Personal Loan Kochi – Interest Rates 2024, Apply Online

Apply Personal Loan in Kochi – Instant E-approval, Special Offers, Best Personal loan interest rates and lowest EMI from all major banks in Kochi such as SBI, HDFC Bank, Citibank, Axis bank, SMFG India, Bajaj Finance Standard Chartered.

Personal Loan Kochi details:

Interest Rates 10.99% – 20.75%
Processing Fees 0.99% – 3.00%
Pre payment Charges Nil – 5.00%
Repayment Period Upto 7 years
Cibil Score Min. 750
Lowest EMI Rs. 2174 per Lakh

Personal Loan Interest Rates in Kochi 2024

ICICI Bank Personal Loan 10.99 – 16.50%
Kotak Personal Loan 10.50 – 17.25%
Standard Chartered Personal Loan 11.00 – 12.50%
HDFC Personal Loan 10.75% – 14.50%
Bajaj Finserv Personal Loan 11.99% onwards
IndusInd Bank Personal Loan 11.25% onwards
SBI Personal Loan 9.60% – 15.05%
Citibank Personal Loan 10.99%
Tata Capital Personal Loan 11.25% – 19%
SMFG India Personal Loan 11.99 – 26.00%
Clix Capital Personal Loan 12.00 – 24.00%

Personal Loan Emi Calculator

Documents required for Personal Loan in Kochi:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

Another Loan Products for You to choose in Kochi:

Personal Loan EMI Calculator

Best Personal Loans in Kochi

Best Credit Cards in Kochi

Best Home Loans in Kochi

Best Car Loans in Kochi

About Kochi:
Kochi is widely referred to as the commercial capital of Kerala. Kochi is home to Cochin Stock Exchange, the only stock exchange in Kerala. Federal Bank, the fourth-largest Private-sector bank in India is located in Aluva which is a suburb of Kochi. Being a major online trading centre in the country, SEBI has opened its local office in Kochi.

Kochi is recognized as one of the seventeen major industrial cities of India by World Bank, Doing Business Group. However, in the 2009 rankings of ease to start and operate a business, among the 17 Indian cities selected, Kochi was rated as the second most difficult city to start business and was ranked 16th, above Kolkata.

The IT and ITES related industries are growing up in Kochi. Availability of cheap bandwidth through undersea cables and lower operational costs compared to other major cities in India, has been to its advantage. Various technology and industrial campuses including the government promoted InfoPark, Cochin Special Economic Zone and KINFRA Export Promotion Industrial Park operate in the outskirts of the city.

Bank Branches in Kochi for Personal Loans

ICICI Bank – Ambal Building, Thoppumpady, First Floor, Near Gammon Bridge, Kochi, Kerala 682006
Union Bank – pambaimoola, Aroor – Thoppumpady Rd, Edakochi, Kochi, Kerala 682010
Axis Bank – Chemmanam Square Door no-xvii-1437, PP Road 683542,, Kochi, Kerala
Vijaya Bank- P. B. No. 335, Chamber of Commerce Building, Kotukulam Road, Indian Chamber Rd, Mattancherry, Kochi, Kerala 682002
Axis Bank -Pukalakkat City Centre & Sivadas Tower, MKK Nair Road, Near Alapatt Regency, Palarivattom, Kochi, Kerala 682025
J&K Bank – M G Road, Opposite Old Jayalakshmi, Near Padma Junction, Ernakulam, Kochi, Kerala 680035
SBI – Willingdon Island, Kochi, Kerala 682003
Bajaj Finserv – Giri Nagar Rd, Giri Nagar Housing Society, Giri Nagar, Kadavanthra, Ernakulam, Kerala 682020

Check Free Cibil Score
Apply Here
I authorize Deal4loans.com & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.