HDFC Bank Personal Loan Ahmedabad | Interest Rates | Apply Online

HDFC Bank Personal Loans in Ahmedabad: Apply online with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for personal loan and Choose the Best deal & offers with HDFC Bank in Ahmedabad.

HDFC Bank Personal Loan – Key Features in Ahmedabad

  • Minimal documentation with super fast disbursal
  • Flexible repayment in 12-60 months.
  • No guarantor surety / collateral required
  • Choose when you can pay us back – anytime between 12 to 60 months
  • You can repay with Easy EMIs at best in class personal loan rate.
  • Loans upto -15 Lakhs









Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks.

Professional Details
Loan Amount:

Occupation:

Annual Income:

City:

Interest Rates Charged by HDFC Bank in Ahmedabad:

Latest Personal loan Interest Rates
( Last updated on : 19 December 2014 )
Bank Interest
Rates
Kotak 13.60%-18%
HDFC Bank 12.99%-20%
Fullerton India 21%-32%
SBI Saral 18.50%-
ING Vysya Bank 13.75%-18.75%
For Other Banks Click Here

Fees and charges you must pay on HDFC Bank Personal Loans in Ahmedabad

Fees and Charges Amount to be Paid
Loan processing charges Up to 2.50% of the loan amount subject to a minimum of Rs. 1000
Prepayment Salaried – No pre-payment permitted until repayment of 12 EMIs
Self-employed – No pre-payment permitted until repayment of 6 EMIs
Pre-payment charges Salaried – 4% of the principal outstanding after repayment of 12 EMIs. For top-up/enhancements – 2% of the principal outstanding
Self-employed – 4% of the principal outstanding after repayment of 6 EMIs
No Due Certificate/No Objection Certificate (NOC) NIL
Duplicate of No Dues Certificate/NOC Rs. 250/-
Solvency Certificate Not applicable
Charges for late payment of EMI 24% per annum on amount outstanding from date of default
Charges for changing from fixed to floating rate of interest Not applicable
Charges for changing from floating to fixed rate of interest Not applicable
Stamp duty & other statutory charges As per applicable laws of the state
Loan cancellation charges Rs. 1000/-
Cheque bounce charges Rs. 450/- per cheque bounce
Cheque swapping charges Rs. 500/- per event
Loan re-booking charges/re-scheduling charges Rs. 1000/-

Eligibility for HDFC Bank Personal Loans in Ahmedabad :

Salaried

Self Employed

Be 21-60 years of age. Be 25-65 years of age.
Have had a job for at least 2 years, and a minimum of 1 year with your current employer. Be in business for 4-7 years depending on your profession.
Earn at least Rs. 10,000/- per month net income (Rs. 15,000/- in Delhi, Mumbai, Bangalore, Chennai and Hyderabad, Rs. 12,000 in Calcutta, Ahmedabad and Ahmedabad). Earn at least Rs. 1,00,000 per year

Documents required for HDFC Bank Loans in Ahmedabad:

Salaried

Self Employed Individual

Self employed professional

Copy of passport/voter’s ID card/driving license. Copy of passport/voter’s ID card/driving license. Copy of passport/voter’s ID card/driving license.
Copy of ration card/telephone or electricity bill/rental agreement/passport Copy of ration card/telephone or electricity bill/rental agreement/passport copy/trade license/Sales Tax Certificate/Est./ Sales Tax certificate ration card/telephone or electricity bill/rental agreement/passport copy/trade license/sales tax certificate/Establishment/ Sales Tax certificate.
Your last 3 months bank statement/6 months bank passbook Your last 6 months bank statement/passbook. Last 6 months bank statements/passbook.
Your most recent salary slip or current dated salary certificate with the latest Form 16. Copy of latest income tax return (ITR) along with computation of income, balance sheet (B/S) and profit and loss (P&L) a/c for the last 2 yrs. certified by a CA Copy of latest income tax return (ITR) along with computation of income, balance sheet (B/S) and profit and loss (P&L) a/c for the last 2 yrs. certified by a CA
Proof of continuation (Trade license /Establishment /Sales Tax certificate). Qualification proof of the highest professional degree.

Branches of HDFC Bank in Ahmedabad for Personal Loans:

Bank Name Branch Name IFSC Code / MICR Code / Branch Code Address Contact
HDFC Bank AHMEDABAD – NAVRANGPURA HDFC0000006 / 380240002 / 000006 Astral Tower, , Near Mithakali Six Roads, , Navrangpura, Ahmedabad – 380009, Gujarat

City: AHMEDABAD
District: AHMEDABAD
State: GUJARAT

Tel: 079-39817029, Fax: 079-39817002
HDFC Bank AHMEDABAD – VEJALPUR HDFC0000048 / 380240003 / 000048 Abhishilp, Shop No 1 & 2, Opp Vishveshwar Mahadev Temple, Near Keshavbaug Party Plot, Judges Bunglow Road, Vejalpur, Vejalpur, Ahmedabad – 380015, Gujarat

City: AHMEDABAD
District: AHMEDABAD
State: GUJARAT

Tel: 079-40086463, Fax: 079-40086465
HDFC Bank AHMEDABAD – BODAKDEV HDFC0000049 / 380240004 / 000049 Bpl House, Sumangalam Co – Op Hsg Soc, , Opp. Drive – In Cinema, Bodakdev, Ahmedabad – 380054, Gujarat

City: AHMEDABAD
District: AHMEDABAD
State: GUJARAT

Tel: 079-40086256, Fax: 079-40086265
HDFC Bank AHMEDABAD – ASHRAM ROAD HDFC0000069 / 380240005 / 000069 SHILP – II NEXT TO VIKRAM CHAMBERS, ASHRAM ROAD AHMEDABAD GUJARAT 380009

City: AHMEDABAD
District: AHMEDABAD
State: GUJARAT

Tel: 079-27546638 / 27542779, Fax: 079-27542824
HDFC Bank AHMEDABAD – CLEARING BRANCH HDFC0000207 / 380240002 / 000207 GR FLR, FIRST FLR, BASANT HOUSE, NAVRANGPURA, AHMEDABAD, GUJARAT 380006

City: AHMEDABAD
District: AHMEDABAD
State: GUJARAT

Dhananjay Kad / Keshav Kanchikan / Harshal Deobhankar 022 28474900 Extn 1888 / 1649 / 1648
HDFC Bank AHMEDABAD – SARANGPUR HDFC0000237 / 380240007 / 000237 FIRST FLOOR, BLOCK D, SHREE GHANTAKARAN MAHAVIR CLOTH MKT, AHMEDABAD, GUJARAT, 380002

City: AHMEDABAD
District: AHMEDABAD
State: GUJARAT

Tel: 079-22161965 / 22163326, Fax: 079- 22163393
HDFC Bank AHMEDABAD – PALDI HDFC0000299 / 380240009 / 000299 SHAIVAL COMPLEX, OPP CHANDANBALA TOWERS, PALDI, AHMEDABAD, GUJARAT 380007

City: AHMEDABAD
District: AHMEDABAD
State: GUJARAT

Tel: 079-26651004, 26652003, Fax: 079-26652003
HDFC Bank AHMEDABAD – MANINAGAR HDFC0000300 / 380240008 / 000300 NAKSHTRA BUILDING, MANINAGAR, AHMEDABAD, GUJARAT 380008

City: AHMEDABAD
District: AHMEDABAD
State: GUJARAT

Tel: 079-25461236, Fax: 079-25461110
HDFC Bank AHMEDABAD – BOPAL HDFC0000305 / 380240010 / 000305 Samarpan Complex, 200 Ft Ring Road, , Bopal Junction, , Bopal, Ahmedabad – 380058, Gujarat

City: AHMEDABAD
District: AHMEDABAD
State: GUJARAT

Tel: 02717-652031 / 652032, Fax: 02717-233059

 

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