Scope International
✓ Mahindra Satyam
✓ Zoho
✓ Aricent

Eligibility Or Loan Amount in Chennai – Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Now Get Personal loan in Chennai as Per lowest processing fee Charges




ING Vysya

Bajaj Finserv

Kotak Mahindra


Axis Bank

Processing Fees

0.8% for special companies else 2%

0.8% – 1.75% (for Special Companies) 2% (HDFC)


2% – 2.5%

1.50% – 2.00%



Choose Personal loan Chennai based on Prepayment Charges


Bajaj Finserv

Axis Bank


ING Vysya

Standard Chartered


Fullerton India

Kotak Bank


Prepayment charges




0% (Valid till 31st January 14 )

2% – 5%




5% Or Nil (For Loan Amount More Than 10 Lacs)

Checklist of Documents required for Personal Loan in Chennai:
The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application:

In case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents
In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

You might find these relevant:

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Personal Loan Interest Rates
14 February 2016
Interest Rates
11.49 - 19.50%
Standard Chartered
11.99 - 15.00%
Bajaj Finserv
15.00 - 17.00%
Fullerton India
21.00 - 32.00%
Kotak Mahindra
11.50 - 20.00%
IndusInd Bank
12.99 - 17.00%
13.49 - 17.50%

Home Loan Interest Rates
Interest Rates
9.50 - 9.55%
9.50 - 9.55%
PNB Housing
9.75 - 9.95%
Axis Bank
9.60 - 9.65%
9.50 - 9.55%

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  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for and we do not charge any fee from our customers. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents. Read More